In this episode of The Purposeful Investor, Aden and his guests dive into a common investment question: "Why not just stick to an S&P 500 ETF and a bond ETF?"

Featuring insights from Nick Menegola and Dr. Steve Garth, they explore the importance of diversification, balancing growth and defensive assets, and why investing in global markets—including Australian shares—can offer more stability and long-term success than focusing solely on the U.S. market.

Whether you're new to investing or a seasoned pro, this episode will help you think more strategically about your portfolio.

• 00:00 Introduction and guest introductions
• 04:14 Little wins of the week
• 06:33 Discussion on asset allocation and growth vs. defensive assets
• 07:46 International vs. Australian shares
• 12:21 Diversification and market cycles
• 15:55 Bond ETFs and fixed income investments
• 21:55 Final thoughts on asset allocation and investment strategy

Resouces:
Equity returns of developed markets graphic

For more information on Capital Partners visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

In this special episode of The Purposeful Investor, Aden sits down with David, the founder of Capital Partners, to celebrate the firm’s 25th anniversary.

David reflects on the entrepreneurial journey that led him to establish the firm, the values that have guided its success, and the lessons learned along the way. From humble beginnings in 1999 to becoming a trusted financial adviser to affluent families, David shares personal stories, key milestones, and the investment philosophy that has stood the test of time.

Listen as we explore how Capital Partners has built a culture of trust, client-focused advice, and mentorship, and what the next 25 years hold for the firm. Whether you're an investor, entrepreneur, or simply curious about wealth management, this episode is packed with insights on creating a lasting legacy of financial success.

0:00-2:00 Introduction
2:00-8:00 The founding of Capital Partners in 1999
8:00-12:00 The addition of Chris and Michael as partners in 2003
12:00-17:00 Insights into the growth and evolution of the business
17:00-23:00 Changes and consistencies in the business over 25 years
23:00-30:00 Future plans, reflections, message to the team and clients

For more information on Capital Partners visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

In this episode Aden sits down with Rakesh Shah and Damon Sugden, Principals and Wealth Advisers at Capital Partners, to discuss the importance of looking beyond just simply the financial aspects of retirement planning.

They share their personal journeys and insights on how to create a truly fulfilling and purposeful retirement, going beyond the common focus on the "magic number".

The conversation explores the deeper questions. It asks listeners to envision their best possible retirement, moving past the traditional emphasis on money and numbers.

• (00:01 - 01:42) Wins of the week
• (01:42 - 0:04:33) Purposeful retirement planning
• 04:33 - 11:18) Establishing a blueprint for your desired retirement
• (11:18 - 20:47) Having a trial run retirement period

Learn more about Capital Partners' approach to retirement planning: Retirement Planning Perth - Capital Partners (capital-partners.com.au)

For more information on Capital Partners visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

In this episode, Aden and David discuss key concepts from Morgan Housel's book "Same as Ever" that remain constant even in an ever-changing world.

They explore the idea that risk is often unforeseen, and the power of small, consistent habits compounding over time. The hosts also examine how expectations impact happiness more than reality itself.

David shares the "same as ever" principles he has seen over 25 years at Capital Partners, including having a strong foundation through values and goals, tuning out noise, and investing in human ingenuity.

• (0:00:01 - 0:10:00) "risk is what you don't foresee"
• (0:10:00 - 0:15:15) Positive habits or small unhealthy choices
• (0:15:15 - 0:19:32) Expectations vs reality
• (0:19:32 - 0:22:08) Having a strong foundation of values/goals
• (0:22:08 - 0:27:33) Examining investing in human ingenuity

Resources:
The Psychology of Money: Timeless lessons on wealth, greed, and happiness: Morgan Housel
Same as Ever: A Guide to What Never Changes: Morgan Housel

For more information on Capital Partners visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

This episode of The Purposeful Investor podcast discusses the importance of creating a legacy plan and working with professionals to ensure a healthy legacy. Hosts' Aden and David, talk about leaving more than just money behind and helping the next generation be successful.

They discuss carving out time for strategic thinking, focusing on family, ensuring one's children have a great education and understanding of financial success. Creating a structured yet flexible plan that considers safety, values, and relationships can help you live your legacy.

• (0:00:01 - 0:02:27) Introduction and wins of the week
• (0:02:27 - 0:04:57) Recap of the wealth with purpose series so far
• (0:04:57 - 0:09:11) What is a legacy and healthy legacy plan
• (0:09:11 - 0:13:35) Discussion of structured safety
• (0:13:35 - 0:17:53) Active stewardship
• (0:17:53 - 0:21:27) Importance of services being available to client's and their children

For more information on Capital Partners visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

In this episode, we explore insights from a study of 50 successful business owners in Western Australia. Discover the key mindsets and strategies that enabled these entrepreneurs to achieve remarkable success, both professionally and personally.

Learn about the importance of continuous growth, transitioning from "lone wolf" to "pack leader", building a reliable support network, and creating a lasting family legacy through philanthropy.

• 0:00 - 2:00 - Wins of the week
• 2:00 - 8:00 - Exploration of the "evolving entrepreneur" pillar
• 8:00 - 13:00 - The transition from "lone wolf" to "pack leader"
• 13:00 - 17:00 - The concept of "building your bench"
• 17:00 - 22:00 - Freedom comes from discipline
• 22:00 - 28:00 - Achieving entrepreneurial freedom
• 28:00 - 34:00 - The importance of creating a family legacy through financial planning
• 34:00 - 38:00 - The benefits of structured philanthropy
• 38:00 - 42:00 - Thoughts and key takeaways for business owners

For more information on Capital Partners visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

In this episode of The Purposeful Investor, David and Aden continue their discussion on wealth management and investment planning. They talk about understanding the power of share markets and why we invest in them. David explains that investing should seek reliability in order to fund your financial plan, rather than trying to "shoot the lights out". They discuss the importance of diversification and how most of the effort that goes into curating the perfect portfolio is unnecessary.

• 0:00-5:00 - Welcome and wins of the week
• 5:00-11:50 - Understanding the share market system
• 11:50-19:00 - Funding your financial plan
• 19:00-25:30 - The importance of diversification and asset classes
• 25:30-36:00 - Company size, value and profitability that impact returns

For more information on Capital Partners visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

In this episode of The Purposeful Investor, hosts' Aden and David sit down with Investment Coordinator Nick Menegola to discuss the key factors that shaped the 2023-2024 financial year and how they played out in investment markets.

The conversation covers the ongoing battle against inflation and interest rates, the surprising resilience of the global economy, and the unique "Innovation Hub" setup the team uses to work on new projects.

Gain valuable insights into the state of the markets and the strategies employed by the Capital Partners Investment Committee.

For more information on Capital Partners visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.