Épisodes

  • Episode 13: Roth Conversion Strategy and CD Ladders: Anthony's Financial Game Plan

    Episode 13: Roth Conversion Strategy and CD Ladders: Anthony's Financial Game Plan
    Feb 17 2025
    In this episode, Anthony is considering a Roth conversion for his IRA, but how much should he convert—and how quickly? We dive into the factors that can help Anthony decide on the optimal conversion amount and pace, including tax brackets, future income expectations, and retirement goals. Additionally, we explore the benefits of building a CD ladder as part of his investment strategy, providing a steady income while managing interest rate risk. Whether you're contemplating a Roth conversion or looking to diversify your portfolio with CDs, this episode is packed with actionable insights for smarter financial planning! Set-up your free 15-minute phone consultation at TuckerRetirement.com.
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    18 min
  • Episode 12: Medishare Before Medicare: Gladys' Healthcare Strategy

    Episode 12: Medishare Before Medicare: Gladys' Healthcare Strategy
    Feb 10 2025
    In this episode, Gladys brings up a key healthcare question: Can using Medishare be a smart option before she qualifies for Medicare? We explore the ins and outs of Medishare, a Christian healthcare sharing ministry, and how it compares to traditional health insurance. We'll discuss the potential cost savings, coverage differences, and what Gladys should consider as she plans for the transition to Medicare. If you're in the pre-Medicare phase or looking for alternative healthcare options, this episode will help you navigate your choices with confidence! Contact our Medicare broker for help: TuckerMedicare.com.
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    14 min
  • Episode 11: Awnee's Dilemma - Traditional TSP or IRA, Then Roth Conversion - Whats the Best Move

    Episode 11: Awnee's Dilemma - Traditional TSP or IRA, Then Roth Conversion - Whats the Best Move
    Feb 3 2025
    In this episode, Awnee asks whether she should move her Traditional Thrift Savings Plan (TSP) into an IRA and then convert it to a Roth. We break down the pros and cons of this strategy, including tax implications, the timing of the conversion, and what to consider before making the switch. Plus, we dive into the next big question: How should Awnee invest the money in her new Roth account? Whether you're considering a similar move or want to learn more about optimizing your retirement savings, this episode is packed with practical tips and investment strategies. Set-up your free 15-minute phone consultation at TuckerRetirement.com.
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    21 min
  • Episode 10: Should Val Convert Her 401(k)?

    Episode 10: Should Val Convert Her 401(k)?
    Jan 27 2025
    In this episode, Val dives into an important retirement question: Should she convert her traditional 401(k) into a Roth account? We explore the ins and outs of Roth conversions, discussing the potential tax implications, long-term benefits, and how to determine if this strategy fits into her overall financial plan. Tune in as we break down when a Roth conversion makes sense and what factors to consider before making the leap. Whether you're in Val's shoes or just curious about Roth accounts, this episode will give you the insights you need!

    Set-up your free 15-minute phone consultation at TuckerRetirement.com.
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    15 min
  • Episode 9: CDs, College Breaks, and IRAs – Connie’s Financial Questions Answered

    Episode 9: CDs, College Breaks, and IRAs – Connie’s Financial Questions Answered
    Jan 20 2025
    In this episode, Connie has three important questions on her mind: Should she invest in CDs? What should she consider about her 21-year-old child taking a break from college? And is it the right time for her to open an IRA? We’ll dive into how CDs can fit into a savings strategy, how to financially support a child making big life decisions, and the benefits of starting or contributing to an IRA. If you’re juggling multiple financial priorities like Connie, this episode is for you!
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    26 min
  • Episode 8: Do You Need a Financial Planner if You’re Still Working in Your 50s and 60s?

    Episode 8: Do You Need a Financial Planner if You’re Still Working in Your 50s and 60s?
    Jan 13 2025
    In this episode, Laura asks whether she and her husband, both still working at ages 55 and 60, need a financial planner. We’ll discuss the benefits of working with a financial planner at this stage of life, including retirement planning, investment strategies, tax efficiency, and ensuring they’re on track to meet their long-term financial goals. If you’re in a similar situation, this episode will help you decide if it’s time to bring in a professional to fine-tune your financial future.
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    24 min
  • Episode 7: Managing Medical Expenses When Working Past Age 65

    Episode 7: Managing Medical Expenses When Working Past Age 65
    Jan 6 2025
    In this episode, Betsy asks about navigating medical expenses while still working past age 65. We’ll break down how Medicare interacts with employer health coverage, what options are available for covering medical costs, and how to decide whether to enroll in Medicare or keep your work-based plan. If you’re balancing healthcare decisions while continuing to work, this episode offers insights into maximizing your benefits and minimizing out-of-pocket expenses.
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    22 min
  • Episode 6: How Qualified Charitable Distributions Can Save You on Taxes

    Episode 6: How Qualified Charitable Distributions Can Save You on Taxes
    Dec 30 2024
    In this episode, Lucretia asks about Qualified Charitable Distributions (QCDs) and how they can help reduce her federal income taxes. We’ll explain what QCDs are, how they work, and who is eligible to take advantage of them. We’ll also discuss the tax benefits of using QCDs to donate directly from retirement accounts, especially for those taking required minimum distributions (RMDs). If you're looking to make charitable donations while lowering your taxable income, this episode is packed with useful tips.
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    13 min