Snag Our Simplified Budget System!

Hey Besties! 👋 Today’s episode is a powerful one. We’re sitting down with Candace, an incredibly strong and inspiring woman who’s on a journey to take back control of her finances after years of letting others manage them. If you’ve ever felt overwhelmed, afraid to look at your numbers, or unsure of where to even start—this conversation is for you.

💡 What You’ll Hear in This Episode:

✨ The emotional and mental challenges of stepping into financial independence.

✨ Why not knowing your numbers is scarier than facing them head-on.

✨ How to separate business and personal finances (without the stress).

✨ What to do when life knocks you down—and how to rise again, stronger than ever.

✨ The importance of setting a budget, even when living off savings, to give yourself a roadmap.

✨ How to shift from survival mode to a plan for growth and financial stability.

Candace’s story is one of resilience, rebuilding, and taking back power over her life and finances. If you’ve ever felt like you don’t know where to start, this episode will give you the clarity and encouragement to take that first step. 💖

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!

Hey, Besties! 👋 We’re throwing it back to one of our favorite guest episodes with our friend Paige from The Money Love Podcast! If you’ve ever thought of budgeting as the dreaded "B-word" (👀), we’re here to change your mind.

💰 What We’re Talking About:

✨ Why traditional budgeting makes people shut down—and how to do it differently.

✨ The biggest mindset hurdles that keep people stuck (hint: “I should already know this” is a big one).

✨ How our Simplified Budget System takes the stress out of managing money—no more tracking every expense!

✨ The power of separating your accounts (seriously, your bank should be your personal assistant).

✨ Why “unexpected expenses” actually aren’t that unexpected—and how to plan for them.

✨ The secret to paying off debt while still enjoying life (yes, you can have your PSL and pay off debt too 😉).

If budgeting has ever felt restrictive, complicated, or just plain boring—this episode is a must-listen! 🎧 We’re all about making money work for your lifestyle without feeling like you’re stuck in a financial bootcamp.

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!

Budget besties, can you believe it’s already March?! We’re feeling all the emotions—kids moving up grades, summer creeping up, and, of course, it’s time to roll into a brand-new budget. In this episode, we’re walking you through how to close out February and set up your March budget step by step. We’ll talk about income tracking (yes, that tax refund counts!), adjusting for fluctuating bills, planning for spring break, and making sure those savings buckets are ready for summer fun. Plus, we’re sharing some real client wins—like paying for vacations in cash, combining finances, and saying goodbye to credit card debt. Let’s get organized, make a plan, and have a stress-free March!

What You’ll Learn in This Episode:

💰 How to close out February’s budget properly

📅 Step-by-step breakdown of setting up March’s budget

🛑 The importance of tracking income, including side hustles & refunds

💡 How to handle fluctuating bills & unexpected expenses

💳 Why paying extra on debt should be part of your plan

🏖 Planning ahead for summer & spring break expenses

💸 How one client is funding their vacation completely in cash (game changer!)

🚗 Saving for big purchases—like that new car—without feeling overwhelmed

Budget Bestie Wins We’re Celebrating:

🎉 A client paying off student loans with a work bonus

🎉 A family paying cash for their entire spring break trip for the first time ever

🎉 A couple combining finances (without financial stress)

🎉 A debt-free client now saving for a new truck & dream vacations

Ready to Make March Your Best Budget Month Yet?

If you don’t have a budgeting system yet, now’s the time to get one in place! We love our Simplified Budget System because it makes planning so much easier. And if you need help figuring it all out, reach out—we’ve got you!

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!

Budget Besties, if there was a drinking game for this podcast, the keyword would be... AUTOMATE! 🍾🥂

We say it ALL. THE. TIME. And for good reason—automation is the key to making your budget actually WORK.

Because let’s be real… you don’t need another budget, you need a budget SYSTEM. One that runs on autopilot so you can spend less time stressing over money and more time living your life.

This episode is all about:

✅ Why automation is the secret to financial success

✅ How to set up automatic bill payments, spending, and savings buckets

✅ How to ditch financial chaos and take back control of your money

If you’ve ever felt overwhelmed by budgeting, THIS is your episode! 🎧

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!

Budget Besties, listen up! 💰✨ We’ve made it to the final (and arguably most exciting) piece of your budget puzzle—SAVINGS BUCKETS! 🎉

You know those “unexpected” expenses that pop up and throw your whole budget into chaos? Yeah… we’re about to eliminate them for GOOD. 🚫💥

In this episode, we’re breaking down:

✅ What savings buckets are and why they’re game-changing

✅ How to plan and fund them (so you never scramble for cash again)

✅ How to automate your savings so it’s effortless

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!

Hey, Budget Besties! 👋 Tired of second-guessing if your bills are covered while standing in the checkout line? We get it. That’s why today, we’re talking about the single most important part of your budget—your Bills Account!

This system is about simplicity, clarity, and making sure your bills get paid automatically without stress, mental math, or NSF fees (ugh). Let’s get into it!

💰 No more bill panic—you always have enough money to cover them
🛑 Stop the overdraft fees—your account is never drained to zero
🧼 Declutter your bank transactions—bills in one place, spending in another
💡 Never think about due dates again—set it and forget it with automation

1️⃣ Pick an account – Use your current checking account or open a new one just for bills
2️⃣ Fund it with a buffer – Start with at least half a month’s worth of bills to prevent cash flow chaos
3️⃣ Direct all income here – Your paychecks, side hustle money, everything goes into this account
4️⃣ Automate your bill payments – ACH payments = no missed due dates & fewer fees
5️⃣ Delete it from spending platforms – Remove your bills account from Amazon, PayPal, Venmo, etc. No more accidental Target splurges on your mortgage money!

🎯 Once it’s set up, your only job is to supervise. That’s it. Bills paid, stress gone.

🚗 You’re on vacation—bills are being paid automatically (no worries about late payments!)
📲 You check your bank app—clean, organized transactions (no more scrolling through chaos!)
🛍️ You’re at the store—you KNOW how much you have to spend (no guessing at checkout!)

This is the financial clarity you deserve, bestie. 💖

📩 Tell us when your Bills Account is set up! Drop us an email at hello@budgetbesties.com or come chat in our Facebook group. We love cheering you on! 🎉

4 Ways To Connect With Us:

1️⃣ FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎ https://www.budgetbesties.com/freecall

2️⃣ FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎ https://www.budgetbesties.com/facebook

3️⃣ BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎ https://budgetbesties.com/budget

4️⃣ COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎ https://budgetbesties.com/coaching

"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!

Snag Our Simplified Budget System!

Hey, Budget Besties! 👋 Ready toditch debt without giving up your Starbucks, date nights, or vacations? We’re here to show you how topay off debt in a way that actually works—without feeling like you’re in financial prison. 🥳

💰 Your money should be funding your future,not paying for your past
🚗 You get to beyour own bank—no more borrowing for big expenses
✈️ Vacations (paid in cash!) feelway better than ones that follow you home on a credit card bill
🛍️ You can stillenjoy your lifestyle while paying off debt—it just takes a plan!

1️⃣Set up your budget – Use our 5-categorysimple budget system to see exactly what you’re working with
2️⃣Ditch the credit cards – Cut them up, remove them from your accounts,goodbye temptation! ✂️
3️⃣List your debts – From smallest to largest, or by highest interest—whatever makes the most sense foryour situation
4️⃣Make payments on payday – No more waiting ‘til the end of the month (because that money will disappear, trust us)
5️⃣Celebrate your wins! – Starbucks, a fancy dinner, or upping your personal spending—reward yourself when you hit milestones 🎉

✔️Snowball Method – Pay off smallest debts first to build momentum
✔️Avalanche Method – Pay off high-interest debts first to save the most $$
✔️Minimum Payment Method – Focus on paying off debts with the highestmonthly payments to free up cash faster

4 Ways To Connect With Us:

1️⃣FREE CALL: Book your FREE 20-Minute Financial Coaching Call now! Get personalized advice and start your financial journey ➡︎https://www.budgetbesties.com/freecall

2️⃣FACEBOOK: Become part of our Supportive Facebook Group. Connect, share, and learn with others mastering their budget skills ➡︎https://www.budgetbesties.com/facebook

3️⃣BUDGET: Grab our Signature Budget Template! It's your key to organizing and optimizing your finances effectively ➡︎https://budgetbesties.com/budget

4️⃣COACHING: Ready to dive deep into your finances? Sign up for 1-on-1 or Group Financial Coaching. It’s the accountability and guidance you need to make real progress ➡︎https://budgetbesties.com/coaching

"I love Shana & Vanessa and this podcast is amazing!" 👈🏻 If that sounds like you, please consider rating and reviewing our show! It helps us to reach more people – just like you – to help them change their financial future. Don’t forget to follow the show so you don’t miss any episodes! And, if you’re feeling really generous, we’d be SO honored if you would share this podcast with someone.

Click here to view our privacy policy.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase!