Épisodes

  • The One Thing All Investors Miss: Watching Out for the X-Factor

    The One Thing All Investors Miss: Watching Out for the X-Factor
    Feb 18 2025
    What if I told you the single biggest threat—or opportunity—for your wealth creation journey could be something you never saw coming? In today’s episode, Simon Kuestenmacher and I explore the concept of X-Factors—unexpected events that can significantly impact businesses, investments, and lives. Over the past two decades, we’ve seen plenty of them—from the devastating Global Financial Crisis (GFC) to the COVID-19 pandemic, from global wars to record-breaking migration levels. So today we explore how these X factors, big and small, have impacted the Australian property market and the economy at large. We reflect on historical events, the role of AI, interest rates, and demographic changes, emphasizing the importance of understanding these factors to navigate future uncertainties. Takeaways Historical events provide valuable lessons for future predictionsX-Factors are unexpected events that can disrupt economies.Some X factors are local—like government policy changes, interest rate hikes, or a surge in foreign investment. Others are global in nature, stemming from geopolitical events, technological revolutions, or social upheavals.While it’s essential to take a long-term view, you must always prepare for the unexpected.AI is a significant modern X-Factor affecting all industries.Political decisions can create unexpected economic outcomes.Forecasting requires humility and an understanding of complexity.Demographics play a crucial role in economic forecasting.Embracing uncertainty can lead to better decision-making. Chapters 02:17 Historical Context of X-Factors 05:55 Impact of Interest Rates and Consumer Confidence 09:16 Global Events and Their Economic Implications 13:11 The Role of AI as an X-Factor 16:43 COVID-19: A Major X-Factor 20:22 Generational Impact of X-Factors 24:21 Political X-Factors and Their Economic Effects 27:49 Lessons from the Past: Preparing for Future X-Factors 31:39 Conclusion: Embracing Uncertainty in Forecasting 40:52 The Importance of Demographic Awareness Join Simon Kuestenmacher and Michael Yardney at Wealth Retreat 2025 –Australia’s Premier Wealth Retreat for Elite Investors and Business People – learn more here. About Simon Kuestenmacher Simon Kuestenmacher is co-founder and Director – The Demographics Group Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.  He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels. Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.
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    41 min
  • The Great Car Takeover: Is Australia Ready for What’s Next?

    The Great Car Takeover: Is Australia Ready for What’s Next?
    Feb 11 2025
    In today’s podcast we're shifting gears to discuss something that impacts almost every aspect of our daily lives—our cars. As we look ahead, the next decade promises significant changes in how we drive, where we live, and what we drive." You’ll hear Simon Kuestenmacher explain how he sees a future dominated by cars in a way we haven't seen before. So why not put the pedal to the metal and listen to this week’s show Takeaways Demographic trends are crucial in understanding our future including how we’ll be using cars.Millennials are increasingly moving to suburban areas, necessitating more cars.The shift towards larger vehicles is evident as families grow.Electric vehicles are slowly gaining market share, but still represent a small percentage of all the cars.Infrastructure is under pressure to cope with our population growth and car dependency.Urban planning must adapt to changing demographics and transport needs.Cultural attitudes significantly influence car ownership and transport choices.Self-driving cars could revolutionise urban transport and reduce the need for personal vehicles.Public transport systems in Australia face challenges due to low population density. Chapters 01:01 Demographic Trends Influencing Car Ownership 05:27 The Shift to Larger Vehicles 05:42 New Chapter 25:20 Urban Planning Solutions for Traffic 29:58 The Role of Demographics in Understanding Trends 32:39 The Importance of Demographic Awareness Join Simon Kuestenmacher and Michael Yardney at Wealth Retreat 2025 –Australia’s Premier Wealth Retreat for Elite Investors and Business People – learn more here. About Simon Kuestenmacher Simon Kuestenmacher is co-founder and Director – The Demographics Group Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.  He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels. Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.
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    33 min
  • The age-bomb about to detonate in Australia

    The age-bomb about to detonate in Australia
    Feb 4 2025
    In this episode of Demographics Decoded, Simon Kuestenmacher and I explore the concept of the 'age bomb' that will hit Australia and the challenges that come with the escalating demand for aged care, services retirement funding, and we explain the essential role of superannuation. Takeaways Australia's population is aging, impacting various sectors differently.The 'age bomb' refers to the pressures of an aging population.Australia’s 85 plus population will double by 2038, straining resources.Retirement planning is crucial as life expectancy increases.Superannuation is a key tool for funding retirement.Allowing young people to access their superannuation for housing will disrupt long-term savings.Major changes to superannuation regulations are expected.Dementia care is becoming increasingly important and costly.Aged care services need significant expansion to meet demand.Societal attitudes towards aging and retirement are evolving. Chapters 01:27 Understanding the Age Bomb 04:08 Retirement and Financial Planning Changes 06:49 Superannuation and Housing Market Dynamics 09:44 Future Changes to Superannuation 17:51 The Growing 85+ Population 21:29 Dementia and Its Impact on Society 27:34 Conclusion and Future Trends Join Simon Kuestenmacher and Michael Yardney at Wealth Retreat 2025 –Australia’s Premier Wealth Retreat for Elite Investors and Business People – learn more here. About Simon Kuestenmacher Simon Kuestenmacher is co-founder and Director – The Demographics Group Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.  He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels. Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney Michael Yardney- founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.
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    32 min
  • Are there more winners than losers when house prices rise?

    Are there more winners than losers when house prices rise?
    Jan 28 2025

    Are there more winners or losers in our current challenging house markets?

    In this episode of the Demographics Decoded Podcast, Simon Kuestenmacher and I explore who the winners and losers are, examine the impact of government policies on housing affordability, and analyse the political landscape affecting young voters.

    We also delve into the implications of immigration on housing and the widening wealth gap, emphasizing the necessity for a balanced approach to housing policies that considers both supply and demand.

    Takeaways

    • The housing market is experiencing significant fluctuations.
    • High property prices benefit more stakeholders than they harm.
    • Government policies often exacerbate housing affordability issues.
    • Young voters are increasingly disillusioned with major parties.
    • Immigration impacts housing demand and affordability.
    • There is a widening wealth gap affecting young Australians.
    • Supply and demand dynamics are crucial in housing policy discussions.
    • Political stability is essential for effective housing policies.
    • First homebuyer grants can inadvertently drive up prices.
    • A balanced approach is needed to address housing affordability.

    Chapters

    02:43 Winners in the Property Market

    05:25 The Role of Government and Policy

    08:14 The Political Landscape and Housing Affordability

    10:58 The Future of Housing Policy

    13:42 The Effects of Migration on Housing

    16:21 Balancing Winners and Losers in the Market

    Join Simon Kuestenmacher and Michael Yardney at Wealth Retreat 2025 –Australia’s Premier Wealth Retreat for Elite Investors and Business People – learn more here.

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. 

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney – founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

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    31 min
  • Inside Australia’s Future: Trends That Will Impact Every Generation by 2025

    Inside Australia’s Future: Trends That Will Impact Every Generation by 2025
    Jan 21 2025
    We’re only a few weeks into this new year and already the world is changing around us. No doubt 2025 will bring its own events that will dominate our lives and financial markets, and in this, the third of a three-part series, we discuss various demographic trends and their implications for the economy, interest rates, and consumer behaviour. We explore the spending power of different generations and the impact of geopolitical factors on Australia and emerging industries. Our conversation also touches on the gender pay gap, mental health trends, the rise of vaping, and the influence of corporate influencers on consumer perceptions. If you’re an investor, entrepreneur, or simply someone looking to make sense of the rapid changes around us, you’ll come away with a clearer understanding of not just where we’re heading, but how you can prepare and thrive in this evolving landscape. Takeaways 2025 is predicted to be a year of significant change.Interest rates are expected to drop slightly, but not to historic lows.Millennials are entering their highest spending phase, impacting the economy.Australia's economy is supported by strong demographic trends.Geopolitical factors will influence Australia's trade relationships.Emerging industries like indoor play centers are thriving due to changing family dynamics.The gender pay gap is narrowing, especially among non-parents.Mental health issues are becoming more openly discussed and reported.Vaping poses new health risks and is under-regulated.High consumption is expected as millennials and baby boomers spend more. Chapters 01:48 Economic Predictions for 2025 06:16 Australia's Economic Outlook 08:34 Geopolitical Influences on Australia 11:40 Emerging Industries for Growth 15:43 The Gender Pay Gap 18:13 Mental Health Trends in Australia 23:44 The Rise of Vaping 27:28 Corporate Influencers and Consumption Trends Join Simon Kuestenmacher and Michael Yardney at Wealth Retreat 2025 –Australia’s Premier Wealth Retreat for Elite Investors and Business People – learn more here. About Simon Kuestenmacher Simon Kuestenmacher is co-founder and Director – The Demographics Group Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.  He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels. Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney Michael Yardney – founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.
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    34 min
  • The Future of Australia Revealed: Trends That Will Impact Your Life in 2025

    The Future of Australia Revealed: Trends That Will Impact Your Life in 2025
    Jan 14 2025
    Are you ready for the changes 2025 will bring? In today’s show we unpack even more insights that will impact how we live, work, and invest in the year ahead. In this second of a 3 part series we’ll discuss some of the most pressing trends, including the ripple effects of Australia’s population growth, the changing face of our workforce, and how technology and urbanisation are redefining our cities. If you’re an investor, entrepreneur, or simply someone looking to make sense of the rapid changes around us, you’ll come away with a clearer understanding of not just where we’re heading, but how you can prepare and thrive in this evolving landscape. Takeaways Demographic trends are crucial for understanding future societal changes.Political events can significantly influence demographic trends and economic conditions.Urban planning is shifting towards medium density and greenfield developments.Australia's population is becoming increasingly multicultural due to immigration.The aging population will drive demand for healthcare and aged care services.Home ownership rates are changing, with younger generations entering later in life.Electric vehicle adoption is expected to rise significantly in the coming years.Working from home is likely to remain popular, especially in Melbourne.Melbourne is predicted to become the most affordable capital city by 2025.Tourism in Australia is set to recover, bringing economic benefits. Chapters 02:33 Greenfield Development and Housing Affordability 07:11 Australia's Multicultural Future 08:07 Aging Population and Healthcare Challenges 09:28 Home Ownership Trends and Rental Market 12:16 The Rise of Electric Vehicles 17:07 The Future of Work and Remote Employment 21:30 Tourism Recovery and Workforce Challenges Join Simon Kuestenmacher and Michael Yardney at Wealth Retreat 2025 –Australia’s Premier Wealth Retreat for Elite Investors and Business People – learn more here. About Simon Kuestenmacher Simon Kuestenmacher is co-founder and Director – The Demographics Group Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers.  He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels. Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others. About Michael Yardney Michael Yardney – founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders. While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation. Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation. Follow Michael on Linked In or Instagram Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.
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    30 min
  • Will You Be Ready for 2025? Game-Changing Demographic Shifts Unveiled

    Will You Be Ready for 2025? Game-Changing Demographic Shifts Unveiled
    Jan 7 2025

    We’re at the beginning of a new year, and the world is evolving at a dizzying pace.

    Social shifts, technological advances, and economic challenges are rewriting the rules of how we live, work, and invest.

    But what can we expect this year? And more importantly, how can you stay ahead of the curve?

    In this episode of the Demographics Decoded podcast, Simon Kuestenmacher and I discuss key predictions for 2025, highlighting political trends, migration, housing affordability, birth rates, and unemployment.

    We explored how demographic changes will shape the future.

    If you’re an investor, entrepreneur, or simply someone looking to make sense of the rapid changes around us, this episode will be packed with actionable insights to help you stay ahead.

    Takeaways

    • The political landscape in Australia may shift with a potential change in leadership.
    • Third parties are gaining traction in Australian elections, indicating a shift in voter sentiment.
    • Migration levels are expected to decrease in 2025, impacting housing and labour markets.
    • Birth rates in Australia are at an all-time low and are projected to continue declining.
    • Economic factors such as cost of living and job security influence family planning decisions.
    • The current unemployment rate remains low despite high interest rates, indicating a strong job market.
    • Demographic trends provide valuable insights for businesses and policymakers.
    • Understanding generational differences is crucial for effective communication and marketing strategies.
    • The role of skilled migration is vital in addressing labor shortages in Australia.
    • Forecasting demographic changes can help in strategic planning for the future.

    Chapters

    00:00 Introduction to 2025 Predictions

    01:11 Political Landscape and Election Forecasts

    09:04 Migration Trends and Impacts

    17:36 Birth Rates and Future Demographics

    21:18 Unemployment Trends and Economic Insights

     

    Join Simon Kuestenmacher and a faculty of experts at Wealth Retreat 2025 from May 3rd to 7th at www.WealthRetreat.com.au

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. 

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney – founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

    Voir plus Voir moins
    28 min
  • Australia’s Future Prosperity: A Balancing Act Between Migration, Growth, and Challenges

    Australia’s Future Prosperity: A Balancing Act Between Migration, Growth, and Challenges
    Dec 31 2024

    Many say that we are the lucky country, but will this continue? What will drive Australia’s future prosperity?

    In this episode of the Demographics Decoded podcast, Simon Kuestenmacher and I discuss not only what is going to shape the future of our nation but also some of the many of the challenges we’ll be facing.

    We explored the benefits and challenges of population growth, the significance of skilled migration, and its effects on housing affordability and social cohesion.

    Our conversation emphasised the necessity of carefully managing migration and infrastructure to secure a prosperous future for Australia.

    So, whether you’re a business owner, investor, or just someone interested in the future of Australia, this is an episode you won’t want to miss.

    Takeaways

    • Australia's prosperity is closely linked to migration.
    • Migration can be a double-edged sword if not appropriately managed.
    • The size of a city is less important than its livability.
    • Infrastructure development has not kept pace with migration.
    • Skilled migration is essential for economic growth.
    • Housing affordability is influenced by various factors, not just migration.
    • Cutting migration may not solve housing issues.
    • Environmental concerns must be balanced with economic needs.
    • Social cohesion can be threatened by rapid migration.
    • Future prosperity depends on effective migration policies.

    Chapters

    00:00 Introduction to Australia's Migration and Prosperity

    02:56 The Double-Edged Sword of Migration

    05:23 Economic Models and Migration's Role

    08:25 Taxation and Wealth Distribution Challenges

    11:10 Skilled Migration: Balancing Needs and Policies

    13:56 Housing Affordability and Migration's Impact

    16:46 Environmental and Social Challenges of Migration

    19:32 Future Prospects and Integration of Migrants

    About Simon Kuestenmacher

    Simon Kuestenmacher is co-founder and Director – The Demographics Group

    Simon is a prolific media commentator on demographic and data matters and a columnist for The New Daily and The Australian newspapers. 

    He ranks as one of the world’s Top 10 influencers in data visualisation. If you can’t get enough of the kind of data that explains how the world works, make sure to follow Simon on Linked In or X (formerly Twitter) or any of his other social channels.

    Click here for a media enquiry or if you would like to book Simon Kuestenmacher for a speaking engagement. His presentations and quirky observations are enjoyed by audiences from the financial services, property, government, education, technology, retail and professional services industries, among others.

    About Michael Yardney

    Michael Yardney – founder Metropole Property Strategists has been voted one of Australia’s 50 most influential Thought Leaders.

    While he is best known as a property expert, Michael is also Australia’s leading expert in the psychology of success and wealth creation.

    Michael is a #1 best selling author of 9 books and frequently challenges traditional finance advice with innovative ideas on property investment, personal finance and wealth creation.

    Follow Michael on Linked In or Instagram

    Are you interested in property investment - let the team at Metropole build you a Strategic Property Plan to help give you clarity, direction and wealth-producing results.

    Voir plus Voir moins
    28 min