Patrick M. Brenner, founder and president of the Southwest Public Policy Institute (SPPI), joined the American Legal Record Podcast to discuss the Consumer Financial Protection Bureau (CFPB) and the SPPI's work to promote sound public policy.

Before launching SPPI, Patrick worked in public relations and marketing, then took charge of the donor engagement and government transparency litigation programs at the Rio Grande Foundation as the Vice President of Development. Patrick is also the author of numerous policy studies. He has appeared in newspapers and on radio and television throughout the nation, including MSN, Fox News, The Washington Times, National Review, and more.

Patrick helps instill American principles in his generation through his activism. Patrick lives in Rio Rancho, New Mexico with his three children.

Bill Himpler, president of the American Financial Services Association (AFSA) joined the American Legal Record Podcast to discuss AFSA’s mission, a macro look at the state of credit, mortgage borrowing, its relationship to the Consumer Financial Protection Bureau (CFPB), the regulatory environment, and what lies ahead re interest rates.

Himpler joined AFSA in 2004 and was elected president in October 2018. He previously headed the congressional relations office at the U.S. Department of Housing and Urban Development (HUD).

Prior to joining HUD, Himpler was director of legislative affairs for BGR Holding, LLC. He also worked Capitol Hil as tax counsel and legislative director for former U.S. Rep. Jerry Weller (R-Ill.), and as a senior legislative assistant for Rep. Charles Canady (R-Fla.)

Himpler attended the University of Steubenville, received his master’s degree from Dominican House of Studies, and a law degree from The Catholic University of America.

Established in 1916, AFSA is a national trade association for the consumer credit industry in the United States. Headquartered in Washington, D.C., AFSA represents a wide range of financial services companies, including consumer and commercial finance companies, auto finance companies, mortgage lenders, credit card issuers, and industry suppliers. The association advocates for its members at both the federal and state levels, focusing on legal, regulatory, and legislative issues related to consumer credit.

Joe Nixon, Litigaiton Counsel at the Public Interest Legal Foundation (PILF), joined the American Legal Record Podcst to discuss PILF’s brief in the U.S. Supreme Court arguing against Colorado’s attempt to remove former President Donald Trump from the ballot.

Nixon has been with PILF since April 2023, and has been board certified in Civil Trial Law from the Texas Board of Legal Specialization for over 30 years.

He ran his own law from from 2019 to 2020, and was a senior fellow for Law and Economic Studies at the Texas Public Policy Foundation from 2007 to 2022. Nixon was a parnter at Akerman LLP from 2005 to 2019.

Nixon represented the 133rd State House District in Texas from 1995 to 2007. He

He attended Texas A&M University and received his law degree from St. Mary’s University Law School.