In this episode, Steven and Nick sit down with mortgage expert Jonathan Williams to discuss the latest developments in the Scottish property market. From mortgage interest rates and inflation to rental trends and landlord strategies, Jonathan shares valuable insights on what’s happening right now and what investors should expect in 2024.

• Mortgage Market & Interest Rates:

  • Where are interest rates heading in 2024?
  • How inflation is affecting lending and affordability.
  • What landlords need to know about remortgaging this year.

• Property Investment & Landlord Trends:

  • Why some landlords are exiting while others are scaling up.
  • How rental prices are adjusting after years of rapid increases.
  • The impact of government regulations and tax changes on the buy-to-let market.

• Portfolio Strategy & Financing Tips:

  • How to structure your portfolio to remain profitable.
  • Common mistakes landlords make when refinancing.
  • Why keeping an eye on swap rates is crucial for predicting mortgage trends.

Jonathan Williams provides a clear and practical breakdown of what’s happening in the market right now. Whether you’re an investor, landlord, or first-time buyer, this episode will help you stay informed and make the right financial decisions.

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**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held responsible for any credibility issues that may arise.

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