Matt Perdue is the newly-elected president of the North Dakota Farmer's Union. While he was campaigning among Farmer's Union members for that office earlier this year, he said he spent a lot of time talking about health care. And not because he was asking about it.

"I've spent the last few months traveling the state, visiting with folks in small towns across North Dakota, and I think it's really important to make the point that I have not asked them to talk about healthcare, he said on this episode of Plain Talk. "They have asked me to talk about healthcare. It's a top-of-mind issue for farmers and ranchers and small business owners and independent contractors across our state."

As Congress continues to debate whether to extend subsidies for health insurance policies sold on the federal exchanges -- where 25% to 30% of North Dakota farmers get their insurance, per Perdue -- he says his constituents are tired of the issue being used for political posturing while they face significant financial strain.

"Let's set the Rs and D's, the conservative and liberals aside and say, 'Hey, we have the most expensive health care system in the world. How can we work together to actually make it work for real families and not make it a political football over and over again?'"

Perdue also said the so-called "farmer bailout" -- a federal relief package touted by President Donald Trump's administration to help the agriculture industry deal with low crop prices and rising input costs -- "necessary" and a "good thing to do." But only in the short term.

"I hate that we're relying on emergency ad hoc payments again," he said.

Perdue argued that the agricultural industry currently relies on emergency bailouts for a wide variety of stressors, including trade disputes, natural disasters, and market fluctuations caused by COVID-19, because the existing safety net is not built to withstand these pressures. Farmers need a "stable, consistent system of relief" so they can make "real long-term business decisions."

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North Dakota has made large strides towards using investments of public funds not just as a way to generate revenue for the for the state but also, by making those investments in North Dakota companies, to benefit the state's economy. But these investments are happening in a lot of different ways, and when some investments made through some programs go bad, and make negative headlines, they can sour the public's view of this sort of public investing.

One complicating factor in this is that the state has dozens and dozens of economic development programs, overseen by a patchwork of boards and government entities, and that can make things like transparency and accountability difficult.

"We've just got too many too many programs," Rep. Glenn Bosch, a Republican from Bismarck, said on this episode of Plain Talk. Bosch, along with Rep. Jonathan Warrey, a Republican from Casselton who also joined us, serves on a committee overseeing Legacy Fund investments. They want to make sure the public understands the success the state is having with its in-state investment programs.

But to better communicate that message, it may require consolidating some of what the state is doing.

In South Dakota "they really just have two or three different places that economic development funds flow out of," Bosch said. "It's either type A, type B, or type C. When people come to the state and want to understand what economic development looks like in South Dakota, that's what they offer. When they come here, they're given all these different options, and they're trying to figure it out."

"We just need to consolidate," he continued. "Have a plan and have a framework that people can understand when they want to talk about economic development."

But despite some of the confusion, Warrey and Bosch said North Dakota's investments are going well. North Dakota has the "second largest in-state investment program in the country, really second only to California," Bosch said, noting that relative to the state's gross domestic product, it is the largest.

That program, specifically, uses a portion of the Legacy Fund, and includes investments in private equity, through the North Dakota Growth Fund, real assets, through the North Dakota Real Assets fund, low-interest loans to companies through the Match Program, and in infrastructure projects through the Infrastructure Revolving Loan Fund.

In the three years since the in-state investment program began, "there has been 24 investments made with committed capital of $122 million," Warrey added.

Also on this episode, we discuss a shift in Fargo away from property tax incentives, whether a universal school lunch ballot measure will pass, and whether Gov. Tim Walz ought to resign amid the fraud scandal which has rocked his state.

If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below.

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Hamida Dakane says she was "disappointed" but "not surprised" by President Donald Trump's comments insulting Somalians and calling on them to leave the country.

But it hurt.

"You know, this comment, it hits deeply on personal level, and what makes it worse is it's coming from the president of the free world," she said. "It's not just offensive. It is dehumanizing. It shakes your sense of belonging. Even if you lived here 5 days or decades, you call America or Minnesota or North Dakota home, and then the people who represent you demonize you to the point that they call you garbage. It's just very hurtful."

Dakane, who was born in Kenya and is of Somali heritage, is a former state lawmaker who represented Fargo-area District 10 as the first black woman, and first Muslim, elected to that chamber. She's a Democrat, but pointed out that many Somali's vote for Republicans, and cast their ballots for Donald Trump. She was defeated for re-election in the 2024 election cycle by Rep. Jared Hendrix, who is an outspoken Trump supporter but ran a campaign focused on outreach to the Somali and larger immigrant communities.

She said this situation Trump has created has hit particularly hard on children.

"Kids will ask you 'why are we called garbage,'" she said.

"They know this as their home," she continued, pointing out that many of them were born in America, "and they're being called garbage. They question and they ask, 'where are we going to go? Where is our home if America is not our home?'"

Dakane praised North Dakota and Minnesota as a region that has welcomed her people. She came to North Dakota alone to attend North Dakota State University, and chose to stay because "North Dakota has been good to me and the neighbors have been good."

Still, Dakane says her community isn't looking for victimhood. "I personally, I refuse to let those words define who we are or who the community is," she said. "And we are not victims. We are visionaries. Not the president calling them garbage or any other person just hating on them will stop them. They will keep being visionaries and not victims."

If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below.

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"I think sometimes we forget that every community in the country has a whole bunch of people that wake up every morning, and the baseball bat that is called life cracks them across the head," Gov. Kelly Armstrong said on this episode of Plain Talk.

"They're the people serving food in a diner, working behind a gas station counter. Sometimes they're sitting in your office right now, anywhere you're at. And if you don't recognize that, then you're not really the governor for everybody. And I want to be the governor for everybody."

Armstrong was responding to a question about his administration's efforts to address homelessness and addiction, as well as his family's individual efforts on the same front. He also responded to a question about President Donald Trump's recent comments denigrating people of Somali heritage. He called Rep. Ilhan Omar "garbage" and called on Somalis to "go back to where they came from."

"I think kind of a pox on everybody's houses in this space," Armstrong said. "We've conflated legal immigration and illegal immigration in a way that has made this stuff...I don't like all of it."

Ther governor spoke at length about controversy surrounding bonuses at the state's Retirement and Investment Office. The governor says he "doesn't love" the way the bonuses are structured, but also doesn't want the state to go back on whatever commitments it made to those employees. But upstream from that issue, Armstrong said he'd like to see structural reforms to the way the state's investments (which he notes have grown substantially over the last decades) are managed.

Also, Armstrong spoke about the special session he'll be calling in January next year and said his administration has begun the budgeting process for the next regular legislative session to commence in January 2027. He aid this will be the first time he's "really got to show off my fiscal conservative chops."

"I've told my agencies that you guys have had 20 years of real substantial growth and I wouldn't think you're going to have 21 years of real substantial growth," he said.

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Farmers are having a tough time of it. Tariffs are driving up costs, and trade wars are driving down crop prices. North Dakota Agriculture Commissioner Doug Goehring talked about those things on this episode of Plain Talk, but he also pointed out another problem. Labor shortages, which not only leave positions unfilled, but also drive up wages for those who are available for hire.

"You can't get anybody to come out and want to work on a farm," he said.

Contributing to the labor shortage is problems with the H2A visa program for temporary agriculture workers. "H2A is specific to skilled labor that we can bring into the country to help us do the work, because you can't find anybody anymore to do it," Goehring said.

"And sometimes when you talk about that, people are like, 'Yeah, you're just trying to get free cheap labor.' No. On the contrary, in fact, if you bring in an H2A worker from South Africa or from South America or Central America, you're required to have housing for them. You're required to pay for their transportation. You're required to pay them, no matter what, when they're here," he continued.

Asked if the Trump administration's hostility to immigrants was contributing to labor shortages, Goehring admitted it's having an impact "to some degree," but also pointed to complexities in the visa program, as well as the oil industry's competition for workers.

Goehring also discussed the Industrial Commission's $400 million in loan programs to help farmers grappling with tough times. "We're lucky, you know, North Dakota has the only state-owned, sovereign bank in the entire country," he said. "We aren't FDI insured. We're insured by and the backing of the state of North Dakota. So, with that being said, it gives us the ability to develop some programs and be the banker's bank, help them manage and mitigate risk better for our multiple industries out there. This just happens to be agriculture right now because there's been several several areas that have been hard hit in our economy."

Also on this episode, co-host Chad Oban and I discuss the national fight over immigration, the challenges of selling and buying locally-produced foods, and the case for harm reduction programs like needle and pipe exchanges in our communities.

If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below.

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Back in August, during an interview on Plain Talk, North Dakota Insurance Commissioner Jon Godfread said that Congress needed to renew subsidies for Obamacare marketplace policies to avoid a "death spiral" in the insurance market brought on by younger, healthier shoppers reacting to price spikes by giving up their policies.

Well, it's December now. The year is almost over, and Congress hasn't acted. Not only have subsidies not been renewed, majority Republicans haven't even unveiled a plan to address that specific problem, or the larger challenge of spiraling health care and health insurance rates.

On this episode of Plain Talk, Shelly Ten Napel, CEO of the Community HealthCare Association of the Dakotas, said many of the tens of thousands of families in our region that get their insurance through the federal marketplace could end up paying twice as much.

"So, without the enhanced premium tax credits, your percent goes up to 9.16 for that family of four, which is $672 a month," she said. So, it's more than double 363 to um 672. And your annual for the year would be over $8,000."

Ten Napel echoed Godfread's point about the "death spiral," pointiing out that younger and healthier insurance customers would probably react rationally to these sort of massive price hikes by leaving the market.

"What we would expect is that probably healthy people will be the first people to drop coverage. So, those younger individuals, those people without current chronic conditions," she said. This would mean that "our risk pool's going to get sicker and so the costs are going to go up for everybody."

Ten Napel said that, even as Congress wallows in dysfunction on this issue and others, there are things states like North Dakota can do to address health care, and thus health insurance, costs. More investment in preventative care, for instance, the neglect of which is akin to "refusing to pay for regular oil changes to save money."

Also on this episode, co-host Chad Oban and I discuss the controversy over bonuses in the Retirement and Investment Office, the need for greater transparency when it comes to the economic incentives our state and local governments offer, and the perenially unsuccessful Rick Becker running for elected office, again, in the 2026 cycle.

If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below.

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While the Plain Talk team is taking the holiday off, we're bringing back one of our most-listened-to episodes of the past year — an interview that's become even more relevant as debates over data centers continue across North Dakota.

In this replay, Applied Digital CEO Wes Cummins joins the show to discuss the company's rapid expansion in North Dakota, including two operational data center projects and a third planned near Fargo. That expansion has sparked a high-stakes tug-of-war between the city of Fargo and the city of Harwood, each looking to annex the land and capture the tax revenue generated by the new facility.

He also responds directly to concerns raised around the Harwood project, including public frustration over nondisclosure agreements signed by local officials, questions about transparency, and fears that large data-center power demands could drive up electric rates for residents.

Whether you've followed the Harwood–Fargo battle closely or you're just trying to understand what data centers mean for North Dakota's economy, energy grid, and future competitiveness, this conversation is worth a listen.

We'll be back with a new episode on December 3 — enjoy the replay and the rest of your holiday weekend!

Robin Nelson, a member of the Fargo School Board who is chairing a ballot measure committee aimed at universal school lunches, says her group tried to get their goal accomplished through the legislative process. It didn't work, so now they're taking their case to the voters.

"We went through two legislative sessions, and we're thankful. There was some movement, but that is not what our goal was," she said on this episode of Plain Talk, referring to expansions to the lunch program made by lawmakers. "We respectfully followed that process, and due to the overwhelming support through polls in the state of North Dakota that support this concept of universal school meals, the next logical step was to take it to the voters in an initiated measure."

Nelson took questions on how the measure will work, including how it will cover school lunches served through the existing program in private and tribal schools, as well as what it will cost.

When a bill similar to what Nelson and her group are looking to put on the ballot was considered by lawmakers earlier this year, the Department of Public Instruction estimated the cost at $140 million. "I think it's a fair estimate" of what this new measure would cost if implemented, Nelson said, though she also pointed out that a new fiscal note will be created through the ballot measure process.

If the measure passes, it would shift the cost of paying for the school lunch program away from just parents, who foot the bill through user fees, and to the broader tax base. Nelson said it will also cut out some red tape at the schools which must currently levy and collect lunch fees. "We won't have to worry about collection efforts," she said. "It will save a lot of time on the back end.

Also on this episode, my co-host Chad Oban and I discuss Sen. Kevin Cramer's tough trip to Halifax, and we respond to some reader messages.

If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below.

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