If you're the type of person who likes to take control of your economic security, then this book is for you. 

There were more than 3.1 million foreclosure filings issued during 2008, which means one in every 54 households in America were unprepared. There were many signs of a real estate market crash, including the national unemployment rate reaching 7.2 percent. Sadly, 90 percent of homeowners facing foreclosure panicked and froze. They did absolutely nothing. They did not seek advice from their trusted real estate advisors, and they did not go over their options prior to giving up completely. Some later realized their options included selling their home on time or even refinancing and pulling cash out. But it was too late, and they regretted not taking action. 

In 2019, expert economists agreed the next recession would begin in 2020. However, they predicted home prices would continue to rise at a rate of 1 percent per year as opposed to the 6 percent average in recent years. The year 2020 brought an unforeseen global pandemic. Things drastically changed. But even a psychic couldn’t accurately predict the future of the real estate market. What you do know is that the Federal Reserve has predicted the US will lose 47 million jobs, resulting in an unemployment rate of 32.1 percent, a considerable increase from the 24.9 percent unemployment rate during the worst point of the Great Depression. You can draw your own conclusions as to the direction of the real estate market. There are many things out of your control. But there are a lot of things well in your control, like successfully marketing your home to sell for the most money possible. 

Risking your home equity for lack of information can prove to be very painful for many. But the regret of not investing the time to learn what could have spared you that pain and agony that comes with sacrificing one of your biggest assets could prove worse than the monetary consequences. If you’re the type of person that likes to take control of their life and future, invest a small part of your day and listen to this book. I hope you enjoy as much listening to it as I enjoyed creating it.