There's $5,000 on the line - and he can't resist her.

Steve bets his friend Jeff he would spend his vacation in the Philippines relaxing on the beach, without succumbing to the charms of a Filipino bar girl. He needs to recover from his recent divorce. But when he meets Reyna with the cute eyes, a strange thing happens. He falls - hard. Jeff returns home $5,000 wealthier, and Steve much happier.

Steve needs to recover from his divorce. For years, he's listened at work to his friend Jeff brag about his great times and great Asian sex when he vacations in the Philippines.

Palm trees. White sand beaches. And hot, beautiful young Asian babes.

Too good to be true, Steve figures. Just exaggerated Asian sex stories.

Besides, he sits on the wrong side of age 40. How can Philippines sex be for him? What gorgeous twenty-three year old Filipino girl wants him, unless he pays a Philippines bar girl?

Which he objects to. He rejects the "dirty old man" syndrome. He wants Filipino women who want him.

So he plans to dine on chicken adobo, buko fruit salad, and leche flan...drink coconut juice with or without added rum...swim in the South China Sea...ride the waves...sleep in the hot tropical sun under the shade of a swaying palm tree as cool fresh breezes blow in off the water...

After a late, leisurely dinner, Steve goes drinking with Jeff. Nothing like a cold beer in the warm night, lit only by bright light bulbs strung along the makeshift beach bars...sand under the stool...the air filled with loud music from the last five decades of American and Filipino pop charts...while, just below his attention, the surf still roars...

Jeff points out Steve can spend the night with the bartender - who's a "baklat" - a gay male dressed in feminine though unfashionable clothes. Steve easily resists that offer.