📈 Are you on track with the Baby Steps? Get a free personalized plan. You’ve probably heard people talk about “good debt,” but the truth is . . . it’s still debt. In this episode, I’m exposing three industries that use this kind of language to prey on consumers so you can avoid these everyday traps and start winning with money. Next Steps: 🎥 Watch my video 10 Great Cars Under $10K. 💵 Start your free budget today. Download the EveryDollar app! 👩🎓 Watch Ramsey Solutions’ documentary, Borrowed Future. Connect With Our Sponsors: 🏥 Learn more about Christian Healthcare Ministries. 🔒 Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 The EntreLeadership Podcast Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices