529 plan performance is tough to measure - it's not just the investment returns, but it's also about the tax benefits and fees.

Minimizing costs is usually key to maximizing returns, but not always. Sometimes, state income tax breaks can compensate for the cost of 529 plans with higher fees. So, how can you find the best 529 plan for your state and situation?

A more focused analysis of 529 plan portfolio performance net of costs and state income tax breaks yields results that differ from traditional 529 plan ratings.

Let's break it down.

Don't you wish you could lower your student loan payment? It's possible, and legal, do work some "magic" to get your student loan payment lower.

If you don't do anything with your student loans, you're automatically signed up to a generic repayment plan that typically has even payments for 10 years. However, that can be tough, especially right after graduation.

Maybe you've just started working, or maybe you don't even have a job yet and you're just side hustling to make a little money? Maybe that standard repayment plan option just isn't working for you, and you're worried what will happen if you don't make a payment or you default. Maybe you haven't looked at your student loans since before the payment pause?

If you're considering student loan deferment or forbearance, or if you're thinking about simply ignoring your student loan payments, don't!

Here are five legal ways that you can lower your student loan payment so you don't have to go into default.

You know you want to invest. You know you need to invest. But honestly, how do you start investing in your 20s after college?

Who do you trust? Do you pay someone to help? How do you know you're not going to be ripped off? Or even worse - how do you know you won't lose all your money? If you want to invest after college, here are our thoughts.

For 20-somethings, investing is important, and you know it. In your 20s, time is on your side, and the more you save and invest now, the better off you'll be later.

But, frankly, getting started investing after college is confusing. There are so many options, tools, thoughts, blogs to read about, and more. What the heck do you do?

I'm

going to share my thoughts on what you should do to start investing

after college in your twenties when you're 22-29 years old. Let's dive

in.