Épisodes

  • How to Appraise Commercial Property Deals
    Feb 28 2025

    Host: Suzi Carter
    Episode Title: How to Appraise Commercial Property Deals

    In this episode of the Commercial Property Podcast, Suzi Carter discusses how to evaluate commercial property deals effectively. She emphasizes the importance of understanding what constitutes a good deal for individual investors, including factors like desired returns, investment strategies, and personal criteria.

    She covers practical steps for appraising deals, utilizing PropTech for analysis, building relationships with agents, and conducting effective property viewings.

    She also highlights the significance of establishing credibility with agents and exploring multiple exit strategies to maximize investment potential. Finally, she stresses the importance of financial considerations and due diligence in the property investment process.

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    What You’ll Learn in This Episode:

    1. Understanding Good Deals in Commercial Property

    • Defining what makes a deal "good" based on investor goals
    • Key factors to consider when assessing commercial properties

    2. Practical Steps for Appraising Deals

    • Step-by-step methods for evaluating investment opportunities
    • How to assess risk, returns, and long-term potential

    3. Utilizing PropTech for Property Analysis

    • How technology can streamline deal evaluation
    • The best PropTech tools for data-driven investment decisions

    4. Conducting Effective Property Viewings

    • What to look for during site visits
    • How to ask the right questions and spot potential red flags

    5. Financial Considerations and Due Diligence

    • The importance of financial assessments before closing a deal
    • Ensuring compliance, feasibility, and risk mitigation


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    Key Takeaways

    • Understand your investment criteria before looking at properties.
    • Niching down can lead to better deal appraisal.
    • Establish credibility with agents to build relationships.
    • Explore multiple exit strategies for each property.
    • Utilize PropTech for accurate property analysis.
    • Engage with your broker early in the investment process.


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    Subscribe & Stay Tuned:

    Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies.

    Every six months Suzi opens the doors to her small group mentoring programme “The Board”. The next Board starts in March 2025, and there are limited spaces left. The doors are open but will close again shortly - click here to find out more or book a call at https://hub.commercialpropertyacademy.co.uk/new-join-the-board

    Visit https://suzicarter.com/ to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox!

    Follow Suzi on You Tube at https://www.youtube.com/@commercialpropertytv1685

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    29 min
  • The Planning Geek talks about Commercial Property Plannin
    Feb 21 2025
    Host: Suzi Carter Episode Title: The Planning Geek talks about Commercial Property Planning! In this episode, Ian Walmsley, the Planning Geek himself!, shares insights into the world of planning, particularly focusing on permitted development rights when keeping commercial as commercial, and the nuances of converting commercial properties to residential use. He discusses the importance of understanding planning regulations, the various classes of permitted development, and strategies for successful planning applications. Ian emphasizes the need for proper documentation, viability assessments, and the significance of timing in the planning process. He also highlights the potential opportunities within high streets and the importance of having multiple exit strategies in property investment. The is one not to be missed! _________________________________________________________ What You’ll Learn in This Episode: 1. The Evolution of Planning Geek How Planning Geek became a go-to resource for property investorsInsights into the journey of navigating planning regulations 2. Commercial Property and Permitted Development Understanding permitted development rights in commercial real estateHow recent changes impact property investors 3. Converting Commercial to HMO The process of transforming commercial spaces into HMOsKey considerations and planning requirements for a successful conversion 4. The Importance of Proper Advice Why expert guidance is crucial in property developmentHow consulting the right professionals can prevent costly mistakes 5. Maximizing Commercial Opportunities Strategies for identifying high-potential commercial investmentsHow to make the most of market trends and planning regulations _________________________________________________________ Key Takeaways Understanding planning regulations is crucial for property developers.Extensions to commercial properties can be significant under PD rights.Having multiple exit strategies is essential in property investment.Viability assessments are often necessary for planning applications.Knowledge of local planning policies can open up new opportunities. ______________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. Every six months Suzi opens the doors to her small group mentoring programme “The Board”. The next Board starts in March 2025, and there are limited spaces left. The doors are now open for a limited time - click here to find out more or book a call https://hub.commercialpropertyacademy.co.uk/new-join-the-board Visit https://suzicarter.com/ to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox! On Tuesday 25th February at 12.30pm, Suzi will be joined by Nadir Dosani from the prop tech company, Searchland. Suzi and Nadir will be talking about How to Get Ahead of Your Competition, and How to Supercharge Your Commercial Sourcing - and there will be a live demo from Nadir about how to use Searchland for your sourcing. Click this link to register https://hub.commercialpropertyacademy.co.uk/home--searchland-webinar Learn More from This Episode’s Guest: Ian Walmsley is an experienced entrepreneur who loves Planning, Property, Drones, Travel and is very much a family man. But what makes him tick? Referred to as a ‘Walking Encyclopaedia’ by a mentor he developed a passion for planning in 2015 having got fed up with inaccurate information on some websites as to what was possible with property or land that he was looking to develop. He is a mentor, trainer, commercial drone pilot, travel geek – oh and he loves planning! He now speaks around the UK at property meets, mentorship groups and private companies as a planning geek. His talks are always entertaining and laughter is certainly not banned! You really do not want to miss out on his golden nuggets as one statement might make you a lot of money in the year ahead! 🌐https://planninggeek.com ✉️office@planninggeek.co.uk
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    46 min
  • Niching your Commercial Investing - the only game in town!
    Feb 14 2025

    Episode 12 - Niching your Commercial Investing - the only game in town!

    Host: Suzi Carter
    Episode Title: Niching your Commercial Investing - the only game in town!

    In this episode, Suzi Carter explores the importance of niching in commercial property investment and how investors can simplify their strategies by focusing on specific market segments. She explains the complexities of the commercial property sector and how narrowing your focus can lead to higher returns and stronger industry relationships.

    Suzi highlights the value of identifying your strengths, conducting thorough research, and recognizing market opportunities to build a successful investment strategy. She also discusses the benefits of contrarian investing and how thinking differently can help create long-term value in commercial real estate.

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    What You’ll Learn in This Episode:

    1. Understanding Commercial Property Niches

    • Breaking down the complexities of commercial property investment
    • How focusing on a niche can simplify your strategy and boost returns


    2. Identifying Your Strengths and Opportunities

    • Aligning your expertise with the right market segment
    • Conducting research to uncover profitable investment opportunities


    3. Creating Value Through Strategic Niching

    • How a targeted approach leads to long-term success
    • The role of contrarian investing in maximizing value


    4. Building Relationships and Recognizing Opportunities

    • Leveraging industry connections to gain a competitive edge
    • Understanding market trends and investor demand


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    Key Takeaways

    • Niching allows for a more focused investment strategy.
    • Understanding the complexity of commercial property is crucial.
    • Investors should play to their strengths when choosing a niche.
    • Researching market trends is essential for successful investing.
    • Building relationships in your niche can provide early access to properties.
    • Simplicity in strategy can lead to greater success.
    • Starting your research is the first step to finding a niche.


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    Subscribe & Stay Tuned:

    Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies.

    Suzi's hosting a free live webinar on Wednesday, 19th February 2025, at 12:30 PM, alongside finance expert Jonny Dunn and pension strategist Kevin Whelan, to show you exactly how to Find, Fund & Supercharge a Profitable Commercial Property Portfolio. You can click this link here to register https://wealthbuilders.co.uk/supercharge-commercial-property-suzi

    Every six months Suzi opens the doors to her small group mentoring programme “The Board”. The next Board starts in March 2025, and there are limited spaces left. From Monday 17th February, the doors will open again - click here to find out more or book a call at https://hub.commercialpropertyacademy.co.uk/new-join-the-board

    Visit https://suzicarter.com to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox!

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    22 min
  • Commercial Property Sectors and How They Work
    Feb 7 2025

    Episode 11 - Commercial Property Sectors and How They Work

    Host: Suzi Carter
    Episode Title: Commercial Property Sectors and How They Work

    In this episode, Suzi Carter dives into the complexities of commercial property investment, breaking down key sectors such as retail, office, industrial, and alternative markets. She emphasizes the importance of keeping it simple, niching down to target specific markets for higher returns, and understanding shifting tenant demands.

    The discussion also explores the impact of COVID-19 on different sectors, the evolving landscape of commercial real estate, and the opportunities available in today’s market.

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    What You’ll Learn in This Episode:

    1. Understanding Commercial Property Investment

    • Key sectors: retail, office, industrial, and alternative markets
    • Why simplicity is key in navigating commercial real estate
    • The benefits of niching down for higher returns

    2. The Impact of COVID-19 on Retail and Office Spaces

    • How the pandemic reshaped tenant demand
    • The shift in retail and office occupancy trends
    • Strategies for adapting to the post-COVID market


    3. Industrial and Alternative Sectors: Opportunities and Trends

    • Growth in industrial and logistics spaces
    • Emerging opportunities in alternative sectors
    • How to identify high-potential investment areas


    4. Niche Strategies for Successful Commercial Investing

    • Why specialisation leads to better returns
    • Finding the right market fit for your investment goals
    • Key factors to consider when choosing a niche

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    Key Takeaways:

    • Commercial property investment requires understanding various sectors.
    • Niche markets can yield higher than average returns.
    • COVID-19 has reshaped the commercial property landscape significantly.
    • Retail sector is evolving with changing consumer trends.
    • Industrial properties are gaining popularity due to logistics demands.
    • Understanding local market dynamics is essential for successful investing.

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    Subscribe & Stay Tuned:

    Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing

    Suzi's hosting a free live webinar on Wednesday, 19th February 2025, at 12:30 PM, alongside finance expert Jonny Dunn and pension strategist Kevin Whelan, to show you exactly how to Find, Fund & Supercharge a Profitable Commercial Property Portfolio. You can click this link here to register https://wealthbuilders.co.uk/supercharge-commercial-property-suzi

    Suzi only opens the doors to her highest level of mentoring - The Board - twice a year, and the next Board starts in March. If you want to fast track your commercial investing and get some great deals in place like her current (and past) Board members you can click here to register your interest https://hub.commercialpropertyacademy.co.uk/new-join-the-board-page

    Sign Up to receive Suzi’s weekly newsletter with lots of commercial Property hints and tips - click the link at https://suzicarter.com

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    28 min
  • Starting With the End in Mind - How to plan your property purchases and do inheritance tax planning - with Andrew Drakes
    Jan 31 2025
    Episode 10 - Starting With the End in Mind - How to plan your property purchases and do inheritance tax planning - with Andrew Drakes Host: Suzi Carter Episode Title: Starting With the End in Mind - How to plan your property purchases and do inheritance tax planning - with Andrew Drakes In this episode, Suzi Carter and Andrew Drakes delve into the complexities of inheritance tax planning, particularly in relation to property investment. They discuss the importance of early planning, the role of wills and trusts, and the various types of trusts available. Andrew emphasizes the need for a solid foundation in estate planning to avoid future headaches for heirs. The discussion also covers the implications of business trusts, the differences between holding and selling assets, and the critical role of life insurance in managing inheritance tax liabilities. The episode concludes with a call to action for listeners to seek professional advice to ensure their estate planning is effective and tailored to their individual circumstances. ___________________________________________________________________________________ What You’ll Learn in This Episode: 1. Understanding Inheritance Tax Liabilities How inheritance tax affects property investorsKey factors that determine tax liabilityStrategies to reduce the tax burden 2. The Importance of Wills and Trusts Why a will is essential for estate planningHow trusts can protect assets and reduce taxesCommon mistakes to avoid when setting up a will or trust 3. Types of Trusts and Their Benefits Overview of different trust structuresHow each trust type impacts inheritance taxChoosing the right trust for your estate planning goals 4. The Role of Life Insurance in Estate Planning How life insurance helps cover inheritance tax liabilitiesStructuring policies for maximum tax efficiencyIntegrating life insurance with wills and trusts ________________________________________________________________________ Key Takeaways: Inheritance tax planning is crucial for all investorsTrusts can protect assets from inheritance tax.Selling assets requires different tax considerations than holding them.Life insurance can provide necessary liquidity for tax payments.Understanding tax-free allowances is essential for estate planning.Professional advice is key to effective estate planning. _____________________________________________________________________________ Subscribe & Stay Tuned: Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies. I’m hosting a free live webinar on Wednesday, 19th February 2025, at 12:30 PM, alongside finance expert Jonny Dunn and pension strategist Kevin Whelan, to show you exactly how to Find, Fund & Supercharge a Profitable Commercial Property Portfolio. You can click this link here to register https://wealthbuilders.co.uk/supercharge-commercial-property-suzi Sign Up to receive Suzi’s weekly newsletter with lots of commercial Property hints and tips - click the link at https://suzicarter.com Learn More from This Episode’s Guests: Andrew Drakes is a fully STEP-qualified estate planner with a Diploma in Financial Planning and over 10 years of industry experience. Specializing in trust and inheritance tax planning for high-net-worth clients, Andrew combines expertise in estate planning with a strong background in financial services. Known for an analytical and solution-focused approach, Andrew thrives on solving complex estate planning challenges. Rather than relying on "off-the-shelf" solutions, he takes pride in working with CTT Private Client, where he has the freedom to think creatively and develop tailored strategies that best serve each client’s unique circumstances. Empathy is central to their practice. As a people-oriented professional, Andrew takes the time to truly understand clients' needs, ensuring their estate plans are personalized, effective, and aligned with their long-term goals. ✉️ andrewd@ctt-group.co.uk 📳01926 514 390 Ext 150 Use the code CPAINTRO to get a free fact finding call with Andrew
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    37 min
  • Time, Money and Knowledge - the essential factors for your commercial investing!
    Jan 24 2025

    Episode 9 - Time, Money and Knowledge - the essential factors for your commercial investing!

    Host: Suzi Carter
    Episode Title: Time, Money and Knowledge - the essential factors for your commercial investing!

    In this episode, Suzi Carter shares her expert insights on the essential mindset and strategies needed to successfully invest in commercial property.

    From overcoming intimidation to financial strategies, Suzi offers valuable advice for both beginners and experienced investors looking to navigate the commercial real estate landscape.
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    What You’ll Learn in This Episode:

    1. Understanding the Mindset for Commercial Property Investment:

    • How to develop a confident, knowledge-driven mindset for successful investing.
    • Strategies to overcome fear and intimidation when entering the commercial property market.
    • How staying informed on market trends and property valuation leads to better decisions.
    • The value of patience and a long-term view for growing a property portfolio.
    • Embracing a growth mindset and continuous learning in the real estate industry.

    2. Navigating Financial Strategies in Commercial Investing:

    • How to leverage other people’s money to expand your investment portfolio.
    • Effective ways to manage financial risks and maximise returns.
    • Understanding the different financing options available for commercial property investment.
    • Key strategies for structuring deals to minimise personal capital investment while maximizing potential returns.
    • The importance of financial discipline and smart decision-making in scaling your investments.

    3. Overcoming Time Constraints in Property Investment:

    • How to prioritise high-impact activities that move your investment goals forward.
    • Streamlining processes to increase efficiency and productivity in property management.
    • The importance of delegation and building a support team to free up your time for strategic decision-making.
    • Techniques for staying organised and focused to ensure long-term success in commercial property investment.

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    Key Takeaways:

    • Commercial property investment requires a solid understanding of the market.
    • Knowledge is crucial to overcoming intimidation in investing.
    • Money for investment can come from various sources, not just personal funds - but make sure you follow the rules!
    • Building relationships with agents and professionals is vital for success.
    • Time management is essential in balancing investment with other commitments.
    • Understanding the mindset shift needed for commercial property investment is key.

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    Subscribe & Stay Tuned:

    Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies.

    I’m hosting a free live webinar on Wednesday, 19th February 2025, at 12:30 PM, alongside finance expert Jonny Dunn and pension strategist Kevin Whelan, to show you exactly how to Find, Fund & Supercharge a Profitable Commercial Property Portfolio. You can click this link here to register https://membership.wealthbuilders.co.uk/supercharge-commercial-property-suzi

    Visit https://suzicarter.com to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox!

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    22 min
  • How to Play the Commercial Finance Game
    Jan 17 2025

    Episode 8 - How to Play the Commercial Finance Game

    Host: Suzi Carter
    Episode Title: How to Play the Commercial Finance Game

    In this episode, Suzi Carter delves into the world of commercial finance, emphasising the importance of niching in commercial property investment. She discusses various financing options, the significance of property valuation, and how to align investment strategies with bank lending preferences.

    Throughout the episode, she also talks about how, in the current market, it is important to tailor investment strategies to the preferences of lenders. By understanding what banks look for and aligning their strategies accordingly, investors can improve their chances of securing favourable financing deals. This will change over time.

    By the end of the episode, you’ll have a deeper understanding of how to approach commercial finance, utilise different financing options, and maximise returns through strategic property management and valuation techniques.

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    What You’ll Learn in This Episode:


    1. Understanding Commercial Finance:

    • Explains the fundamentals of commercial finance
    • The importance of understanding the financial landscape for property investments
    • How the nuances of commercial finance differ from residential
    • How investors can navigate these complexities.

    2. Valuation Strategies for Commercial Properties

    • Discusses the various methods for valuing commercial properties
    • How a proper valuation is key to understanding the true value of a property.

    3. Creating Multi-Let Spaces for Better Financing:

    • The benefits of developing multi-let spaces—properties with multiple tenants.
    • How investors can create these spaces and how they align with better financing opportunities in the current market

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    Key Takeaways:

    • Understanding commercial finance can help your sourcing strategy.
    • Cash buyers are preferred in a down market for speed and certainty.
    • Valuers currently assess properties based on vacant possession value.
    • Preparing a valuer's pack can aid in securing better valuations.
    • Understanding market demand is crucial for successful investments.

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    Subscribe & Stay Tuned:


    Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies.

    Join Suzi's Micro-niching Webinar: https://www.commercialpropertyacademy.co.uk/micro-niching-registration1677689997352

    To find out more about commercial property, Suzi is doing 2 full day Board-level Commercial Property Blueprint training days in January and February. Click here for more details, or to register https://www.commercialpropertyacademy.co.uk/blueprint-masterclass

    Visit https://suzicarter.com to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox!

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    23 min
  • Why Commercial Leases are Actually Quite Exciting!
    Jan 10 2025
    Episode 7 - Why Commercial Leases are Actually Quite Exciting!

    Host: Suzi Carter
    Episode Title: Why Commercial Leases are Actually Quite Exciting!

    In this episode, Suzi Carter delves into the intricacies of commercial leases, emphasizing their critical role in property valuation and investment. She explains how commercial property is valued differently from residential property, focusing on rental income and risk assessment.

    The discussion covers essential lease clauses, the significance of tenant quality, and strategies for enhancing property value through effective lease management. Suzi highlights the potential for substantial returns by understanding and leveraging commercial leases in property investment.

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    What You’ll Learn in This Episode:

    1. Understanding Commercial Leases:

    • Why Commercial leases aren’t boring, but are instead a value engine which have the ability to increase commercial property values!
    • Gain a comprehensive understanding of what commercial leases are
    • How they play a critical role in property investment.
    • Learn how these leases differ from residential leases and the factors that influence commercial property value.

    2. The Importance of Lease Clauses:

    • Discover the key lease clauses that investors should prioritise.
    • How these clauses can significantly impact rental income, risk management, and the overall success of the investment.

    3. Strategies for Adding Value through Leases:

    • Explore effective strategies for maximizing property value through lease management.
    • Tips on negotiating favorable terms, extending short leases, and managing tenant relationships for long-term success.

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    Key Takeaways:
    • Commercial leases are essential for creating value in property investment and for tat reason are far from boring!
    • Investors prefer long leases with upward-only rent reviews for stability.
    • Full repairing and insuring leases reduce landlord responsibilities and create ‘hands off’ income.
    • The quality of tenants and lease length are crucial factors influencing property value.
    • Paper-based asset management can enhance a property’s valuation.

    ______________________________________________________________________

    Subscribe & Stay Tuned:

    Don’t miss an episode! Hit subscribe now to gain more insights into commercial property investing and tax strategies.

    To find out more about commercial property, Suzi is doing 2 full day Board-level Commercial Property Blueprint training days in January and February. Click here for more details, or to register https://www.commercialpropertyacademy.co.uk/blueprint-masterclass

    Visit https://suzicarter.com to find out more about commercial property and to register for Suzi’s weekly newsletter which will deliver up-to-date commercial property advice direct to your inbox!

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    25 min