In this episode, Julian Kohlbrand hosts a dual guest episode featuring Nonna Mikat and Katie Pursey, co-owners of Just Between Friends (JBF) in Kitsap County. They discuss the benefits of consignment shopping, the community impact of their business, and how it helps families save money while promoting sustainability. The conversation also covers misconceptions about secondhand shopping, tips for becoming a consigner, and the unique model of JBF that empowers consignors.

Connect with Just Between Friends here: https://bremerton.jbfsale.com/

Or Instagram: https://www.instagram.com/jbfbremerton/

Learning more about Jewlz The Budget Nerd and financial coaching at www.jewlzthebudgetnerd.com.

What If You're Not Actually Bad With Money? Just Financially Disorganized?

This episode will walk through some signs you might be financially disorganized and ways to get on the right track ASAP!

A must-listen episode if you're tired of wasting money and just need a system that allows you to manage your money instead of it managing you!

Mentioned in this episode:

Episode 20: Debt Repayment Delegation?

Free Credit Report

EveryDollar App

Get Your Debt Rebel Starter Kit and more at www.jewlzthebudgetnerd.com

BLOG: Lifestyles of the Intentional Spender

Life is full of unexpected twists—some amazing, some... not so great. If you're facing financial uncertainty, job loss, or reduced income, this episode is packed with real-life strategies to help you stay afloat and regain control.

In this episode, I share:
✅ My personal story of navigating financial hardship after job loss
✅ What a "survival mode budget" looks like and how to create one
✅ How to cut expenses, save money, and avoid relying on credit cards
✅ The importance of identifying YOUR version of financial stability
✅ Practical ways to meal plan, reduce bills, and generate extra cash
✅ How to communicate with creditors and manage recurring payments

🔗 Mentioned in this episode:

• Episode 26: Is Decluttering Your Next Best Financial Step Towards Financial Freedom with Special Guest Sasia Lile
• Episode 4: "It" Hit the Fan: Why You Need an Emergency Plan and How to Get it in Place
• Debt Rebel Starter Kit – DM me on Instagram (@jewlzthebudgetnerd) to get your free copy!

Got questions? Need help getting a financial plan in place? DM me on Instagram and let’s chat! Let’s turn financial stress into financial strength.

Learning more about Jewlz The Budget Nerd and financial coaching at www.jewlzthebudgetnerd.com.

Ever wonder why you keep falling into the same money habits, even when you want to change? In this episode of the show, I dive into the psychology behind our financial choices, exploring how emotions and past experiences shape our spending. You'll learn how to identify harmful money patterns, swap them for positive financial habits, and set yourself up for long-term success. Plus, I’ll share actionable tips to help you automate good habits and stay accountable. Tune in and take control of your financial future today!

Mentioned in this episode:

Build a better budget, eliminate your debt and find your financial margin with the Debt Rebel Starter Kit.

Ready to break the paycheck-to-paycheck cycle?

Join The Alliance for monthly coaching, accountability and community to help you achieve financial success!

🔗 Check out The Alliance Coaching Membership at jewlzthebudgetnerd.com

Not sure where to start? Book a call with Jewlz the Budget Nerd

You may also like:

014 Financial Organization: Building a Foundation for Success

025 Emotional Spending: How to Respond vs. React to Life's Curveballs

I share my insights on how to maintain a loving relationship while navigating financial challenges. Why it's important to budget for special occasions like Valentine's Day, the significance of open communication about finances with a spouse, and creative ways to spend quality time together without overspending. I also emphasizes why I think relationships should be prioritized over strict financial rules, and that compromise and understanding are key to a successful partnership and financial future.

References from this episode:

Date Night Questions:

https://jewlzthebudgetnerd.podia.com/datenight

Pinterest:www.pinterest.com/jewlzthebudgetnerd

Ready to break the paycheck-to-paycheck cycle?

Join The Alliance for expert guidance and a supportive community to help you achieve financial success!

🔗 Check out The Alliance Coaching Membership at jewlzthebudgetnerd.com

You may also like:

Episode 18: Building & Sustaining a Debt-Free Life: A Spouse's Perspective with Adam Kohlbrand

In this episode, Jewlz The Budget Nerd takes you behind the scenes of the new Alliance Coaching Membership and helps you plan your February budget like a pro!

💰 Learn how to prepare for seasonal expenses like Valentine’s Day, Super Bowl parties, higher utility bills, tax season, and spring break travel—without breaking the bank. Discover practical tips to stay on track, automate savings, and make intentional financial decisions that align with your goals.

Ready to break the paycheck-to-paycheck cycle? Join The Alliance for expert guidance and a supportive community to help you achieve financial success!

🔗 Check out The Alliance Coaching Membership at jewlzthebudgetnerd.com

You might also like:

Episode 25: Emotional Spending: Breaking the Cycle

Episode 35: 3 Ways to Kickstart Your Families Financial Goals in 2025 and Beyond

Connect with Jewlz The Budget Nerd on Instagram!

Even financial coaches slip up! Discover how I forgot to budget, what I learned from it, and why building strong financial habits can keep you on track—even when life happens. Progress isn’t about perfection!

Join the Debt Rebel Community

If you’re ready to take control of your finances, join the Debt Rebel community! Whether you’re just starting out or looking for ongoing support, here are some great resources:

• Free 5-Day Budgeting Challenge: Perfect for beginners.

https://jewlzthebudgetnerd.podia.com/challenge

• Debt Rebel Starter Kit: A step-by-step guide to creating financial margin and paying off debt.

https://jewlzthebudgetnerd.podia.com/debt-rebel-starter-kit

• Alliance Coaching Membership: Get monthly trainings, live Q&As, and access to budgeting tools in a supportive community.

https://jewlzthebudgetnerd.podia.com/

Follow me on Instagram: www.instagram.com/jewlzthebudgetnerd

Welcome to the Debt Rebel Podcast: Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money.

I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you.

Oh and the icing on the cake, my degree is in Economics! Managing our money is not all about the numbers and spreadsheets!

In this engaging conversation, Life Strategist Trish Raap and I explore the journey to debt freedom, emphasizing the importance of understanding one's motivations and the necessity of self-care. We discuss practical strategies for personal growth, including the creation of vision boards, the significance of simplicity in life, and the development of new habits. The dialogue is filled with actionable insights and relatable anecdotes, making it a valuable resource for anyone looking to improve their financial and personal well-being.

Get Trish's Downloadable: https://yourlifestrategist.com/

Learn more about The Alliance Coaching Membership and More Money Than Month: Finding Financial Margin in 2025 & Vision Board Workshop: www.jewlzthebudgetnerd.com

You might also like 28 What Financial Preparedness Looks Like When Crises Strike with Special Guest Carlee Brown.

Connect with Jewlz The Budget Nerd:

Facebook: Jewlz The Budget Nerd

Instagram: @jewlzthebudgetnerd

Pinterest: Jewlz The Budget Nerd

YouTube: Julian "Jewlz" Kohlbrand