Becky Bloomwood has a fabulous flat in London’s trendiest neighborhood, a troupe of glamorous socialite friends, and a closet brimming with the season’s must-haves. The only trouble is, she can’t actually afford it—not any of it. Her job writing at Successful Saving magazine not only bores her to tears, it doesn’t pay much at all. And lately Becky’s been chased by dismal letters from the bank—letters with large red sums she can’t bear to read. She tries cutting back. But none of her efforts succeeds. Her only consolation is to buy herself something . . . just a little something.

For Rebecca Bloomwood, life is peachy. She has a job on morning TV, her bank manager is actually being nice to her, and when it comes to spending money, her new motto is Buy Only What You Need—and she's really (sort of) sticking to it. The icing on the brioche is that she's been offered a chance to work in New York.

It’s been almost two years since Effie’s beloved parents got divorced, destroying the image of the happy, loving childhood she thought she had. Since then, she’s become estranged from her father and embarked on a feud with his hot (and much younger) girlfriend, Krista. And now, more earth-shattering news: They’ve sold Greenoaks, the rambling Victorian country house Effie has always called home.

When the spirit of Lara’s great-aunt Sadie–a feisty, demanding girl with firm ideas about fashion, love, and the right way to dance–mysteriously appears, she has one last request: Lara must find a missing necklace that had been in Sadie’s possession for more than seventy-five years, and Sadie cannot rest without it. Lara, on the other hand, has a number of ongoing distractions. Her best friend and business partner has run off to Goa, her start-up company is floundering, and she’s just been dumped by the “perfect” man.

Sasha has had it. She cannot bring herself to respond to another inane, “urgent” email or participate in the corporate employee joyfulness program. She hasn’t seen her friends in months. Sex? Seems like a lot of effort. Even cooking dinner takes far too much planning. Sasha has hit a wall. Armed with good intentions to drink kale smoothies, try yoga, and find peace, she heads to the seaside resort she loved as a child. But it’s the off season, the hotel is in a dilapidated shambles, and she has to share the beach with the only other occupant: a grumpy guy named Finn.