In this episode of The Jones zone, Darryl Jones sits down with Joe Omahen, a mortgage banker of Cornerstone First Bank (Mortgage Bank). Darryl discusses with Joe about how to leverage your money using your credit, the maximum amount of a loan, and if rates are going to go lower.

Episode Highlights:

• Different types of loans.
• You don't have to be a first time buyer for an FHA.
• Positive economic news means rates go up.
• Not challenging getting a loan (available money)

Key Questions Asked:

• What other loan types are there?
• What is private mortgage insurance?
• What does positive economic news mean for rates?
• Who are buying these houses

Guest Information:

Cornerstone First Bank

Joe Omahen - jomahen@cfmtg.com

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with Joe Omahen, a mortgage banker of Cornerstone First Bank (Mortgage Bank). Darryl discusses with Joe about the debt to income ratio, the mistake of spending after being pre-approved, impact of AI, and how to leverage your money using your credit, the maximum amount of a loan, and if rates are going to go lower.

Episode Highlights:

• Difference between a mortgage banker and mortgage broker.
• Difference between pre-approval and pre-qualification.
• How credit has an effect on getting a mortgage.
• Debt to income ratio.
• Spending after being pre-approved.
• Running your credit doesn't lower.

Key Questions Asked:

• What is the difference between a mortgage banker and mortgage broker?
• What is the difference between pre-approval and pre-qualification?
• Does credit have an effect on getting a mortgage?
• What is debt to income ratio?
• Should you spend after being pre-approved?
• Does your credit go lower if it's ran?
• Has AI affected the industry?
• What is Fannie Mae and Freddie Mac?

Guest Information:

Cornerstone First Bank

Joe Omahen - jomahen@cfmtg.com

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with Michael Aversa, founder of Moving You Simply. Michaels' services are primarily for the children who inherit their parents' house, along with everything inside. Do you want to know how much you can get from your parents personal belongings? Find out on today's episode the process of an estate sale, misconception about estate sales, and how you can benefit from it instead of losing out big time by going solo.

Episode Highlights:

• Difference between an estate sale or garage sale or auction.
• Popular collectibles.
• The common reason one has an estate sale.
• What happens to the items that don't sell.
• Biggest misconception about estate sales
• Emotional attachment to items.

Key Questions Asked:

• What is the difference between an estate sale and garage sale and auction?
• Are there any popular collectibles?
• What's the common reason one has an estate sale?
• What happens to the items that don't sell?
• What is the most mistakenly over-valued item?
• How do you handle disagreements?
• How do you handle security fr expensive items?

Guest Information:

Aversa Estate Sales

Michael Aversa - Aversaestatesales.com

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with Debbie Meyer, founder of Moving You Simply. Debbies' goal for this interview is to educate and provide her services for people inheriting a house. With that comes packing and organizing all of the items in the home. This episode shines a light on how the items of the elderly or a loved one are handled and why going through it alone will prove difficult. Learn how to go through it the easy way.

Episode Highlights:

• How "Moving You Simply" helps YOU.
• Handling personal items.
• Speeding up the process.
• Length of time it takes.
• "Do you really need it?"
• Common challenges with the elderly moving.

Key Questions Asked:

• What is "Moving You Simply".
• Inspiration for "Moving You Simply".
• How do you handle personal items?
• How long does it take to pack up everything?
• Is there a common item the owner wants to keep but doesn't end up keeping?
• What's the most common challenge with the elderly moving?
• What advice do you have for families moving elderly or loved ones?

Guest Information:

Moving You Simply

Debby Meyer - https://movingyousimply.com/

Phone: 480-216-5387

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with Michael Collins Vice Chairman of DAUM Commercial. Michael joins Darryl to share his 40 years of commercial real estate experience. This episode aims to focus on how to navigate the commercial real estate market. Use the advice and skills Michael shares to successfully transform yourself into an accomplished commercial real estate broker.

Episode Highlights:

• The typical lengths of time for leases.
• Being a great negotiator.
• Brutal advice on someone looking to break into the commercial real estate market as a real estate agent

Key Questions Asked:

• What are the typical lengths of time for leases?
• Is there anything else a commercial real estate broker can do?
• What advice would you give someone looking to break into the commercial real estate industry as a real estate agent?

Guest Information:

DAUM Commercial

Michael Collins - michael.collins@daumcommercial.com

Phone: (714) 345-1014

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with Michael Collins Vice Chairman of DAUM Commercial. Michael joins Darryl to share his 40 years of commercial real estate experience. This episode aims to focus on how to navigate the commercial real estate market. Use the advice and skills Michael shares to successfully transform yourself into an accomplished commercial real estate broker.

Episode Highlights:

• Overview of the current state of commercial real estate market.
• Factors one should consider when deciding to invest into commercial estate.
• Tesla
• How to determine value of industrial building
• Impact insurance has on commercial market
• Most common mistakes for commercial property investors
• Walkthrough of a purchase

Key Questions Asked:

• How is the commercial real estate market at the moment?
• What factors should one consider the deciding to invest into commercial estate?
• Biggest corporations?
• How would one value an industrial building?
• How has insurance effected the commercial estate?
• What are the most common mistakes for commercial property investors?

Guest Information:

DAUM Commercial

Michael Collins - michael.collins@daumcommercial.com

Phone: (714) 345-1014

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with David Syck, owner of Top dog detection. David’s goal is to inform and educate people on bed bugs. David offers an in-depth discussion on bed bugs like you’ve never heard before. Detailing the lifestyle of bed bugs and what signs to look out for to prevent them from expanding in numbers. This episode aims to shine a bright light on an unrecognized topic. Obtain the knowledge of how bed bugs operate, and how you can get them out of commission.

Episode Highlights:

• Dogs' odor recognition.
• The Anatomy of a Bed Bug
• Recognizing bed bugs early
• Bed bugs are not prejudiced to specific humans
• Humans are bed bugs primary hosts

Key Questions Asked:

• What is the process of a dog detecting bed bugs?
• Where are the be bugs most commonly found?
• Are there any climates bed bugs are prone to survive/die in?
• How do you get rid of bed bugs?
• Can fumigating your house for termites also kill bed bugs?
• What is a bed bug, and how do they differ from other pests?
• What other animals do bed bugs feed off of?

Guest Information:

Top Dog Detection

David Syck - David@topdogdetection.com

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones Zone, host Darryl Jones sits down Leslie Waterman from Puroclean, a water remediation company handling property emergencies; Fire, smoke, water, and MOLD. Mold is everywhere in your house but the most dangerous and disastrous ones are the hardest to find and exterminate. Join Darryl as Leslie details a clear and thorough guide on what to look out for in mold, and how easy it is to spot the signs of a future disaster. Do you know if there's mold in your house? Find out on The Jones Zone!

Episode Highlights:

• Most common water leaks found.
• Top 4 water leaks found.
• Different types of water tend to leak more.
• Root problem of water damage.
• Our exposure to mold.
• Most likely places water damage occur.
• Big indicators that your wax ring is going to go out.
• Stages of mold.
• Practical ways to check for water damage.
• Black mold

Key Questions Asked:

• Where are the most common water leaks found?
• What are the Top 4 water leaks locations?
• What is the root problem of water damage?
• What are the most likely places water damage occur?
• What are some practical ways to check for water damage?

Guest Information:

Puroclean

Leslie Waterman - 657-210-0700

Website: https://www.puroclean.com/

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663