In this episode of The Jones zone, Darryl Jones sits down with Carrie Hernandez, Brea's Community Service Director. She shares exciting new park developments in Brea, sheds light on how the city approves parks and recreational areas, and offers her insider knowledge of Brea as a city.

Episode Highlights:

• What a community service director does.
• The biggest challenge for a community service director.
• New development for Brea parks.

Key Questions Asked:

• What does a community service director do?
• What is the biggest challenge for a community service director?
• how many parks in Brea?

Guest Information:

Carrie Hernandez

https://www.cityofbrea.gov/

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with Nicole Pesqueira, a Brea fire Marshall. She shares practical advice on how to fire-proof your home. It's a hot topic, so join Darryl as he dives deep on the subject of fires and what to expect from the them.

Episode Highlights:

• Most common cause for fires.
• Number one killer for people in fire service.
• The plants that are most flammable.

Key Questions Asked:

• What's the most common cause for house fires?
• What is the number one killer for people in fire service?
• What plants that are most flammable?

Guest Information:

Brea Fire Department

https://www.cityofbrea.gov/DocumentCenter/View/15206/Fuel-Mod-2024-Guideline?bidId=

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with Nicole Pesqueira, a Brea fire Marshall. She shares practical advice on how to fire-proof your home. It's a hot topic, so join Darryl as he dives deep on the subject of fires and what to expect from the them.

Episode Highlights:

• The difference between a Fire Inspector and Fire Marshall.
• The role of a Fire Inspector and Fire Marshall.
• The simplest, best thing you can do for your home.

Key Questions Asked:

• What's the difference between a Fire Inspector and Fire Marshall?
• How many fire inspectors in a city?
• What is the role of a Fire Inspector and Fire Marshall?
• Why aren't there sprinklers in the exterior of the home?
• What plants are least flammable?

Guest Information:

Brea Fire Department

https://www.cityofbrea.gov/DocumentCenter/View/15206/Fuel-Mod-2024-Guideline?bidId=

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with Ryan Mendoza, of Magnificare. He shares the process of moving your parents, or yourself, into a home care community. Join Darryl as he dives into how Magnificare offers personal assistance, hires the best caregivers, and the different levels of care.

Episode Highlights:

• What A.D.L. stands for.
• In 2030, Nearly 1 and 5 Californians will be 65 or older.
• Process of hiring the best caregivers.
• The different levels of care

Key Questions Asked:

• What is A.D.L.?
• What has changed?
• What are the different levels of care?

Guest Information:

Magnificare, LLC

Ryan Mendoza - ryan@magnificare.net

949-300-6740

info@magnificare.net

949-438-8881

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with Joe Omahen, a mortgage banker of Cornerstone First Bank (Mortgage Bank). Darryl discusses with Joe about the possibility of seeing 5% interest rates, why it's not necessary to put 20% down, and why a forced-placed insurance is something you should avoid.

Episode Highlights:

• Not necessary to put 20% down.
• Lock your loan.
• Be wary of the buyers policy.
• Impact on insurance from fires.
• Fall out of escrow because of no insurance.
• Beware of lenders.

Key Questions Asked:

• What are some of the bigger mistakes borrowers/buyers make?
• What advice would you give buyers in this day and age?
• What other costs are typical for a buyer?

Guest Information:

Cornerstone First Bank

Joe Omahen - jomahen@cfmtg.com

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with Joe Omahen, a mortgage banker of Cornerstone First Bank (Mortgage Bank). Darryl discusses with Joe about how to leverage your money using your credit, the maximum amount of a loan, and if rates are going to go lower.

Episode Highlights:

• Different types of loans.
• You don't have to be a first time buyer for an FHA.
• Positive economic news means rates go up.
• Not challenging getting a loan (available money)

Key Questions Asked:

• What other loan types are there?
• What is private mortgage insurance?
• What does positive economic news mean for rates?
• Who are buying these houses

Guest Information:

Cornerstone First Bank

Joe Omahen - jomahen@cfmtg.com

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with Joe Omahen, a mortgage banker of Cornerstone First Bank (Mortgage Bank). Darryl discusses with Joe about the debt to income ratio, the mistake of spending after being pre-approved, impact of AI, and how to leverage your money using your credit, the maximum amount of a loan, and if rates are going to go lower.

Episode Highlights:

• Difference between a mortgage banker and mortgage broker.
• Difference between pre-approval and pre-qualification.
• How credit has an effect on getting a mortgage.
• Debt to income ratio.
• Spending after being pre-approved.
• Running your credit doesn't lower.

Key Questions Asked:

• What is the difference between a mortgage banker and mortgage broker?
• What is the difference between pre-approval and pre-qualification?
• Does credit have an effect on getting a mortgage?
• What is debt to income ratio?
• Should you spend after being pre-approved?
• Does your credit go lower if it's ran?
• Has AI affected the industry?
• What is Fannie Mae and Freddie Mac?

Guest Information:

Cornerstone First Bank

Joe Omahen - jomahen@cfmtg.com

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with Michael Aversa, founder of Moving You Simply. Michaels' services are primarily for the children who inherit their parents' house, along with everything inside. Do you want to know how much you can get from your parents personal belongings? Find out on today's episode the process of an estate sale, misconception about estate sales, and how you can benefit from it instead of losing out big time by going solo.

Episode Highlights:

• Difference between an estate sale or garage sale or auction.
• Popular collectibles.
• The common reason one has an estate sale.
• What happens to the items that don't sell.
• Biggest misconception about estate sales
• Emotional attachment to items.

Key Questions Asked:

• What is the difference between an estate sale and garage sale and auction?
• Are there any popular collectibles?
• What's the common reason one has an estate sale?
• What happens to the items that don't sell?
• What is the most mistakenly over-valued item?
• How do you handle disagreements?
• How do you handle security fr expensive items?

Guest Information:

Aversa Estate Sales

Michael Aversa - Aversaestatesales.com

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663