In this episode, we had the pleasure of sitting down with Lisa Drew, whose story is nothing short of inspiring. After more than 30 years as a radio journalist, Lisa made the bold decision to transition into flower farming—a career shift that combines her passion for the outdoors with her entrepreneurial drive. We talked about what motivated her to make such a significant change, the challenges she faced along the way, and the lessons she’s learned while building her flower farm business. Lisa’s story is a testament to the idea that it’s never too late to pursue something you truly love, and her insights about passion, adaptability, and community are incredibly valuable for anyone considering a big life change.

What struck us most was Lisa’s honesty about the ups and downs of entrepreneurship. From managing unexpected setbacks, like flooding her peony crops, to finding joy in running workshops and connecting with her local community, she’s all in. We also loved how she’s using her background in radio to connect with her customers through storytelling and social media. Whether you’re thinking about a second career, starting a small business, or just looking for inspiration, this episode is packed with valuable takeaways. Lisa truly shows how following your passion can lead to both fulfillment and success.

Adrian BlakeLinkedIn: https://ca.linkedin.com/in/adrianblake1

Trevor MillerLinkedIn: https://ca.linkedin.com/in/millerwealthmanagement

Connect with Cherry Hill Private Wealth

Website: https://www.cherryhillprivatewealth.ca/

Harbourfront Wealth Management: https://www.harbourfrontwealth.com

Lisa DrewLinkedIn:

https://www.linkedin.com/in/lisa-drew-a2ba6b20/?originalSubdomain=ca

Timestamps:

0:00 – Introduction: Lisa Drew’s Background and Career Shift

6:00 – Transitioning from Radio to Flower Farming

12:45 – Challenges in Starting a New Business

19:10 – The Role of Passion and Planning in Entrepreneurship

26:30 – Lessons Learned: Mistakes and Successes in Flower Farming

34:15 – Importance of Community and Mentorship

40:30 – Social Media Strategies and Event Marketing

46:20 – Upcoming Events and Winter Plans

50:00 – Advice for Aspiring Entrepreneurs

Let’s schedule a call to meet each other and see if we can help you achieve a financial roadmap that helps you create a financial plan that focuses on what, and whom, means the most to you.

Book a consultation call here.

#Entrepreneurship #CareerChange #FlowerFarming #LisaDrew #SmallBusiness #WomenInBusiness #PassionToProfit #FinancialFreedom #RetirementPlanning #CherryHillPrivateWealth

Timestamps

In this episode, we had the pleasure of speaking with Kelso Beggs, a financial planning and relationship management specialist at PPI, to explore how life insurance can serve as more than just a protective tool but also as a powerful asset class for building wealth. Our conversation dove into the different types of life insurance, including participating and universal life policies, explaining their roles, benefits, and how they can be strategically used for wealth accumulation and estate planning. We also addressed common misconceptions around insurance and highlighted its applications for both high-net-worth business owners and everyday clients with surplus income.

Our chat with Kelso shed light on how life insurance can help with tax efficiency, asset diversification, and legacy planning, making it a crucial component of a well-rounded financial strategy. Whether you're a business owner with surplus cash flow or a retiree looking for tax-efficient ways to transfer wealth, life insurance offers solutions worth considering. We broke down complex concepts and real-life examples to show how insurance goes beyond simple protection and becomes an impactful financial tool. Stay tuned as we take you through strategies that could change how you view and utilize insurance in your financial planning journey.

Connect with our Hosts:Adrian’s LinkedIn:https://ca.linkedin.com/in/adrianblake1Trevor’s LinkedIn:https://ca.linkedin.com/in/millerwealthmanagementConnect with Cherry Hill Private Wealth, a trade name of Harbourfront Wealth Management Inc.https://www.cherryhillprivatewealth.ca/https://www.harbourfrontwealth.comConnect with our Guest:https://www.linkedin.com/in/kelsobeggs/

Timestamps:00:00 - Introduction to the episode and today's guest, Kelso Beggs.

02:01 - Kelso introduces himself, his role at PPI, and his background.

04:01 - Discussion on common misconceptions about life insurance.

09:01 - Exploring the differences between term life and cash value life insurance.

12:31 - How life insurance can be leveraged as an investment tool.

17:31 - Real-life examples of clients using life insurance for tax efficiency and retirement planning.

22:01 - Explanation of participating life insurance policies and cash value growth.

27:01 - Universal life insurance policies and differences from participating policies.

31:01 - Insurance strategies for older clients and estate planning benefits.

36:01 - Life insurance as part of a diversified investment portfolio.

40:01 - Recap of key takeaways and closing remarks.

Let’s schedule a call to meet each other and see if we can help you achieve a financial roadmap that helps you create a financial plan that focuses on what, and whom, means the most to you. Book a consultation call here.

In this episode, we explore the relationship between U.S. presidential elections and market performance, tackling the common question: Does the political party in power really impact your investments? Many clients and investors express concerns about how the market will react depending on who wins, but we dive into the data and show that it’s not so much who’s elected, but rather the uncertainty leading up to elections that causes the most market volatility. While both Republican and Democratic presidencies have had different levels of market success, the overall takeaway is that long-term investing tends to outperform any attempts to time the market based on political events.

We also discuss how businesses, which drive market performance, care more about economic stability than which party is in power. Interestingly, markets tend to do better when Congress is divided, as it provides more stability and less drastic policy changes. The main takeaway we want you to have is this: rather than getting caught up in the short-term noise of politics, it’s more beneficial to stay focused on your long-term investment goals and reduce volatility where possible. Whether it's a presidential election or another major event, staying the course in the market tends to deliver better outcomes in the long run.

Connect with our Hosts:

Adrian’s LinkedIn:

https://ca.linkedin.com/in/adrianblake1

Trevor’s LinkedIn:

https://ca.linkedin.com/in/millerwealthmanagement

Connect with Cherry Hill Private Wealth, a trade name of Harbourfront Wealth Management Inc.

https://www.cherryhillprivatewealth.ca/https://www.harbourfrontwealth.com

Timestamps:

00:00 – Introduction: Overview of the episode topic and comparing market performance under Republican vs. Democratic presidencies.

02:06 – Market volatility and elections: Discussion on how elections cause anxiety and market volatility, and how clients react to political uncertainty.

04:42 – The VIX index and uncertainty: Exploring the spike in market volatility leading up to elections and how markets calm after the results are known.

06:04 – The real influence on markets: The importance of election outcomes rather than which party or president is in power, and how historical market data reflects this.

09:03 – Timing the market vs. time in the market: Discussion on the dangers of trying to time the market based on political outcomes and the power of compounding over time.

12:26 – Business resilience vs. politics: How major companies like Apple and Nvidia are less impacted by politics and more by overall economic conditions.

14:23 – Compounding and volatility management: The critical role of compounding in investment growth and strategies to reduce volatility during uncertain periods.

18:14 – Final takeaways: Avoid letting political events drive investment decisions; focus on long-term goals and reduce volatility where possible.

Let’s schedule a call to meet each other and see if we can help you achieve a financial roadmap that helps you create a financial plan that focuses on what, and whom, means the most to you. Book a consultation call here.