In this episode of The Real Retirees of New Jersey, Peggy and Randy Fisher discuss the pressing concerns of retirees, including taxes, social security, and the importance of hiring a financial advisor. They emphasize the impact of hidden fees on investments and the misconceptions surrounding retirement savings. The conversation highlights the significance of lifestyle choices in financial planning and the necessity of effective communication between advisors and clients.

For more information visit www.therealretireesofnewjersey.com!

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This week, hosts Peggy and Randy Fisher discuss the importance of personalized retirement planning. They emphasize that retirement is unique to each individual and explore various stages of financial planning, including accumulation, preservation, and distribution phases. The conversation highlights the significance of planning for healthcare costs and maintaining financial discipline throughout retirement.

For more information visit www.therealretireesofnewjersey.com!

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In this episode of The Real Retirees of New Jersey, hosts Peggy & Randy Fisher discuss the various stages of retirement planning, focusing on the accumulation and preservation phases. They share personal experiences, including a fun yacht rock weekend, and emphasize the importance of starting to save early, understanding investment risks, and having a solid financial plan as one approaches retirement. The conversation highlights the significance of social security planning and the need for a comprehensive strategy to ensure a secure financial future.

For more information visit www.therealretireesofnewjersey.com!

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This week, Peggy and Randy Fisher discuss various financial topics, including the pros and cons of gift cards, the concept of 'dead money' in portfolios, the importance of life insurance, and the necessity of having an emergency fund. They emphasize the significance of income planning for retirement and explore the idea of keeping cash at home as a risky strategy. The conversation also touches on the importance of understanding different types of money and their roles in financial health.

For more information visit www.therealretireesofnewjersey.com!

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In this episode of the Real Retirees of New Jersey, hosts Peggy and Randy Fisher share their recent experiences at a Sandals resort in Antigua, reflecting on the importance of financial planning for retirement. They discuss the demographics of vacationers, emphasizing how many retirees are enjoying their planned vacations. The conversation shifts to the significance of annuities as a financial tool for retirement, explaining their mechanics, benefits, and addressing common misconceptions. Peggy and Randy stress the importance of tailoring retirement plans to individual needs and preferences, ensuring that everyone can achieve their desired retirement lifestyle.

For more information visit www.therealretireesofnewjersey.com!

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This week, Peggy & Randy Fisher discuss the importance of financial planning in the face of terminal illness. They share personal stories and insights on how to prepare for unexpected life events, emphasizing the need for proper documentation, beneficiary arrangements, and emotional support for survivors. The conversation highlights the significance of having a financial advisor to navigate the complexities of grief and financial management after a loved one's passing.

For more information visit www.therealretireesofnewjersey.com!

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In this episode of the Real Retirees of New Jersey, hosts Peggy and Randy Fisher discuss essential strategies for the new year, including the importance of updating financial information and beneficiaries. They emphasize the value of second opinion services for those feeling neglected by larger firms and the need for proactive portfolio management, especially in light of potential economic downturns. The conversation also touches on the DIY approach to retirement planning and the benefits of professional guidance.

For more information visit www.therealretireesofnewjersey.com!

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This week, Peggy and Randy Fisher discuss various aspects of retirement planning, including how to prepare for job loss, the implications of early retirement, and the importance of financial control. They emphasize the need for proper planning and the benefits of seeking financial advice. The conversation also touches on the consolidation of retirement accounts and the outlook for 2025, highlighting the potential for positive change in the financial landscape.

For more information visit www.therealretireesofnewjersey.com!

See omnystudio.com/listener for privacy information.