In this episode, Larry Hoffman breaks down Fannie Mae's and Freddie Mac's latest data, revealing a slight uptick in serious delinquency rates. But what does this mean for mortgage note investors? Larry explains the potential ripple effects on performing and non-performing notes, plus how economic indicators like unemployment and interest rates play a role.

🗣️ Key Topics Covered:

1. Fannie & Freddie’s Delinquency Rates:

   • Quick overview of the latest data

   • Historical context compared to the housing crisis and pandemic

2. Impact on Mortgage Note Investing:

   • Opportunities in non-performing notes (NPNs)

   • How pricing for performing notes might shift

   • Risk factors to watch

3. Economic Indicators to Monitor:

   • The role of rising unemployment

   • How interest rate changes affect default rates and prepayment risks

4. Actionable Takeaways:

   • How to adjust your investment strategy

   • Why cash reserves and market awareness are key right now

💡 Larry’s Hot Take:

"Rising delinquencies aren’t a red flag—they’re a signal. Smart investors know this is when opportunities start to surface."

💰 Want to know how to profit from this shift? Listen to the latest In The Know podcast! 🎙️

📈 Resources Mentioned:

https://www.calculatedriskblog.com/2025/02/fannie-and-freddie-single-family.html