Épisodes

  • Holiday Spending Hacks: 12 Steps to Build Wealth This Festive Season

    Holiday Spending Hacks: 12 Steps to Build Wealth This Festive Season
    Nov 27 2024
    The holidays are here, and with them comes the chaos of gifts, parties, travel, and yes—financial stress. But what if this season, instead of just surviving, you started building wealth? In this festive episode of Everyone’s Talkin’ Money, I’m breaking down the 12 Days of Wealth Building—a countdown of 12 small, actionable steps to boost your financial health during the holidays and beyond. From creating a holiday spending plan to starting a savings account for next year, these tips are designed to be fun, practical, and totally doable—even if you’ve already started the holiday shopping spree. Get ready to finish the year strong and kickstart 2024 with confidence and cash in your pocket. What You’ll Learn in This Episode: Why 70% of Americans overspend on holiday gifts—and how to avoid it. How to create a "Holiday Debt Escape Route" to keep your finances in check. Why canceling just $50/month in unused subscriptions could turn into $8,300 in 20 years. 12 simple actions you can take right now to finish the holidays with your finances intact. LINKS Follow me on Instagram Courses + Workshops + Money Coaching Information SPONSORS Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription. Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM . Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    38 min
  • Suddenly Rich? How to Avoid Blowing Your Inheritance with Katherine Fox

    Suddenly Rich? How to Avoid Blowing Your Inheritance with Katherine Fox
    Nov 26 2024
    What would you do if you suddenly inherited money? While it might seem like a dream come true, the reality is far more complex. Inheriting wealth often brings up unexpected emotions—grief, guilt, shame—and the overwhelming pressure to make the “right” decisions. In this episode, Katherine Fox unravels the emotional and practical challenges of managing inherited money. Together, they explore the biggest mistakes people make when they inherit money, like spending it recklessly or doing nothing out of fear. Katherine shares actionable tips for navigating the emotional landscape of grief, setting financial goals, and even enjoying your inheritance guilt-free. They also dive into how to have tough family conversations about inheritance, why recognizing privilege is essential, and how giving back can amplify the impact of your windfall. Whether you’ve already inherited money or want to prepare for the future, this episode is packed with strategies to turn your inheritance into a powerful tool for your goals. What You’ll Learn in This Episode: Why grief and guilt often derail financial decision-making with inherited money The importance of giving yourself time to process emotions before making big moves Practical steps for managing inherited wealth, including paying off debt and setting clear goals How to enjoy your inheritance while still building wealth LINKS Sunnybranch Wealth Katherine's Blog Katherine on Instagram CONNECT WITH SHANNAH Online Courses + Coaching + Workshops Follow me on Instagram SPONSORS Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription. Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM . Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    45 min
  • How to Indulge in Impulse Buys Without Financial Regret with Ashley Lapato

    How to Indulge in Impulse Buys Without Financial Regret with Ashley Lapato
    Nov 22 2024
    What’s your guilty pleasure—a latte, a new book, or maybe that random Amazon impulse buy? You’re not alone! TikTok’s “little treat culture” has over 55+ million fans, celebrating the joy of small, feel-good purchases. But how do these indulgences impact your financial health? In today’s episode, I’m joined by Ashley Lapato, money and lifestyle expert behind @theorganizedwallet. Together, we unpack the viral trend of little treats and what it means for your wallet. Ashley shares why eliminating impulsive spending isn’t the answer and how to shift your mindset around these purchases. Her advice? Stop shaming yourself over the occasional splurge (yes, even avocado toast!). Instead, learn how to budget for those joyful little treats in a way that fuels your happiness and keeps you on track with your money goals. What you’ll learn in this episode: Why “little treat culture” resonates with millions. How to stop associating impulsive buys with financial guilt. Ashley’s tips for budgeting guilt-free treats that align with your goals. Links & Resources: Follow Ashley on TikTok: @theorganizedwallet Start your spending plan with You Need a Budget (YNAB) Learn more about your ad choices. Visit megaphone.fm/adchoices
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    46 min
  • 11 Tiny Habits That Make You Rich

    11 Tiny Habits That Make You Rich
    Nov 20 2024
    Are you ready to transform your financial future with simple, actionable changes? In this episode of Everyone’s Talkin’ Money, I’m diving into 11 tiny habits that can lead to BIG wealth over time. These are the kinds of habits that make building wealth feel easy, approachable, and even fun—no extreme budgeting or financial deprivation required. If you’ve ever felt stuck or overwhelmed by your money goals, this episode is your ultimate guide to turning small, manageable actions into long-term financial freedom. Backed by behavioral science and packed with real-life examples, I’ll show you how even the smallest changes—like saving $5 bills or automating a savings transfer—can snowball into massive financial success. And don’t miss my fun segment, "Wealthy or Wacky?" where I break down some quirky money habits and reveal whether they’re genius wealth-building moves or just plain ridiculous. CONNECT WITH SHANNAH FREEBIE: Show Me the Money Workshop FREEBIE: She’s Got Wealth Workshop Follow me on Instagram SPONSORS Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription. Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM . Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    38 min
  • 9 Proven Steps to Build Wealth and Become a Millionaire with Brian Preston

    9 Proven Steps to Build Wealth and Become a Millionaire with Brian Preston
    Nov 19 2024
    In this episode, we unlock the nine secrets to millionaire success with financial planning expert and host of The Money Guy Show, Brian Preston. If you're looking for ways to build wealth, manage your money with confidence, and secure financial freedom, this episode is for you. Brian breaks down his nine-step roadmap to millionaire status, covering essential strategies like tax-free growth, simple investing with index funds, and mastering your financial mindset. Whether you’re new to personal finance or a seasoned saver, this conversation reveals actionable steps to build wealth, minimize financial risk, and set up a strong foundation for your financial future. You'll Learn: The Financial Order of Operations: Learn Brian’s step-by-step process to organize your finances, covering everything from emergency funds to investments, so you can make your money work harder for you. Investing Made Simple: Brian explains why index funds are a powerful and low-risk option for growing your wealth and how anyone can get started, even with small amounts. Protect What You Earn: Discover the importance of protecting your assets with insurance and managing debt effectively, so you’re not just building wealth but safeguarding it for the future. LINKS The Money Guy Show Millionaire Mission: A 9 Step System to Level-Up Your Finances and Build Wealth book Abound Wealth Management CONNECT WITH SHANNAH Follow me on Instagram Emotions-Based Money Coaching Special SPONSORS Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription. Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM . Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    56 min
  • Grow Your Dough the Fun Way: Wealth Tips You Haven’t Heard

    Grow Your Dough the Fun Way: Wealth Tips You Haven’t Heard
    Nov 15 2024
    Ready to flip traditional wealth-building advice on its head? In this episode, David Hegarty, Founder and CEO of Playbook, takes us beyond the basics and into powerful, often-overlooked strategies for real financial freedom. He’s not here to preach the usual advice—instead, he’s diving into post-tax wealth-building, revealing insider tips on optimizing tax advantages and growing your money faster. David’s unique approach lets you skip the rigid financial plan and focus on what he calls “simple and delightful” wealth-building. If you’re ready to change the way you think about money and take steps most experts don’t talk about, keep listening—you won’t want to miss this. LINKS Playbook Playbook on TikTok Playbook on Instagram ** Rediscover Joyful Motherhood Summit - I'll be a guest speaker! SPONSORS Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription. Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM . Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    45 min
  • Black Friday Insider Secrets: Shop Like a Pro, Save Like a Boss with Trae Bodge

    Black Friday Insider Secrets: Shop Like a Pro, Save Like a Boss with Trae Bodge
    Nov 13 2024
    In this episode, I sit down with shopping expert Trae Bodge to spill the top Black Friday secrets you need to know. Get insider tips on timing your purchases, using deal alerts and browser extensions, and maximizing savings. Trae shares expert hacks for scoring deeper discounts than the standard Black Friday prices, plus the best days to buy tech, beauty, toys, and more. We also dive into avoiding emotional spending and buyer’s remorse with tips on thoughtful gift-giving and the art of re-gifting. Takeaways: Best tools for finding holiday deals Hidden Black Friday discount hacks Top shopping days for tech, toys, and winter clothes How to avoid holiday buyer’s remorse LINKS MENTIONED Trae's MSN Gift Guide Page Slick Deals PayPay Honey Coupon Cabin FlashFood Perfect Gift Card Giftcard Granny CONNECT WITH SHANNAH Looking for Money Coaching? Book a complimentary 20-minute call with Shannah to learn more https://savvycal.com/everyonestalkinmoney/comp FREEBIE: Show Me the Money Workshop Follow me on Instagram SPONSORS Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription. Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    43 min
  • Investing In Real Estate or An S&P 500 Index Fund... Which One Will Make You Rich

    Investing In Real Estate or An S&P 500 Index Fund... Which One Will Make You Rich
    Nov 12 2024
    Welcome to a high-energy, no-holds-barred showdown between two of the most popular wealth-building strategies: real estate and investing in an S&P 500 index fund. Ever wondered if your money is better off in bricks and mortar or riding the stock market wave? In this episode, I break down the pros, cons, and real-life examples of each approach to help you decide which path is best for you. In this episode, we cover: Real Estate 101: The highs (cash flow, appreciation, leverage) and lows (tenants, maintenance, and late-night repair calls). S&P 500 Basics: Why this “set it and forget it” strategy is loved by millions, how dividends can supercharge growth, and the power of compounding over time. Real-Life Case Studies: Meet Sarah, who turned her rental property headaches into a real estate portfolio, and Jason, who chose the S&P 500 and let compounding take the reins. Who Wins the Wealth Showdown? How to decide which investment fits your lifestyle, risk tolerance, and financial goals. Whether you’re a hands-on investor with dreams of owning properties or a laid-back stock market enthusiast who wants to let time work its magic, this episode has something for everyone. CONNECT WITH SHANNAH FREEBIE: Show Me the Money Workshop FREEBIE: She’s Got Wealth Workshop Follow me on Instagram SPONSORS Thanks to Jenny Kayne for sponsoring the show. Get 15% off by going to http://www.jennykayne.com/etm15. Thanks to Money Picked for sponsoring the show. To schedule a FREE meeting to figure out your next financial steps, go to http://www.moneypickle.com/etm. Thanks to Wildgrain for sponsoring the show. Wildgrain is offering our listeners $30 off the first box - PLUS free Croissants in every box - when you go to http://www.wildgrain.com/etm to start your subscription. Thanks to Mint Mobile for sponsoring the show. To get your new 3-month premium wireless plan for just 15 bucks a month, go to http://www.mintmobile.com/ETM . Thanks to OneSkin for sponsoring the show. Get 15% off OneSkin with the code ETM at https://www.oneskin.co/ Thanks to Quince for sponsoring the show. Go to http://www.quince.com/etm for free shipping on your order and 365-day returns. Thanks to NerdWallet for sponsoring the show. Don’t wait to make smart financial decisions. Compare and find smarter credit cards, savings accounts, and more today at www.nerdwallet.com. Thanks to Monarch for sponsoring the show. ​​After trying out Monarch for myself, I understand why it’s the top-rated personal finance app. Listeners of this show will get an extended thirty-day free trial when you go to www.monarchmoney.com/ETM. Thanks to ButcherBox for sponsoring the show. Sign up today at www.butcherbox.com/etm and use code ETM to get $20 off your first order. Learn more about your ad choices. Visit megaphone.fm/adchoices
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    36 min