2024 has already been full of many in-depth conversations with current and prospective clients. There have been some common threads among most of those conversations. From those common threads, I’ve pulled five lessons that we can all learn and benefit from when planning for retirement. Listen to this episode of Retirement Made Easy to learn what they are!

• [2:41] Lesson #1: Be careful who you get advice from
• [8:42] Lesson #2: Invest in line with your risk tolerance
• [12:29] Lesson #3: Make sure you have the details right
• [16:18] Lesson #4: Don’t be overconfident
• [18:50] Lesson #5: Always ask, “What am I missing?”

• 3 Steps to Retirement Planning

• Email at: Gregg.gonzalez@lpl.com
• Podcast: https://RetirementMadeEasyPodcast.com
• Website: https://StLouisFinancialAdvisor.com
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Lately, I’ve been getting a lot of questions about 401K loans and whether or not they’re worth it. People are asking things like, “How do you take out the loan? How does paying it back work? Should we ever consider it? What are our other options?”

I’m a financial planner. My job is to give you all of the information necessary so you can make informed decisions. Because at the end of the day, these decisions are yours. So, in this episode of the Retirement Made Easy podcast, I’m going to give you the full picture and let you decide.

• [3:10] Check out our website for FREE resources
• [4:45] The basics of 401K loans
• [7:55] The risks of taking a 401K loan
• [14:06] Dipping into a Roth IRA
• [15:49] Alternatives to a 401K loan
• [19:34] Consider short-term and long-term goals

• 3 Steps to Retirement Planning
• Check out our website for FREE resources
• The 5-year Roth IRA rule
• Episode #118: 3 Types of Accounts You Want to Have to Save for Retirement

• Email at: Gregg.gonzalez@lpl.com
• Podcast: https://RetirementMadeEasyPodcast.com
• Website: https://StLouisFinancialAdvisor.com
• Follow Gregg on LinkedIn
• Follow Gregg on Facebook
• Follow Gregg on YouTube

Subscribe to Retirement Made Easy
On Apple Podcasts, Spotify, Google Podcasts

People often ask me where they should retire. Should they relocate to a new city or state? Most people assume when they retire that they need to move to make the most of their income.

But the answer isn’t clear-cut. Everyone has different preferences. In this episode of Retirement Made Easy, I’ll dive into some of the factors you should consider to make that decision.

I’ll also cover a few areas of retirement planning that have most people confused and shed some light on the situation. Don’t miss it!

• [1:58] The Mid-Year Market Outlook is coming in July!
• [2:57] Where is the best place to retire?
• [4:51] Factors that influence people to relocate
• [13:56] When do you have to take required minimum distributions?
• [16:48] Most people don’t understand Roth conversions
• [19:00] You are responsible for the outcome of your 401K

• 3 Steps to Retirement Planning
• SECURE 2.0 Act
• The Most Affordable U.S. States to Retire in 2024

• Email at: Gregg.gonzalez@lpl.com
• Podcast: https://RetirementMadeEasyPodcast.com
• Website: https://StLouisFinancialAdvisor.com
• Follow Gregg on LinkedIn
• Follow Gregg on Facebook
• Follow Gregg on YouTube

Subscribe to Retirement Made Easy
On Apple Podcasts, Spotify, Google Podcasts