Andy did what most people think is the end goal. He and his wife built a million dollar net worth by age their late 30's, became completely debt-free, and owned their home outright. Today his net worth is around $2 million. He's a content creator, business owner, podcaster and author among other things.

Then he did something unexpected.
He walked away from corporate life and a huge six figure income.

In this episode of Millionaires Unveiled, Andy shares how disciplined investing, long-term thinking, and intentional lifestyle choices gave him something more valuable than money: time ownership. He explains why most of their wealth sits in retirement accounts, how tracking net worth early shaped every decision they made, and why stepping back from full-time work helped him realign around health, family, and fulfillment.

Andy also opens up about writing his book, Own Your Time, the emotional and mental challenges that came with it, and why financial independence isn't about quitting work. It's about choosing how you spend your days.

This conversation is a reminder that building wealth is only half the equation. Knowing when and why to change your life is the real win.

• Andy and his wife reached a $2 million net worth by age 43

• They have zero debt and own their home outright

• Most of their wealth is invested for long-term growth

• They paused retirement contributions to explore flexibility and part-time work

• Andy left corporate life in 2020 to pursue entrepreneurship

• Health, family, and time became bigger priorities than optimization

• His book, Own Your Time, focuses on using money to reclaim control

• Writing the book was difficult — but deeply meaningful

• Andy plans to grow income without sacrificing balance

• He urges listeners to track net worth early and consistently

• "I left my corporate job in 2020."

• "The book's called Own Your Time."

• "Start as soon as you can."

Andy Hill, financial independence, time freedom, millionaire next door, early retirement, entrepreneurship, debt-free living, net worth tracking, lifestyle design, Own Your Time, wealth building, personal finance

In this episode, Parker returns to share his journey building a successful pest control business, his approach to real estate investing, and the lessons behind his new book, Wealth Worth Chasing. Parker is in his early 30's and most of his wealth is in Real Estate and Small Business.

Parker breaks down the financial habits that matter most early in life, why leveraging your skills can create long-term freedom, and how real estate fits into a broader wealth strategy. Beyond money, the conversation dives into personal growth, mentorship, and the importance of balancing life's four pillars: faith, family, finances, and fitness.

He also opens up about losing a father figure and how that experience shaped his perspective on presence, purpose, and building a life that truly matters.

This episode is a powerful reminder that wealth isn't just about numbers—it's about alignment, discipline, and intentional living.

• Building a pest control business laid the foundation for Parker's financial growth

• Wealth Worth Chasing is written for young people who want more than just money

• Real estate plays a major role in Parker's long-term wealth strategy

• Starting early creates exponential advantages in wealth creation

• Balancing faith, family, finances, and fitness leads to a complete life

• Losing a father figure deeply influenced Parker's values and priorities

• Leveraging skills can unlock long-term freedom and optionality

• Financial reserves are critical for sustainable real estate investing

• Mentorship accelerates growth and reduces costly mistakes

• True success includes presence, personal growth, and family time

"Wealth worth chasing isn't just about money."
"Start early in wealth creation."
"You have to balance faith, family, finances, and fitness."
"Leverage skills for long-term benefits."
"Real estate is a major component of my strategy."
"Mentorship is invaluable."
"Financial reserves are crucial."
"Personal growth and being present for family matter most."

In this episode, we sit down with Mike Milligan, CFP®, author, and founder of One Oak Financial — a nationwide planning firm based out of Norfolk, Virginia. Mike shares how he built his $3.9 million net worth through a combination of real estate, private placement deals, his financial planning firm, and strategic Roth IRA conversion planning — all while now living part-time as a Puerto Rico resident to optimize his tax strategy.

Mike goes deep into the misunderstood world of Roths, explains how to think about taxes over your entire lifetime (not just this year), and reveals why so many wealthy people quietly invest outside the public markets. He also shares his perspective on life design — from traveling to 60+ countries, to eating Michelin-star meals, to buying $1,300 Louis Vuitton sneakers while still rocking $30 Wrangler jeans.

Before becoming a CFP… Mike delivered pizzas at Little Caesars in college. Now he's appearing on CNBC and Fox Business — and helping people build one-of-a-kind financial plans for one-of-a-kind lives.

This episode blends tactical tax strategy, lifestyle design, and a philosophy for actually using your money while you're alive.

• Mike's net worth is $3.9 million, with more than one-third in real estate

• He believes the Roth is the most flexible, durable tax tool available

• He uses Puerto Rico residency to convert at lower tax brackets

• Wealth is built fastest via business and private deals, not just public markets

• He automates investments and keeps cash to buy assets "on sale"

• Money is a tool to create experiences, not the end goal

• Travel is one of his core pillars — he's visited 63+ countries

• He values independence + creativity over corporate systems

• Childhood lesson: count every penny

• Best career hack: learn from people already living the life you want

• "I delivered pizzas."

• "I wear Wrangler jeans and Louis Vuitton shoes."

• "A Roth is just a tax strategy — the investments are unlimited."

• "We want to spend our money, not just accumulate it."

• "Most CPAs plan taxes for this year — not your lifetime."