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EPISODE DESCRIPTION

In this episode, Brandon shines a light on some of the recent activity of Justin Trudeau and the Liberal party, what the implications mean for homeowners, and steps you can take to fight this.

📞 Book a Call with Brandon

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MORTGAGE INQUIRIES

📞 Book a Call 📧 Email us→ experts@northshoregroup.ca 📝 Start an Application

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CONNECT

📸 Connect on Instagram (Tom)

📸 Connect on Instagram (Brandon)

📸 Connect on Instagram (CMG)

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SAY THANKS

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EPISODE DESCRIPTION

In this episode, Tom & Brandon share today's rates, look at how the US is affecting the rates, and putting it together so it makes sense to the average Canadian.

What was discussed: → The differences between fixed and variable rates, the bond market, and the overnight prime rate. → The impact of inflation, unemployment rate, and the upcoming US election. → 5 year term averages for different types of mortgages, insured mortgages, uninsured mortgages, fixed, and variable.

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MORTGAGE INQUIRIES

📞 Book a Call 📧 Email us→ experts@northshoregroup.ca 📝 Start an Application

***

CONNECT

📸 Connect on Instagram (Tom)

📸 Connect on Instagram (Brandon)

📸 Connect on Instagram (CMG)

***

SAY THANKS

🙏 Leave a review on Apple Podcasts

🟢 Leave a rating on Spotify

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EPISODE DESCRIPTION

In this episode, Tom breaks down the differences if you were to purchase a property from 2022 through to 2025 and beyond, and how interest rates and the stress test significantly affect your borrowing power.

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MORTGAGE INQUIRIES

📞 Book a Call 📧 Email us→ experts@northshoregroup.ca 📝 Start an Application

***

CONNECT

📸 Connect on Instagram (Tom)

📸 Connect on Instagram (Brandon)

📸 Connect on Instagram (CMG)

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SAY THANKS

🙏 Leave a review on Apple Podcasts

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EPISODE DESCRIPTION

In this episode, Tom and Brandon are joined by Erwin Szeto. Erwin is the Owner at iWin Real Estate and the Director of the Mr. Hamilton team from Hamilton, Ontario, a team of veteran real estate investors, who coach investors from the Toronto area to achieve wealth and are the four time winning team of Real Estate Agent of the Year. Erwin is also the host of the "Trust About Real Estate" podcast, in addition to being a blogger, speaker, and philanthropist.

Erwin is here to discuss: → Why Canadians should look at investing in the US, it's advantages, and how to know where to invest in the US. → What Share does for US investors and it's fees, US mortgage financing, and the favorable corp structure for Canadians investing in the US. → Who does and doesn't fit this type of investment, going for cash flow or appreciation, and his future plans for Canadian investments.

Erwin Szeto's Share Website: www.sharesfr.com/partners/iwin

iWIN Real Estate's Instagram: @iwinrealestate

iWIN Real Estate's Facebook: @iwinrealestate

Erwin Szeto's Instagram: @erwinszeto

Erwin Szeto's LinkedIn: @erwinszeto

Truth About Real Estate Investing Podcast: www.truthaboutrealestateinvesting.ca

Truth About Real Estate Investing YouTube: @TruthAboutRealEstateInvesting

***

MORTGAGE INQUIRIES

📞 Book a Call 📧 Email us→ experts@northshoregroup.ca 📝 Start an Application

***

CONNECT

📸 Connect on Instagram (Tom)

📸 Connect on Instagram (Brandon)

📸 Connect on Instagram (CMG)

***

SAY THANKS

🙏 Leave a review on Apple Podcasts

🟢 Leave a rating on Spotify

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EPISODE DESCRIPTION

In this episode, Brandon shares how you can use municipal downpayment programs to help get into the housing market. He covers who's eligible, how they work, and 3 examples of different real life use cases from his clients.

📞 Book a Call with Brandon

***

MORTGAGE INQUIRIES

📞 Book a Call 📧 Email us→ experts@northshoregroup.ca 📝 Start an Application

***

CONNECT

📸 Connect on Instagram (Tom)

📸 Connect on Instagram (Brandon)

📸 Connect on Instagram (CMG)

***

SAY THANKS

🙏 Leave a review on Apple Podcasts

🟢 Leave a rating on Spotify

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EPISODE DESCRIPTION

In this episode, Tom shares 5 insider tips you need to know for getting a proper mortgage pre-approval, and what a lot of banks and brokers don't want you to know.

What was discussed: → The difference between a pre-approval and a pre-qualification, and why pre-qualifications are meaningless. → Asking for multiple rate holds. → The varying compensation for banks and brokers and the question you need to ask every mortgage broker you talk to.

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MORTGAGE INQUIRIES

📞 Book a Call 📧 Email us→ experts@northshoregroup.ca 📝 Start an Application

***

CONNECT

📸 Connect on Instagram (Tom)

📸 Connect on Instagram (Brandon)

📸 Connect on Instagram (CMG)

***

SAY THANKS

🙏 Leave a review on Apple Podcasts

🟢 Leave a rating on Spotify

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EPISODE DESCRIPTION

In this episode, Tom shares 5 key strategies on how to pay down your mortgage quicker, while also having benefits like saving on interest and eliminating consumer debt.

What was discussed: → Explaining different methods of pre-payment privileges including accelerated and lump sum payments. → Paying off your high interest debt to increase cash flow and refinancing your mortgage. → Why you should be looking at a static variable rate mortgage in a declining rate environment.

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MORTGAGE INQUIRIES

📞 Book a Call 📧 Email us→ experts@northshoregroup.ca 📝 Start an Application

***

CONNECT

📸 Connect on Instagram (Tom)

📸 Connect on Instagram (Brandon)

📸 Connect on Instagram (CMG)

***

SAY THANKS

🙏 Leave a review on Apple Podcasts

🟢 Leave a rating on Spotify

***

WATCH

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EPISODE DESCRIPTION

In this episode, Tom breaks down everything you need to know about the Bank of Canada's rate decision on June 5th, 2024.

There's a lot of misconception out there on how the rate cut impacts borrowers, and overall market expectations. Tom simplifies it all!

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MORTGAGE INQUIRIES

📞 Book a Call 📧 Email us→ experts@northshoregroup.ca 📝 Start an Application

***

CONNECT

📸 Connect on Instagram (Tom)

📸 Connect on Instagram (Brandon)

📸 Connect on Instagram (CMG)

***

SAY THANKS

🙏 Leave a review on Apple Podcasts

🟢 Leave a rating on Spotify

***