Ericka Young is the Motivational Speaker, Financial Educator, and Coach at Tailor-Made Budgets, a company that delivers financial wellness workshops, webinars, and programming. After college, marriage, and kids, Ericka and her husband found themselves in nearly $100,000 in debt — but after prioritizing her personal financial education, they found a way out. Ericka knows how to help people navigate the financial waters because she did it herself through monthly e-newsletters, personal financial coaching sessions, and workshops. She’s helped over 400 clients get out of debt in an average of less than three years without destroying their credit. Ericka is also the Author of the best-selling book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have.

Managing money, reaching your financial goals, and creating a future you desire isn’t always easy, but it’s definitely worth it. So, are you ready to take control of your finances and get out of debt for good?

Financial Educator and Coach, Ericka Young, says that for people to gain control over their money, they need to have a financial coach. A financial coach can help them uncover obstacles that are holding them back from achieving their goals — like debts and poor management of their finances. People need to have a clear picture of what their ideal financial lives can look like; working together with a coach can secure them the financial freedom they’re looking for.

In this episode of The Live Fortunately Podcast, Seth Burstein sits down with Ericka Young, the Motivational Speaker, Financial Educator, and Coach at Tailor-Made Budgets, to discuss the importance of having a financial coach. Ericka shares tips on how to talk and manage finances as a couple, advice to parents and kids on college spending and saving, different ways to get to financial freedom, and the difference between a financial coach and a financial planner.

Tyson Koska is the Founder and CEO of OnTrajectory, a unique long-term financial planning tool designed to be easy enough for consumers, but powerful enough for pros. Tyson started OnTrajectory with a mission to provide visually intuitive software that spans both the professional as well as consumer space, creating new conversations and deepening client relationships. Tyson has led the design, development, and implementation of both the front-end and back-end systems to support this highly-scalable B2C and B2B platform. Implemented via agile with an array of modern technologies, Tyson has also overseen all business and community development efforts, including social and direct marketing, from prototype to monetization.

Are you tired of building spreadsheets and need a financial independence tool to help you plan your finances? 

Research shows that 73% of people say money is the biggest stress in their lives — not because they don’t have it — but because they don’t know how to efficiently plan for it. That’s why it would be great to have a financial planning tool to help you systematically map out expenses and accounts. Tyson Koska of OnTrajectory shares his story to inspire people that it is possible to become financially stress-free with his financial planning tool.

In this episode of The Live Fortunately Podcast, Seth Burstein sits down with Tyson Koska, the Founder and CEO of OnTrajectory, to discuss financial planning and tools to put yourself on a path to financial freedom. Tyson talks about the OnTrajectory financial planning tool, how the financial industry has changed, and the importance of having simple financial planning tools.

Rob Berger is an investor, blogger, and the President of A.R. Roberts LLC. He started his career as a litigator and went on to found Dough Roller, a personal finance blog, which he later sold to a public company in 2018. He then became a Founding Editor for Forbes Advisor, and his work has been featured in publications like Forbes, MSN Money, U.S. News & World Report, and Yahoo! Finance. Rob is the Author of Retire Before Mom and Dad: The Simple Numbers Behind A Lifetime of Financial Freedom.

What does it take to build wealth? Is it getting a high-paying job, starting a side business, or having multiple sources of income? 

According to Rob Berger, building wealth is all about having a workable plan, saving regularly, and investing consistently in the right places. To do this, Rob advises people to reduce their monthly spending where possible and invest their surplus in low-cost index funds. Sacrifice is key in building wealth and saving for retirement — ready for the strategies to get there?

In this episode of The Live Fortunately Podcast, Seth Burstein is joined by Rob Berger, investor, blogger, and President of A.R. Roberts LLC, to discuss personal finance tips and how to build wealth. Rob also talks about his transition from litigation to personal finance, shares his strategies for smart investing, and talks about the relationships he built while running a successful personal finance blog. Stay tuned.