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DSCR loans are one of the most powerful financing tools for real estate investors—but they’re also widely misunderstood. In this episode of the Own More Doors podcast, we sit down with Phoebe Todorof, in-house lender at Sage Trust Mortgage, for a rapid-fire Q&A covering everything investors need to know about DSCR (Debt Service Coverage Ratio) loans.

👉 Thinking about using a DSCR loan for your next investment or refinance? Reach out and start the conversation here: http://sageregroup.com/mortgage

ℹ️ Sage Trust Mortgage can help you with DSCR Loans In:
Alabama, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New Mexico, New York, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

Note: While Sage Trust Mortgage cannot assist in the following states, DSCR loans are still available there: Alaska, Kansas, Mississippi, Missouri, Montana, Nebraska, and North Carolina.

⚠️ Disclaimer: This video is for informational purposes only and does not constitute a loan offer or commitment. All loans are subject to credit approval and property eligibility. Interest rates, loan terms, and conditions may vary and are subject to change without notice. Consult a licensed mortgage professional for personalized advice.

Juan is a Licensed California Real Estate Broker that has acquired his Certified Commercial Investment Member (CCIM) designation and a Real Estate Investor who is dedicated to helping people build wealth and financial independence through real estate investing.

Website: www.SageREGroup.com

Phone: 562-307-0838

Instagram: https://www.instagram.com/multifamilylongbeach/
Facebook: https://www.facebook.com/SageRegroup/
LinkedIn: https://www.linkedin.com/in/juanhuizar-sagerealestate/

YouTube: www.youtube.com/sagerealestate

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If you’re a real estate investor looking to raise capital through syndication, your investor deck matters — a lot. In this episode, we show how AI can create a professional-grade investor pitch deck in minutes, not weeks.

Juan Huizar and Jake Heller walk through a real, step-by-step workflow using AI tools like Claude and Gamma to generate a full multifamily syndication deck — including mock financials, market overview, comps, and even instant translations into other languages.

This isn’t theory. You’ll see how an 8-unit Long Beach deal turns into a polished 10+ slide investor presentation in under 10 minutes, without touching PowerPoint or Canva.

👉 Want these exact AI workflows? Reach out to Jake and get plugged into what he’s building.

Jake Heller, Co-founder, AI for CRE Collective
Email: jake@westmontpartners.com
Twitter/X: https://x.com/jakeladeveloper
Skool: https://www.skool.com/ai-for-cre-collective/
YouTube: https://www.youtube.com/@aiforcrecollective

👉 If you’re raising capital, building investor credibility, or want smarter ways to market multifamily deals, reach out to Juan:

Juan Huizar, President, Broker, CCIM
https://sageregroup.com/team/juan-huizar/

Juan is a Licensed California Real Estate Broker that has acquired his Certified Commercial Investment Member (CCIM) designation and a Real Estate Investor who is dedicated to helping people build wealth and financial independence through real estate investing.

Website: www.SageREGroup.com

Phone: 562-307-0838

Instagram: https://www.instagram.com/multifamilylongbeach/
Facebook: https://www.facebook.com/SageRegroup/
LinkedIn: https://www.linkedin.com/in/juanhuizar-sagerealestate/

YouTube: www.youtube.com/sagerealestate

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Plumbing is one of the biggest silent killers of cash flow for apartment and rental property owners. In this episode of the Own More Doors Podcast, Juan Huizar sits down with Jordan Barile of Primo Plumbing to break down exactly how to prevent catastrophic leaks, backed-up sewers, rotted subfloors, and $1,000+ surprise water bills.

You’ll learn what to inspect before a tenant moves in, what to check during turnovers, how often you should be walking your units, and why running toilets and old angle stops quietly destroy your NOI. Jordan also shares real stories from the field, what a proper plumbing inspection should include, and why being proactive can save you tens of thousands over the life of a building.

If you own rental property (or plan to), this is a must-watch to protect your income, your tenants, and your sanity.

🎙️Guest: Jordan Barile, Primo Plumbing & Heating

Office: 562-429-1221
Direct: 562-706-7069
Email: jordan@primoplumbing.net
Website: https://www.primoplumbing.net

Juan is a Licensed California Real Estate Broker that has acquired his Certified Commercial Investment Member (CCIM) designation and a Real Estate Investor who is dedicated to helping people build wealth and financial independence through real estate investing.

Website: www.SageREGroup.com

Phone: 562-307-0838

Instagram: https://www.instagram.com/multifamilylongbeach/
Facebook: https://www.facebook.com/SageRegroup/
LinkedIn: https://www.linkedin.com/in/juanhuizar-sagerealestate/

YouTube: www.youtube.com/sagerealestate

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AI isn’t just writing emails anymore—it’s underwriting deals, building BOV models, verifying comps, and helping investors, brokers, and property owners make faster and smarter decisions in commercial real estate.

In this episode, Juan Huizar sits down with Jake Heller from AI for CRE Collective to demonstrate how tools like Claude, Shortcut AI, and Index AI can automate 80% of the time-consuming work analysts used to do manually—data entry, rent roll extraction, comp gathering, Excel modeling, and deal analysis.

Watch the video: https://www.youtube.com/watch?v=_mKZDkJJZP0

👉 Have a question or want us to test an AI CRE use case? Reach out to Jake or Juan:

Jake Heller, Co-founder, AI for CRE Collective
Email: jake@westmontpartners.com
Twitter/X: https://x.com/jakeladeveloper
Skool: https://www.skool.com/ai-for-cre-collective/

Juan Huizar, President, Broker, CCIM
https://sageregroup.com/team/juan-huizar/

Juan is a Licensed California Real Estate Broker that has acquired his Certified Commercial Investment Member (CCIM) designation and a Real Estate Investor who is dedicated to helping people build wealth and financial independence through real estate investing.

Website: www.SageREGroup.com

Phone: 562-307-0838

Instagram: https://www.instagram.com/multifamilylongbeach/
Facebook: https://www.facebook.com/SageRegroup/
LinkedIn: https://www.linkedin.com/in/juanhuizar-sagerealestate/

YouTube: www.youtube.com/sagerealestate

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How do you turn a tired duplex on a 9,000 sq ft lot into a 51-unit apartment building in South LA? And how can regular multifamily owners use the same laws to create serious wealth?

In this episode, Juan Huizar sits down with housing advocate, developer, and investor Andrew Slocum to break down:

• How California’s latest ADU rules (as of 2025) let you add up to 8 detached ADUs on multifamily
• How an 8-unit building can become 18 units using detached ADUs + garage/parking conversions
• Real per-unit construction costs Andrew is seeing today ($125k–$200k per ADU)
• The South LA ED1 project that’s going from a dilapidated duplex to 51 units of 100% affordable housing
• Why “entitle and flip the paper” is burning a lot of developers — and what to do instead
• Simple ways to see if your lot has ADU potential before you ever call the city

If you own multifamily in Long Beach, South LA, or anywhere in California and you’re wondering, “Is building ADUs worth it?” this conversation will give you the numbers, the laws, and the strategy straight from someone doing 100+ projects on the ground.

👉 Ready to find out how many units you could add to your property? Contact Andrew Slocum or Juan Huizar.

Andrew Slocum
Email: Andrew@greendev.co
Website: https://www.greendev.co/
Instagram: https://www.instagram.com/andrewrslocum/
Twitter/X: https://x.com/GDCAndrew

Juan Huizar
https://sageregroup.com/team/juan-huizar/

Juan is a Licensed California Real Estate Broker that has acquired his Certified Commercial Investment Member (CCIM) designation and a Real Estate Investor who is dedicated to helping people build wealth and financial independence through real estate investing.

Website: www.SageREGroup.com

Phone: 562-307-0838

Instagram: https://www.instagram.com/multifamilylongbeach/
Facebook: https://www.facebook.com/SageRegroup/
LinkedIn: https://www.linkedin.com/in/juanhuizar-sagerealestate/

YouTube: www.youtube.com/sagerealestate

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What’s a four-plex worth in Belmont Shore? In this episode of Own More Doors, Juan Huizar breaks down the numbers behind one of Long Beach’s most desirable neighborhoods.

Belmont Shore isn’t just beautiful—it’s one of the strongest multifamily submarkets in the city, and Juan explains why. You’ll learn:

- How many four-plexes exist in Belmont Shore and all of Long Beach
- What the average 4-plex sells for in the Shore ($1.93M!)
- Current sales activity and trends (up 58% year-over-year)
- The latest GRM (13.26) and price per sq. ft. ($646) metrics
- Why location premiums and Airbnb flexibility make this area so appealing

Whether you already own in Long Beach or you’re looking to buy your first 4-plex, this video gives you real data and insider insight.

💬 Comment below if you’d like Juan to cover your neighborhood next—there are more than 75 in Long Beach!

📍 Area: Belmont Shore

Want to know what your 4-plex is worth or get alerts on new listings in Belmont Shore? Get in touch:

👉 https://sageregroup.com/contact/

Juan is a Licensed California Real Estate Broker that has acquired his Certified Commercial Investment Member (CCIM) designation and a Real Estate Investor who is dedicated to helping people build wealth and financial independence through real estate investing.

Website: www.SageREGroup.com

Phone: 562-307-0838

Instagram: https://www.instagram.com/multifamilylongbeach/
Facebook: https://www.facebook.com/SageRegroup/
LinkedIn: https://www.linkedin.com/in/juanhuizar-sagerealestate/

YouTube: www.youtube.com/sagerealestate

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When investing in multifamily real estate, is it smarter to buy with cash—or use financing to leverage your returns? In this episode, we break down one of the most common investor questions.

We discuss when leverage makes sense, how debt can accelerate your growth, and why even seasoned investors choose to finance every property they own. You’ll also learn how your investment goals—cash flow, equity growth, or peace of mind—should guide your decision.

Contact Juan: https://sageregroup.com/team/juan-huizar/

Contact Cody: https://sageregroup.com/team/cody-charnell/

Watch on YouTube: https://www.youtube.com/watch?v=tLiReW9-zRs

Juan is a Licensed California Real Estate Broker that has acquired his Certified Commercial Investment Member (CCIM) designation and a Real Estate Investor who is dedicated to helping people build wealth and financial independence through real estate investing.

Website: www.SageREGroup.com

Phone: 562-307-0838

Instagram: https://www.instagram.com/multifamilylongbeach/
Facebook: https://www.facebook.com/SageRegroup/
LinkedIn: https://www.linkedin.com/in/juanhuizar-sagerealestate/

YouTube: www.youtube.com/sagerealestate

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We sit down with real estate investor and loan expert Mario Montecinos to uncover how today’s investors are still finding profitable fix-and-flip deals in 2025 — even with higher interest rates.

Mario breaks down two real-life investor case studies, including how one first-time investor turned a $67K down payment into a potential $200K profit, and how others use DSCR loans to refinance and scale their portfolios.

👉 How to contact Mario Montecinos:
https://www.emortgagecapital.com/officer/mario-montecinos

👉 How to contact Juan Huizar
https://sageregroup.com/team/juan-huizar/

▶️ Watch the YouTube Video: https://youtu.be/rD0De3P9qUY

Juan is a Licensed California Real Estate Broker that has acquired his Certified Commercial Investment Member (CCIM) designation and a Real Estate Investor who is dedicated to helping people build wealth and financial independence through real estate investing.

Website: www.SageREGroup.com

Phone: 562-307-0838

Instagram: https://www.instagram.com/multifamilylongbeach/
Facebook: https://www.facebook.com/SageRegroup/
LinkedIn: https://www.linkedin.com/in/juanhuizar-sagerealestate/

YouTube: www.youtube.com/sagerealestate

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