Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.

In this episode Andrew and Mitch break down the 3 Money Buckets explained in a way that makes sense for everyday Australians facing different stages of life. Drawing from real client stories and practical examples, they walk through how liquidity, growth, and legacy each play a different part in building long term financial stability. If you have ever wondered how to organise your cash, where to invest next, or how to set yourself up for the future, this is the session to tune into.

The conversation starts with the liquidity bucket. This is where the emergency fund, working account, and short term needs sit. Andrew and Mitch explain why this bucket is the foundation of financial safety and how building it properly helps you stay steady when life throws surprises.

From there they move into the growth bucket. This is where investing in shares, property, and other assets helps your money work harder over time. The pair break down the time frames, risks, and decision making involved, tying it closely to the core theme of 3 Money Buckets and Stages of Life.

The episode wraps with the legacy bucket. This is the long term piece of your financial picture, covering superannuation, long term property holdings, trusts, and the structures that support generational outcomes. Andrew shares clear examples that highlight why getting this bucket organised early can shape your entire future.

If you are ready to start applying the 3 Money Buckets Explained in your own life, this episode gives you the roadmap to move forward with confidence.

If you enjoyed this episode, please subscribe, leave a review, or share it with someone who might benefit.

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FREE Online Training with Andrew Baxter: https://bit.ly/cod-online

Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/

The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/

The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.

In this episode, Andrew break down a topic that hits home for many Australians: Managing money on the average Aussie income when your pay feels tight and what you can do right now. With cost-of-living pressures rising and the average take-home pay stretched thin, this conversation offers clear, practical steps to help you regain control.

Drawing from real numbers and everyday examples, the episode walks you through how to make smarter decisions around rent, transport, groceries, subscriptions, and lifestyle habits. You’ll hear why small changes matter, how to rethink major expenses, and how to keep more of what you earn. The goal is simple: help you start Managing money on the average Aussie income with confidence and intention.

Beyond budgeting, Andrew and Mitch explain how to build an emergency fund, why discipline shapes your financial future, and how even two hundred dollars a week can start your investing journey. They also highlight the mindset shifts needed to move from feeling stuck to taking action, making this episode both practical and motivating.

If you're serious about Managing money on the average Aussie income and improving your long-term financial position, this is an episode worth tuning into.

If you enjoy the show, make sure to subscribe, leave a review, or share this episode with someone who’ll benefit from it.

Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1

FREE Online Training with Andrew Baxter: https://bit.ly/cod-online

Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/

The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/

The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch.

In this episode, we take a clear look at one of the biggest questions facing home buyers today. When your dream suburb is far beyond what you can borrow, Rentvesting in Australia may be the strategy that lets you live where you want while still owning a property that fits your budget. Drawing on real examples, practical scenarios, and current housing trends, the conversation breaks down how this approach works, who it suits, and the financial trade-offs to consider.

You will hear why entering the market with a property you can afford is often better than waiting for the perfect home. The discussion covers the pros and cons of renting in a higher-priced area while owning an investment property elsewhere, how affordability pressures have shaped Rentvesting in Australia, and how this strategy can support wealth building over the long term. The episode also takes you through costs, tax considerations, depreciation, structures, and the real-life challenges many investors face when balancing lifestyle and financial goals.

If you are weighing up how to get started in property, or trying to find a practical pathway into your preferred suburb, this episode offers insight you can apply straight away. It is a timely guide for anyone thinking about Rentvesting in Australia and the options available in a tough housing market.

If you enjoy the episode, make sure to subscribe, leave a review, or share it with someone who needs to hear it.

Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1

FREE Online Training with Andrew Baxter: https://bit.ly/cod-online

Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/

The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/

The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387