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Welcome to the Property Apprentice Podcast, where we empower New Zealand property investors with the tools and insights they need to thrive! In this episode, host Debbie Roberts breaks down the exciting updates to New Zealand’s tenancy bond system.

After 24 years of paper-based processes, the tenancy bond service is going digital! Starting in late November, lodging new bonds will become faster, easier, and more secure with mandatory online options. Debbie covers everything you need to know, including:

📌 How the new system works
Digital bond lodgement options via online forms or B2B property management software.
Enhanced payment methods for secure transactions.
📌 Benefits for landlords, property managers, and tenants

Faster processing times.
Improved data accuracy and bond management.
📌 What stays the same

Existing bonds and related processes like refunds and updates remain unaffected for now.
📌 How to stay updated

Subscribe to the Tenancy Matters newsletter.
Follow Tenancy Services on Facebook.
Submit an Expression of Interest to participate in future system testing.
This episode is packed with practical advice to help landlords and property managers transition smoothly to the new system. Don’t miss it!

🔗 Visit https://www.tenancy.govt.nz/ for more details.

👉 Subscribe to the Property Apprentice Podcast for more tips and updates on property investment in New Zealand!

#propertyinvestors #nzproperty #landlordtips #realestateinvestors #newzealand #investingadvice #propertymanagement #housingmarketupdate

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: Interest.co.nz 20th of November-Independent global economic researchers Capital Economics say despite their expectation the RBNZ will slash the OCR to just 2.25% in 2025 the housing market price recovery will be 'muted'

Topic #2: The Mortgage Mag 19th of November -Mortgages harder to get over the line

Topic #3: NZ Herald 19th of November -Landlord paid $4k after $40k of damage, goes to Tenancy Tribunal

Topic #4: Stuff 21st of November - Investors on the rebound and first home buyers still strong in sluggish market

Topic #5: RNZ 21st of November -Capital gains tax the best way to raise revenue as NZ 's population ages - Treasury

Click to book a free, no-obligation meeting with Paul

Click to join a free Online or In-Person How to Succeed with Property Investing Event

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

THIS WEEK IN REVIEW TOPICS:
Topic #1: RNZ 12th of November-Average house values little changed from start of year

Topic #2: Oneroof 13th of November -Tony Alexander: Where Kiwis plan to splash the cash now rates are falling

Topic #3: RNZ 13th of November -Wanting to sell your house? It may take 7 years before you don't face a loss

Topic #4:Good Returns 14th of November -Govt takes risk-based approach to deposit guarantee scheme

Topic #5: Interest.co.nz 14th of November -Housing market warms over spring but it's not exactly tropical

Click to book a free, no-obligation meeting with Paul

Click to join a free Online or In-Person How to Succeed with Property Investing Event

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

THIS WEEK IN REVIEW TOPICS:
Topic #1: RNZ 7th of November-Current first-home buyers paying less but getting more

Topic #2: The Mortgage Mag 5th of November -Banks asses what stressors could destroy capital buffers

Topic #3: Interest.co.nz 7th of November -Newly released 2023 Census data shows that around one-in-16 houses in New Zealand are too small for the number of people living in them

Topic #4: NZ Advisor 6th of November -NZ property market shows signs of revival

Topic #5: RNZ 6th of November -Building consents up but time needed for new builds to return, economist says

Topic #6: Business Desk NZ 6th of November -Adviser liability gap leaves couple with no easy options

Click to book a free, no-obligation meeting with Paul

Click to join a free Online or In-Person How to Succeed with Property Investing Event

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

THIS WEEK IN REVIEW TOPICS:
Topic #1: 1News 29th of October-Rents fall to eight-month low, but still higher than last year

Topic #2: Stuff 29th of October -Last minute home loan fixing could save thousands, mortgage broker says

Topic #3: 1News 29th of October -How the Government is moving to streamline building consents

Topic #4: NZ Herald 29th of October -Bond refunds spark disputes: Tenants and landlords clash in tribunal

Topic #5: Interest.co.nz 29th of October -A majority of voters want to tax property investor profits but not other assets

Click to book a free, no-obligation meeting with Paul

Click to join a free Online or In-Person How to Succeed with Property Investing Event

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Oneroof 22nd of October-‘They know they will be blowing first-home buyers out of the water’

Topic #2: 1News 22nd of October -Jumbo-sized 75 point OCR cut possible next month - economist


Topic #3: Oneroof 22nd of October -‘Heart-wrenching’: Christchurch students struggling to find a roof as accommodation shortage bites

Topic #4: Oneroof 22nd of October -Tony Alexander: 2025 could have been a really bad year for property investors

Topic #5: Interest.co.nz 24th of October -ICNZ opposes UK-style flood reinsurance scheme for NZ, saying it could send the wrong signals

Click to book a free, no-obligation meeting with Paul

Click to join a free Online or In-Person How to Succeed with Property Investing Event

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Interest.co.nz 15th of October-Unauthorised overdrafts, the banks' secret weapon in avoiding mortgagee sales?

Topic #2: Stuff 16th of October -Five places where property sales are picking up

Topic #3: NZ Herald 15th of October -Auckland house prices fall 5.4%, national inventory up 27.4%

Topic #4: RNZ 16th of October -How does NZ's pension compare?

Topic #5: NZ Adviser 17th of October -Kiwis moving more, staying less

Click to book a free, no-obligation meeting with Paul

Click to join a free Online or In-Person How to Succeed with Property Investing Event

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

THIS WEEK IN REVIEW TOPICS:
Topic #1: Interest.co.nz 10th of October-Statistics New Zealand figures show household net worth dropped by $47 billion in the June quarter, while total income fell for the first time since this data series began in 2016

Topic #2: 1News 9th of October -OCR cut reaction: 'Brighter days' ahead as rate relief coming

Topic #3: Interest.co.nz 8th of October -NZ Banking Association says despite tough economic conditions, 'the vast majority of New Zealanders' are managing their financial situation well

Topic #4: TradeMe 8th of October -Spring trend or market rebound? House prices bounce back

Topic #5: Interest.co.nz 10th of October -Rents are static around the country suggesting supply and demand are reasonably balanced

Click to book a free, no-obligation meeting with Paul

Click to join a free Online or In-Person How to Succeed with Property Investing Event

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.