You don't want to miss out on these Halloween-related scholarships! Why not get into the spooky season while also earning some cash for school!? All 3 are as primed and ready for you as a pumpkin is ready to be carved!

Plan a Scholarship Strategy Session with me at - https://calendly.com/moneyandmentalpeace

Scholarships mentioned in this episode:

https://www.abfse.org/html/scholarships.html

https://www.redcrossblood.org/hosting-a-blood-drive/learn-about-hosting/why-host-a-blood-drive/leaders-save-lives.html

https://bold.org/scholarships/pumpkin-spice-fan-scholarship/

Related Episodes:

• 260 - The Best Way to Find Scholarships You Don’t Even Know About (That Are Specific To You)
• EP 2 - How I Earned a Degree for $1200! Colleges Don’t Want You to Know This Best-Kept Secret
• 285 - College is Expensive! 5 Weird Ways to Stretch Your Budget

Come join our Facebook Group: Christian College Girls Community → tinyurl.com/karacommunity

Instagram → @moneyandmentalpeace

YouTube → Kara's Quest

Email → info@moneyandmentalpeace.com

**Get scholarships and pay for college without student loans!**

Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

... and I’m here to walk you through this, too.

If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

You don't want to miss out on these Halloween-related scholarships! Why not get into the spooky season while also earning some cash for school!? Plus, I dish on a couple of my favorite costumes from back when I was a kiddo,

Scholarships mentioned:

https://www.gallerycollection.com/greeting-cards-scholarship.htm

https://www.aactcandy.org/awards-scholarships/john-kitt-memorial-scholarship/

Related Episodes:

• 260 - The Best Way to Find Scholarships You Don’t Even Know About (That Are Specific To You)
• EP 2 - How I Earned a Degree for $1200! Colleges Don’t Want You to Know This Best-Kept Secret
• 285 - College is Expensive! 5 Weird Ways to Stretch Your Budget

Come join our Facebook Group: Christian College Girls Community → tinyurl.com/karacommunity

Instagram → @moneyandmentalpeace

YouTube → Kara's Quest

Email → info@moneyandmentalpeace.com

**Get scholarships and pay for college without student loans!**

Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

... and I’m here to walk you through this, too.

If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

Do you worry your low credit disqualifies you from scholarships? In this episode, I dive into whether credit even matters for most scholarships, share case examples, and walk you through smarter strategies to fund your education — even if your credit isn’t perfect. In fact, you might be surprised that having a credit score in general isn't all it's cracked up to be!

Let’s get it! 💪

Plan a Scholarship Strategy Session with me at calendly.com/moneyandmentalpeace

Related Episodes:

• 2 - How I Earned a Degree for $1200! Colleges Don’t Want You to Know This Best-Kept Secret
• 260 - The Best Way to Find Scholarships You Don’t Even Know About (That Are Specific To You!)
• 362 - I Found Her $24,000 in Scholarships for College, Who’s Next!?

Come join our Facebook Group: Christian College Girls Community → tinyurl.com/karacommunity

Instagram → @moneyandmentalpeace

YouTube → Kara's Quest

Email → info@moneyandmentalpeace.com

Get scholarships and pay for college without student loans!

~~~

More about this episode:

In this episode, Kara explains how most scholarships are based on academics, community service, financial need, or your story — not your credit score. You’ll learn there's a difference between scholarships and student loans, and why scholarship eligibility is rarely affected by credit history.

We’ll also cover practical ways to find scholarships without a credit check, how to separate financial aid from loan funding, and the best strategies for students with low credit to still get college funding. Whether you’re rebuilding your finances, paying down debt, or just starting college, this episode will help you move toward financial freedom through grants and scholarships — no credit required!

👉 Listen in to learn:

• How your credit score impacts scholarships (and how it doesn’t)

• Tips for finding scholarships with no credit requirements

• The difference between student loans vs scholarships

• Where to search for alternative funding for college even with bad credit

Enjoy!

I personally found my client over $16,489 worth of scholarship opportunities, pertaining to her major, hobbies, age, interests, etc. (Wanna be next!?!?) We’ll highlight opportunities like a Disney scholarship, a unique award for book lovers, and even a fun option connected to ice cream! Along the way, we’ll talk about how to make college more affordable while still supporting your academic success! Also...

What if you were handed a list of scholarships that were tailor-made for you? What if you didn't even have to search for them because I did it for you?

This is possible! I myself graduated from college debt-free with over $10k leftover in my bank account and was able to completely pay for college without my parents help or working full time all throughout college. Why? Because I know how to search for scholarships like nobody's business!

That's why I created the FREE (yes, free!) Scholarship Strategy Session, where I learn about your plans for school, and we make a plan on scholarships I’ll find for you to apply for. I want to get you the most $ possible so you can have the most stress-free, and potentially debt-free, college experience.

Then after this free zoom call, you can choose whether you'd like to hire me. HEAD TO… calendly.com/moneyandmentalpeace and go check it out today!

LET'S GOOOOOOOOOOOOOO!!!

Grab your cold brew and TI-89, because class is now in session!

Related Episodes:

78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week

211 - Earn This $1989 Scholarship if You Love Taylor Swift! on Apple Podcasts

222 - How to Apply for a Scholarship in 5 Easy Steps

P.S. Join me on...

Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook

Instagram --> @moneyandmentalpeace

Email --＞ info@moneyandmentalpeace.com

**Get Scholarships and Pay for College Without Student Loans**

Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

... and I’m here to walk you through this, too.

If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

So grab your cold brew and TI-89 and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

Hear a live conversation with my client, who I ended up finding 16 scholarships worth potentially $18,000 for college! Ever wanna work with me, too?

Imagine walking away with $10,000 worth of scholarship opportunities that are PERSONALLY chosen for you! HEAD TO… calendly.com/moneyandmentalpeace and plan a time for us to talk scholarships!

LET’S GOOOOOOOOOOOOOO!!!

Related Episodes:

172 - 3 Ways to Search and Find the Scholarships Specific To You

173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (:

158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here...

Facebook --＞ Christian College Girl Community - Scholarships & Graduate Debt-Free | Facebook

Instagram --＞ @moneyandmentalpeace)

Email --＞ info@moneyandmentalpeace.com

----------

Get scholarships and pay for college without student loans!

Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

... and I’m here to walk you through this, too.

If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

🎙️ In this powerful episode, I sit down with Jon — a youth pastor and financial coach — who shares his journey of paying off $56,696 in student loans! He opens up about the highs and lows of his financial freedom story and the tools that helped him succeed.

But this conversation goes deeper than money. Jon also talks honestly about his battle with pornography addiction, his path to recovery, and how faith, accountability, and purpose gave him the strength to change.

Whether you’re fighting debt, struggling with addiction, or just looking for encouragement on your own journey, Jon’s story will inspire you that freedom is possible — both financially and personally.

(Listen to part 2 here)

Meet with Jon! CLICK HERE

Related Episodes:

78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week

172 - 3 Ways to Search and Find the Scholarships Specific To You

158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here...

P.S. Join me on...

Facebook --> Christian College Girl Community

Instagram --> @moneyandmentalpeace

Email --＞ info@moneyandmentalpeace.com

Get scholarships and pay for college without student loans!

Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

... and I’m here to walk you through this, too.

If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

✨ Topics related to this episode:

• A candid look at recovery ministry and faith-based approaches to addiction recovery—including support for porn addiction, pornography addiction, and porn recovery for Christians through addiction counseling and addiction treatment.
• Encouragement for anyone seeking a path to Christian recovery, blending spiritual hope with practical next steps for lasting change.
• Practical strategies to pay off student loans and pay off debt, plus answers to common questions like “How do I pay off student loans?” and how to pay off student debt quickly.
• Insights from a Ramsey Preferred Coach with financial coach master training, showing how tools like Financial Peace University (FPU) can support your journey to debt freedom, financial freedom, and living out the financial peace lifestyle.

Looking for a fun, seasonal way to add $2,000 toward college? This episode highlights the CollegeXpress Autumn Apple Choice Award—a simple, seasonal scholarship that only requires you to answer one fall-flavored question: “Which classic apple treat is a must-have this fall season?” You must be 13 years or older and a U.S. resident to apply by September 30.

Whether you’re searching for fall-themed scholarships, easy no-essay opportunities, or just want to know more about the unique autumn scholarship options in 2025, this award is a great place to start. CollegeXpress makes it simple, and it’s one of those quick scholarships that could give your budget a real boost this semester.

Enjoy!!

Scholarship mentioned in this episode: Autumn Apple Choice Award

Facebook Group → Christian College Girl Community

Related Episodes:

423 - 3 Ways I Saved $10,000 & Managed My Money While Going to School Full-Time

421 - Chaos! Stress! 3 Tips to Start the New Semester Off Right

350 - 3 Ways to Maintain Your Faith While Balancing a Busy Schedule in a New Semester

Connect with me on…

Instagram → @moneyandmentalpeace

Facebook → Christian College Girl Community

Email --＞ info@moneyandmentalpeace.com

YouTube → Kara’s Quest

*******************************

Get scholarships and pay for college without student loans!

Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

... and I’m here to walk you through this, too.

If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

**Get scholarships and pay for college without student loans!**

Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money?

Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free!

Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!)

During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS.

But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side.

... and I’m here to walk you through this, too.

If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you!

So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.