Becky Bloomwood has a fabulous flat in London’s trendiest neighborhood, a troupe of glamorous socialite friends, and a closet brimming with the season’s must-haves. The only trouble is, she can’t actually afford it—not any of it. Her job writing at Successful Saving magazine not only bores her to tears, it doesn’t pay much at all. And lately Becky’s been chased by dismal letters from the bank—letters with large red sums she can’t bear to read. She tries cutting back. But none of her efforts succeeds. Her only consolation is to buy herself something . . . just a little something.

For Rebecca Bloomwood, life is peachy. She has a job on morning TV, her bank manager is actually being nice to her, and when it comes to spending money, her new motto is Buy Only What You Need—and she's really (sort of) sticking to it. The icing on the brioche is that she's been offered a chance to work in New York.

Becky still adores the traditions of Christmas: Her parents host, carols play on repeat, her mother pretends she made the Christmas pudding, and the neighbors come ’round for sherry in their terrible holiday sweaters. Things are looking cheerier than ever, until Becky’s parents announce they’re moving to ultra-trendy Shoreditch - unable to resist the draw of craft beer and smashed avocados - and ask Becky if she’ll host this year. What could possibly go wrong?

Sasha has had it. She cannot bring herself to respond to another inane, “urgent” email or participate in the corporate employee joyfulness program. She hasn’t seen her friends in months. Sex? Seems like a lot of effort. Even cooking dinner takes far too much planning. Sasha has hit a wall. Armed with good intentions to drink kale smoothies, try yoga, and find peace, she heads to the seaside resort she loved as a child. But it’s the off season, the hotel is in a dilapidated shambles, and she has to share the beach with the only other occupant: a grumpy guy named Finn.

Ava thinks love should be found in the real world, not on apps that filter men by height, job, or astrological sign. She believes in feelings, not algorithms. So after a recent breakup and dating app debacle, she decides to put love on hold and escapes to a remote writers' retreat in coastal Italy. At the retreat, she's not allowed to use her real name or reveal any personal information. When the neighboring martial arts retreat is canceled and a few of its attendees join their small writing community, Ava, now going by "Aria", meets "Dutch", a man who seems too good to be true.