Artificial Intelligence (AI) is no longer a futuristic concept—it’s here, and its transforming industries, investments, and daily life. Despite the advantages in processing and productivity, many still have concerns about using AI in their everyday lives at home and in business. This begs the question: Should AI be something we fear, or is it just new technology that we should embrace?

Here to help answer those questions is Jay Jacobs. Jay is BlackRock’s Head of Thematic and Active ETFs, where he oversees the overall product strategy, thought leadership, and client engagement for the firm’s thematic and active ETF businesses. We’re thrilled to tap into his expertise to break down the evolution of AI and LLMs (Large Language Models), how it’s impacting the investment landscape, and what the future looks like in the AI and digital world.

In our conversation, we discussed the rapid development of artificial intelligence and its potential to revolutionize sectors like finance, healthcare, and even customer service. You’ll also hear Jay describe how AI has evolved into a race toward Artificial General Intelligence (AGI), its ability to increase our productivity on a personal level, and whether the fears surrounding AI’s risks are warranted.

In this podcast interview, you’ll learn:

• How AI has evolved from Clippy in Microsoft Word to ChatGPT and other LLMs.
• Why research and investing in AI is accelerating and what’s fueling its rapid growth.
• Why access to data, computing power, and infrastructure are the new competitive advantages in the AI arms race.
• How businesses are leveraging AI to boost efficiency and customer service.
• The race to AGI (Artificial General Intelligence)—what it means and how close we really are.
• How synthetic data and virtual environments are shaping the next frontier of AI development

Want the Full Show Notes?

To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast

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Losing a spouse is one of life’s most challenging experiences—both emotionally and financially. When it happens, the surviving partner is left to navigate complex decisions while grieving at the same time. And without the right preparation, it can feel overwhelming.

Today, Keith Ellis is joined by SHP’s Laura Russo, a lead advisor at SHP Financial with years of estate and trust administration experience, to discuss the critical steps every couple should take to prepare for the inevitable. From ensuring both spouses are educated on financial matters to structuring an estate plan that avoids unnecessary stress, Keith and Laura provide invaluable insights that can help make a difficult transition manageable and reduce stress.

In this conversation, you’ll also hear some of the most common estate planning mistakes, the role of financial advisors and attorneys in estate settlements, and the importance of creating a plan and reviewing it periodically.

In this podcast interview, you’ll learn:

• Understand why both spouses should be familiar with accounts, passwords, and investments.
• Why estate planning is an ongoing process that requires periodic reviews.
• Trusts and wills need to be funded to avoid unnecessary taxes, probate, and legal hurdles.
• How a trusted support system, including financial advisors and attorneys, is essential for a smooth transition.
• Why life insurance policies should be reviewed periodically to ensure they still meet financial goals.
• How most families don’t realize that some estate attorneys draft documents but don’t handle settlements.

Want the Full Show Notes?

To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast

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When it comes to retirement planning, many people focus on investments, income strategies, and estate planning—but tax planning is one of the biggest factors that can impact your financial future. Without a proactive approach, taxes can take a bigger bite out of your retirement savings than you might expect.

In this episode, Derek Gregoire and Matthew Peck are joined by Peter Roache, a tax expert and longtime partner of SHP Financial. Peter shares important insights on how taxes affect retirement planning, the impact of Required Minimum Distributions (RMDs), and how smart tax strategies—like Roth conversions and tax-loss harvesting—can help you keep more of your hard-earned wealth.

We’ll also discuss how tax laws are evolving, why planning around IRMAA is key, and how to minimize taxes for your heirs when passing down assets. If you’re nearing retirement or already retired, this episode is packed with practical strategies to help you optimize your tax situation.

In this podcast interview, you’ll learn:

• Why tax planning is one of the most overlooked aspects of retirement.
• How RMDs can push retirees into higher tax brackets.
• Why Roth conversions can be a powerful tool to reduce long-term tax burdens.
• How IRMAA can increase your Medicare premiums and what you can do to avoid it.
• How inherited IRAs are taxed and why proper planning is essential for your beneficiaries.
• The benefits of tax-loss harvesting and how to use it to offset capital gains.

Want the Full Show Notes?

To get access to the full show notes, including audio, transcripts, and links to all the resources mentioned, visit SHPfinancial.com/podcast

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