Pillar6 Podcast

Auteur(s): Roman Polnar
  • Résumé

  • This is the Pillar6 Podcast. Where we talk about important topics around money, life, success and the balance of it all.
    Pillar6 Podcast (c) 2022
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Épisodes
  • HR Under Trump 2.0 and What’s Next for Employers With Becky Barton
    Feb 6 2025

    Becky Barton is the CEO of People415, a human resources consulting firm that helps growing businesses grow faster with streamlined workflow policies, talent management, and HR compliance. With over 20 years of experience in HR strategy and operations, she specializes in aligning workforce planning with business goals. She has worked with companies across various industries, advising on hiring practices, employee classification, compensation, and compliance. Becky also speaks on HR trends and workplace regulations, providing guidance to business owners and leaders.

    In this episode…

    The landscape of HR is shifting once again with the second Trump administration, which will impact companies in different ways. Naturally, employers are left wondering: how will this administration impact my business, and what should we be doing? How can business owners and HR professionals stay ahead and ensure they’re making the right moves?

    According to Becky Barton, a leading HR expert and thought leader, in the short term, employers should prepare for a pro-business shift in federal labor policies, with many regulations likely being rolled back. She highlights how this could reduce compliance burdens at the national level but increase complexity for multistate employers as states like California continue to enforce stricter employment laws. With expected changes in wage laws, worker classification, workplace safety, and immigration enforcement, businesses must be proactive in auditing their HR policies to mitigate risk and adapt to new realities. In the longer term, continue to focus on best practices, building your corporate culture, and building a strong, committed, and motivated workforce.

    In this episode of the Pillar6 Podcast, host Roman Polnar sits down with Becky Barton, CEO of People415, to discuss what the Trump 2.0 presidency means for HR and business owners. They explore the likely rollback of federal labor regulations, key compliance risks for employers, and strategies to prepare for shifting workplace policies. Becky also shares actionable insights on worker classification, AI’s role in HR, and best practices for building a resilient workforce.

    Resources mentioned in this episode:
    • Roman M. Polnar on LinkedIn
    • Pillar6 Advisors
    • Becky Barton on LinkedIn
    • People415
    • Fisher Phillips
    • Quiet: The Power of Introverts in a World That Can't Stop Talking by Susan Cain
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    41 min
  • Annuities: Misconceptions, Regulations, and Best Practices With David Cranfield
    Jan 23 2025
    David Cranfield is the Brokerage Director at Pinney Insurance, a full-service BGA. Pinney's services help financial advisors, planners, and insurance agents expand their knowledge on insurance products and source solutions for their clients. Some of David’s areas of focus include annuities, life and disability income insurance in business planning, estate planning, and individual insurance planning. With extensive experience in the insurance and financial services industry, he also serves as the Regional Vice Chair of the National PAC Committee for NAIFA (National Association of Insurance and Financial Advisors). In this episode… Annuities are one of the most debated topics in personal finance — praised for their lifetime income guarantees yet criticized for complexity, fees, and misuse. How can people separate fact from fiction and determine if annuities are the right financial tool for their needs? According to David Cranfield, a seasoned financial professional and self-professed “insurance geek,” annuities are neither inherently good nor bad — they are simply tools that must be used properly. He highlights that many misconceptions stem from an overwhelming number of annuities marketed by unqualified insurance advisors who fail to understand and explain critical details, such as guaranteed and non-guaranteed (i.e., movable) contractual provisions, fees, and various add-on riders. However, at their core, annuities excel in providing security for retirees concerned about market volatility and outliving their assets. But improper use, such as locking too much of one's liquid assets into long-term products like annuities, can lead to financial challenges when unexpected life events arise. In this episode of the Pillar6 Podcast, Roman Polnar speaks with David Cranfield, Brokerage Director at Pinney Insurance, to discuss common misconceptions about annuities, regulatory improvements, and best practices for informed decision-making. They explore how guarantees differ between products, why understanding surrender charges is crucial, and the importance of working with educated advisors. David also shares tips on evaluating annuity options to ensure they align with your financial goals. Resources mentioned in this episode: Roman M. Polnar on LinkedInPillar6 AdvisorsDavid Cranfield on LinkedInPinney InsuranceNational Association of Insurance & Financial Advisors (NAIFA)The Cost of Discipleship by Dietrich BonhoefferWild at Heart: Discovering the Secret of a Man's Soul by John EldredgeLivy: The Early History of Rome, Books I-V by Titus LivyLife Happens
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    39 min
  • Comprehensive Tax Planning for Small Businesses With Becky Brown & Morgan Holmes
    Jan 16 2025

    Becky Brown and Morgan Holmes are the Founders of Stride, a comprehensive tax planning, bookkeeping, and accounting firm that helps companies accelerate growth. With a combined background in bookkeeping and taxation, Morgan and Becky joined forces to help MSPs, digital agencies, and professional services achieve their business goals through better financial planning and accounting. Focusing on small to midsize companies, Becky and Morgan help streamline financial operations, strategic planning, and effective tax management.

    In this episode...

    Keeping your books in order may be a chore, but it is essential to the financial success of any business. Whether it’s setting strategy, improving profitability, minimizing expenses, managing payroll, or navigating tax laws, accurate financial records are essential to making informed decisions and achieving sustainable growth. How can you incorporate all these elements into your annual business plan?

    According to financial experts Becky Brown and Morgan Holmes, start with a check-up of your balance sheet and income statement. They highlight the importance of not only recording transactions accurately but also understanding the interplay between your balance sheet and income statement. Then, set cash flow projections and ensure that your “accounting team” is on the same page.

    A holistic approach ensures accurate record-keeping, tax filing, and improves forward-looking projections. When paired with proactive tax planning, business owners can make more strategic decisions, maximize deductions, manage liabilities, and free up cash to invest in the growth of their business or personal financial goals. With these tools, businesses can reduce friction, improve efficiency, and gain peace of mind.

    In this episode of the Pillar6 Podcast, Roman Polnar sits down with Becky Brown and Morgan Holmes, Founders of Stride, to discuss the essential strategies for smarter bookkeeping and tax planning. They cover the critical importance of monthly financial reviews, the benefits of aligning bookkeeping and tax services under one team, and actionable year-end tax-saving tips. Becky and Morgan also share insights on choosing the right entity structure for your business and planning for future financial changes.

    Resources mentioned in this episode:
    • Roman M. Polnar on LinkedIn
    • Pillar6 Advisors
    • Becky Brown on LinkedIn
    • Morgan Holmes on LinkedIn
    • Stride: Website | Email
    • Pilot
    • Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki
    • Too Big to Fail: The Inside Story of How Wall Street and Washington Fought to Save the Financial System–and Themselves by Andrew Ross Sorkin
    • “Avoiding Pitfalls of Business Entity Formation With Doug Bend” on the Pillar6 Podcast
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    44 min

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