The Latte Factor
Why You Don't Have to Be Rich to Live Rich
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The Latte Factor
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Narrateur(s):
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Mizuo Peck
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David Bach
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Auteur(s):
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David Bach
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John David Mann
À propos de cet audio
Instant New York Times, USA Today, Wall Street Journal, and international best seller
Discover number-one New York Times best-selling author David Bach’s three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author’s experiences teaching millions of people around the world to live a rich life, this fast, easy listen reveals how anyone - from millennials to Baby Boomers - can still make his or her dreams come true.
In this compelling, heartwarming parable, Bach and his best-selling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a 20-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss’ suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop.
Henry soon reveals his “Three Secrets to Financial Freedom”, ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers she already earns enough to secure her financial future and realize her truest dreams - all she has to do is make a few easy shifts in her everyday routine.
The Latte Factor demystifies the secrets to achieving financial freedom, inspiring you to realize it’s never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that “David Bach is the financial expert to listen to when you’re intimidated by your finances” (Tony Robbins, number-one New York Times best-selling author of Money: Master the Game).
PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.
©2019 David Bach and John David Mann (P)2019 Simon & SchusterCe que les auditeurs disent de The Latte Factor
Moyenne des évaluations de clientsÉvaluations – Cliquez sur les onglets pour changer la source des évaluations.
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Au global5 out of 5 stars
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Performance5 out of 5 stars
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Histoire5 out of 5 stars
- Antoine Denis
- 2019-11-07
A great story about money
I’ve loved the way this books talks about money within an interesting narrative, instead of being a course about money. I think this can reach a lot of people who need to hear this message of conscious spending, and starting the sooner, the better.
Thank you Mr. Bach for this work.
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Au global4 out of 5 stars
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Performance4 out of 5 stars
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Histoire3 out of 5 stars
- NewMom1520
- 2021-02-07
Ok
There was too much story before we get to the actual financial advice. It was too slow moving. But when the financial advice started coming in, it was good. Lots of great timeless wisdom similar to the wisdom found in David Bach’s other older books. The first thing was pay yourself your first hour of work each day. The second thing was make it automatic - willpower not needed - pre-authorized saving. Then there were many more tips.
I enjoyed the description of the Texan people that made and lost millionaires. Big hat no cattle.
The book ended happily. The protagonist turned 30 at the end. This book is definitely for a person in their 20s working at their first job that needs some basic financial advice on how to get started in life.
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Au global5 out of 5 stars
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Performance5 out of 5 stars
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Histoire5 out of 5 stars
- Jeanne N
- 2019-08-16
Relatable
i love the book. I dont normally like story type of books to learn about money but this one was perfectly written. Very relatable, easy to follow and to understand and also enjoyable. I wish I read this when it first came out and started applying the principles. I am 33 right now and I still have time as per his other books but imagine how much I have in the bank if I started a while back. This book not only talk about money but also about to really reflect on what is important to you and why more money in your income does not really mean finding happiness, contentment, and success. This book is truly an inspiration. It inspired me to live my life the way I wanted and to live my full life now.
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Au global5 out of 5 stars
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Performance5 out of 5 stars
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Histoire5 out of 5 stars
- K Spence
- 2019-06-26
Loved this book!
I have been teaching my children the principles of investing and saving, but now as teenagers they are interested in clothes and going out more often with their friends etc. Saving for their future at this point in their lives is taking a back seat. Once I heard about The Latte Factor, I thought it may help. As promised, it is a quick read and a relatable story. I bought 2 copies for my children to read. My daughter read it in a day and cancelled a shopping excursion with her friends, stating she would rather save her money!!! Mission accomplished! Thank you, David!
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Au global5 out of 5 stars
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Performance5 out of 5 stars
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Histoire5 out of 5 stars
- mary
- 2019-10-22
Great story! Keeps you listening.
At no point was I bored of listening to this story. it kept me entertained wanting to find out what happens. I recommened this to everyone right now to listen to! I listened to this on a long flight and it was great. Thanks a lot
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Au global5 out of 5 stars
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Performance5 out of 5 stars
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Histoire5 out of 5 stars
- Darin Johnson
- 2019-05-08
Best Audio I have ever listened to on Finances
I have read many books on Finance and this is one of the best books I have read in years. It reminds me of the Wealthy Barber in that it is told in a story format. The difference though is very profound is that David talks about his Latte Factor and what it can do for you and how much it can make an impact. I have been looking at my many Latte Factors for the last 4-5 months and I have cut my Latte Factor by about $2,000 a month of just wasteful spending. So for me what this means is my loan will be paid in full by the end of August, which is over a year and 3 months earlier. Also means that I will be able to put over $300 a month starting September. I am currently putting $150 a month, which is $5 a day away each month. I have been putting at least $5 a day for over 5 years now.
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1 personne a trouvé cela utile
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Au global5 out of 5 stars
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Performance5 out of 5 stars
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Histoire5 out of 5 stars
- Tjjjjjjjjjjjj
- 2019-07-20
One of the best books I’ve read/audiobooks I’ve listened to
Absolute 10/10 and can’t wait to pay myself first! Although my coffee is only $2 a day (CAD) this is still a $60 monthly cost VS a bag of coffee for $6 could last me a month! Saving a total of $54 a month. Wow.
Thank you David! 🙌🏻 I will be sharing this with everyone I know. Ps. I absolutely loved the story telling aspect of this book!
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Au global5 out of 5 stars
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Performance5 out of 5 stars
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Histoire5 out of 5 stars
- Amazon Customer
- 2019-05-15
Enjoyable
It was a great listen, I am implementing strategies now, I have also just purchased The Automatic Millionaire...I highly recommend this listen, we can all do this.
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Au global5 out of 5 stars
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Performance5 out of 5 stars
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Histoire5 out of 5 stars
- YogaPanda
- 2019-07-31
awesome
This is the best book on personal finance/growth I have ever listened to over the years.
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Au global5 out of 5 stars
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Performance5 out of 5 stars
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Histoire5 out of 5 stars
- Vanessa
- 2024-04-29
I was able to connect with this books so well.
This book was so inspiring. I can connect with the characters very well and I'm hoping to be able to apply the principles of this book to my life. I have been struggling since I went to college and I have been using some of the principles but not all. My goal from this book is to apply all principles to my life and live a fulfilling life just as you Zoe and David has done. Thank you so much for this amazing book and I'm so glad that I'm able to share it with others.
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