Épisodes

  • Money and Me: How to get started investing in the UK housing market
    Feb 21 2025

    No ADB on her second property, areas that are coming into "regeneration" and interest-only mortgages are part of the reason this investor has gone from 1 - 15 properties in the UK.

    While she first bought her first UK property six years ago, what are interest rates for bank loans like in 2025?

    How much cash would you need to put down for a loan as a Singaporean?

    How can one identify current areas where demand is outstripping supply for rental properties?

    Is student accommodation a challenging or lucrative sector?

    With the Bank of England's quarter point rate cut providing some consumer confidence in a challenging economy, is now a good time to think about investing in the UK?

    Find out with Michelle Martin and her guest Germaine Chow, Co-founder, I Quadrant.

    See omnystudio.com/listener for privacy information.

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    25 min
  • Money and Me: $600k or $1 million needed to retire?
    Feb 20 2025

    How much do you really need to be able to spend with ease when you retire?

    $600 thousand or $1 million dollars?

    What if the answer was much less?

    Michelle Martin speaks with Invest Editor at the Straits Times Tan Ooi Boon to find out more about the reality of achievable retirement and how to think your way to that monthly spend for a happy retirement.

    See omnystudio.com/listener for privacy information.

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    18 min
  • Money and Me: What to consider when investing at All-Time Highs & Korea’s Noodle Boom
    Feb 19 2025

    As markets hit record highs, should investors buy now or wait for a pullback?

    What do the historical numbers say about the probability of pullbacks?

    Are there ETF's that do well when markets reach ATH's?

    Meanwhile, Samyang Foods’ spicy noodles are heating up, but South Korea’s stock market is struggling.

    What lessons can investors learn from this divergence?

    Plus, strategies for investing at all-time highs and overcoming market fear.

    Hosted by Michelle Martin with her guest, Tim Phillips, Founder of TimTalksMoney.

    See omnystudio.com/listener for privacy information.

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    25 min
  • Money and Me: CPF Special Account Closure, Retirement Planning, and Investment Strategies with Kenny Loh
    Feb 18 2025

    Has your CPF account closed already because you turned 55 this year?

    Join Michelle Martin as she dissects how to make your CPF work for you when you turn 55.

    Should you keep your money in the 2.5% earning OA or move what you can to the RA for long-term 4%?

    What are the pros and cons of investing with your OA after age 55 either through CPF or in the open market?

    If liquidity of your CPF funds are your primary concern, what are your choices and what are the risks associated with each choice?

    Join Michelle and her guest Kenny Loh, Independent Financial Advisor to understand what happens when you turn 55 with your CPF and discover strategies and options to turning your hard earned CPF monies into income for the long-term.

    How can you use your monies to purchase T-bills, dividend stocks, and annuities? What interest could you get with different asset classes based on today's market.

    Plus, get smart insights into tax considerations, liquidity needs, and long-term retirement planning strategies.

    See omnystudio.com/listener for privacy information.

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    23 min
  • Money and Me: What Trump's Latest Moves Could Mean for Markets
    Feb 17 2025

    What happens when the world's most powerful economy is run by people staffed by loyalty vs competence?

    Are markets complacent because of the "predictable, unpredictability" of the Trump administration and what does this all mean for investors?

    Five former Treasury secretaries warned that recent actions by the Trump administration and Elon Musk’s DOGE team at the Treasury Department raise “substantial cause for concern” that the United States’ financial commitments are being “unlawfully” undermined.

    Potential Treasury defaults and new reciprocal tariffs are discussed by Michelle Martin with guest Swapnil Mishra, author of Investing for the Clueless, Reckless and Overly Cautious.

    Both look closer at trade tensions with the EU, Japan, and South Korea, and the possible ripple effects on global markets.

    Discover which sectors could be most affected and how investors can position their portfolios for resilience.

    See omnystudio.com/listener for privacy information.

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    21 min
  • Money and Me: The Hottest Anticipated IPO's for APAC in 2025
    Feb 14 2025

    Hosted by Michelle Martin, this episode dives into the hotly watched sectors and businesses of APAC's IPO market with Bhavik Vashi, Managing Director, Carta, APAC & Middle East.

    What’s driving the region’s public listings?

    Beyond consumer and e-commerce, what are other secotrs poised for a surge?

    Why is India an interesting contender in the field?

    Which subsector of Chinese tech is likely to make a strong return?

    Explore the impact of geopolitical tensions, liquidity trends, and sectoral shifts in tech, green energy, and e-commerce.

    Plus, a look at Singapore, India, Indonesia, and Hong Kong’s IPO pipeline for 2025.

    Tune in for expert insights on the evolving APAC market with Michelle Martin.

    See omnystudio.com/listener for privacy information.

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    23 min
  • Money and Me: How ESG is Reshaping Real Estate Investing
    Feb 13 2025

    How are ESG considerations transforming real estate investing?

    Join Michelle Martin as she explores the growing impact of sustainability on property investments.

    With ESG-linked loans dominating global lending and investors seeing stronger yields, the shift is undeniable.

    Keith Ong, co-founder and CEO of RealVantage, unpacks the numbers, risks, and opportunities in ESG-driven real estate.

    How do green-certified buildings translate to financial gains?

    Discover how sustainability is shaping property markets and the strategies to capitalize on this evolution.

    Hosted by Michelle Martin.

    See omnystudio.com/listener for privacy information.

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    15 min
  • Money and Me: Are Newly Built Condos Still Worth the Investment?
    Feb 12 2025

    Less than 500 square feet in size, over 80% of the new apartments were snapped up on their first day of sale. Why?

    Host Michelle Martin and Daniel Sim, Founder of Golden Goose Properties discuss when buying a newly built condo could fit your needs and when different strategies could work better.

    Capital appreciation, the mathematics behind considering if rental yield makes sense, most valuable player districts, and the opportunity costs involved in decision-making with property buys make it to this conversation on whether a newly built condo in Singapore today is worth your money.

    See omnystudio.com/listener for privacy information.

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    24 min