Épisodes

  • The Best of Refining Retirement Podcast - Upcoming Expenses

    The Best of Refining Retirement Podcast - Upcoming Expenses
    Feb 17 2025
    Dana and Brad discuss the current real estate market as well as the importance of tax diversification. Takeaways:

    • A house is only worth what someone in the market is willing to pay for it.


    • When the 2017 Tax Cut Act sunsets at the end of 2025 taxes will revert to their previous rates.


    • With the prospect of taxes raising in the future, tax diversification is even more important to your retirement plan.


    • Download our FREE helpful resource, “Are You Paying Too Much in Taxes in Retirement?”


    Our firm does not offer tax or legal advice. Contact your tax or legal advisor regarding your situation. Securities and advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities.
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    25 min
  • The Best of Refining Retirement - Living a Long Life

    The Best of Refining Retirement - Living a Long Life
    Feb 17 2025
    Dana and Brad discuss how longer life expectancy affects retirement plans.

    Takeaways:


    • If you are 65 and married there’s about an 80% chance one of you will live to your nineties.



    • You must earn at least 40 credits to be eligible for Social Security.


    • Download our FREE helpful resource, “Will Your Money Last as Long as You Do?”


    Securities and advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities.
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    26 min
  • The Best of Refining Retirement Podcast - Preparation For Your Loved Ones

    The Best of Refining Retirement Podcast - Preparation For Your Loved Ones
    Jan 27 2025
    Dana and Brad discuss the intricacies of estate planning as well as the cost of moving to a retirement community.

    Takeaways:


    • Without a will, half of your assets go to your surviving spouse, while the other half is divided among your children.



    • 62% of millennials don’t have a will in place.



    • The average cost of homeowner’s insurance in Florida is 37% higher than the national average.



    • Download our FREE helpful resource, “The Greatest Gift: Outline Your Wishes with an Estate Plan”.
    Our firm does not offer tax or legal advice. Contact your tax or legal advisor regarding your situation. Securities and advisory services offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a registered investment advisor. Vineyard Financial and MAS are not affiliated entities.
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    26 min
  • The Best Of Refining Retirement Podcast - Is Real Estate for You?

    The Best Of Refining Retirement Podcast - Is Real Estate for You?
    Nov 1 2024
    Dana and Brad discuss the alternative investment vehicle, real estate, as well as unexpected expenses in retirement.

    Takeaways:

    - In 2022, 10% of U.S. individuals over the age of 65 earned some form of income from a rental property.

    -You never know how exposed your assets are until the market crashes.

    - Download our FREE helpful resource, “Inflation & Your Retirement” Our firm is not licensed to buy or sell real estate properties.
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    27 min
  • The Best Of Refining Retirement Podcast - Living Your Dream

    The Best Of Refining Retirement Podcast - Living Your Dream
    Nov 1 2024
    Dana and Brad discuss the beginning steps of building a retirement plan Takeaways: - We have renamed our first meeting to “Living Your Dream” meeting because that is the goal of building a retirement plan with Vineyard Financial. - If you are ready to take the first steps toward building a retirement plan, feel free to call us at 812-474-6200. - Download our FREE helpful resource, “Your Retirement Income Planning Checklist”
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    14 min
  • The Best Of Refining Retirement Podcast - Where to Retire

    The Best Of Refining Retirement Podcast - Where to Retire
    Nov 1 2024
    Dana and Brad discuss living expenses in different U.S. states as well as different retirement age milestones. Takeaways: - On average, West Virginia is the cheapest state to live. - You can defer Social Security to age 70, but anything after that no longer provides an added benefit. - Download our FREE helpful resource, “Will Your Money Last as Long as You Do?” Our firm is not endorsed by or affiliated with any government agency
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    26 min
  • The Best Of Refining Retirement Podcast - Making Dreams a Reality

    The Best Of Refining Retirement Podcast - Making Dreams a Reality
    Nov 1 2024
    Dana and Brad discuss the shift from doing what you HAVE to do, to doing what you WANT to do. Takeaways: - It can be helpful to write down your dreams so you can start working towards making them a reality. - Taking Social Security at the wrong time can cost you hundreds of thousands of dollars in your lifetime - Download our FREE helpful resource, “The Social Security Decisions” Our firm is not endorsed by or affiliated with any government agency
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    26 min
  • The Best Of Refining Retirement Podcast - Master Gardening

    The Best Of Refining Retirement Podcast - Master Gardening
    Nov 1 2024
    Dana and Brad are joined by Judy Halstead, President of the Southwestern Indiana Master Gardener Association (SWIMGA), to discuss gardening tips. Takeaways: - Studies have shown that working in the garden can be good for your well-being and mental health. - You can learn more about SWIMGA by following this link: https://www.swimga.org/ - Download our FREE helpful resource, “Designing Your Fiscal House to Weather the Elements”
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    27 min