In this week’s episode, Jay Peroni, CFP, dives into practical financial advice that aligns with faith and values, helping listeners develop a clear, God-honoring investment strategy. He answers common questions about discretionary management, showing how clients can have control while trusting expert advisors to manage investments. Jay also explains the importance of working with a fiduciary financial advisor for conflict-free, transparent advice and why many investors struggle with emotional decision-making in the markets. He shares strategies for better returns, managing risk in retirement, and tax-efficient withdrawal techniques. Plus, Jay reveals his go to tool, Retirement Analyzer, to help listeners save smartly for retirement and optimize their financial future.

In this week’s episode, Jay Peroni, CFP dives into several key financial topics to help you navigate your wealth journey with a Christian perspective. First, Jay unpacks the strategy of leaving a legacy to ministries and Christian organizations using tools like IRAs and Donor-Advised Funds (DAFs), which offer tax advantages and can ensure your giving continues long after you're gone. Jay also answers a listener's question about our national reach, explaining how we serve clients across all 50 states, from individual investors to high-net-worth individuals and independent advisors. Next, Jay discusses the growing popularity of "Guaranteed Income For Life" plans, comparing them to Social Security and exploring options like Fixed Indexed Annuities (FIAs) for creating secure retirement income. Then, Jay touches on a "black swan" moment in the AI industry, discussing the impact of China's DeepSeek AI model on U.S. stocks, and looks ahead to potential market reactions to President Trump's second term and his tariff policies. Jay also explores how real estate can fit into your retirement strategy, including the benefits of Real Estate Investment Trusts (REITs) for income and diversification. Tune in for insights on how to build a strong, faith-aligned financial plan that secures your future while benefiting the ministries and causes you care about!

In this week’s episode, Jay Peroni, CFP® looks at the biggest difference between biblical responsible and traditional investing. He looks at key considerations when you seek to be a better steward. How do you develop a biblically based asset allocation plan? How could Artificial Intelligence impact the markets in the years to come? Then Jay looks at some key retirement issues. How do you handle a 401k rollover? What are some of the key advantages? How do you deal with the emotions and uncertainty that can often come along with retirement? Then Jay covers some protection strategies for investors who don’t like the ups and downs and the markets and want more stability. How do you create a balanced income plan? How do you minimize your tax liability in retirement. Tune in to this action packed episode of Faith & Retirement!