This week, Randy and Peggy Fisher delve into the financial mismanagement surrounding recent election campaigns, highlighting the staggering amounts spent and the implications for voters. They transition into a discussion on personal finance, emphasizing the importance of budgeting and understanding expenses. The role of Social Security in retirement planning is examined, alongside concerns about its sustainability and the impact of government spending. The conversation concludes with a focus on inflation and the erosion of the dollar's purchasing power over time.

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In this episode of the Real Retirees of New Jersey, hosts Peggy and Randy Fisher discuss the current political climate and its impact on the economy, including predictions of a recession and strategies for financial planning. They emphasize the importance of understanding demographic shifts, particularly the implications for Social Security as Baby Boomers retire. The conversation also covers the significance of budgeting and retirement planning, highlighting the need for tailored financial strategies to ensure a secure future for retirees.

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This week's conversation explores the intricate relationship between couples, families, and retirement planning. Randy & Peggy Fisher discuss the challenges couples face in engaging with financial planning, especially during significant life changes such as divorce or the loss of a spouse. They emphasize the importance of communication, teamwork, and tailored strategies to ensure both partners are involved and informed. Real-life stories illustrate the impact of proper planning and the emotional aspects of financial decisions.

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This week, Randy and Peggy Fisher delve into the emotional turmoil surrounding elections and its impact on financial decision-making. They highlight the role of confirmation bias in interpreting financial information, the importance of emotional detachment in investment strategies, and the necessity of diversification in portfolios. The discussion also touches on the implications of election outcomes on personal finances and retirement planning, comparing the U.S. retirement system with those of other countries. Ultimately, it emphasizes the need for rational financial planning amidst political chaos.

For more information visit www.therealretireesofnewjersey.com

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On this week's show, Randy and Peggy Fisher delve into the implications of political policies on retirement, focusing on their recent seminar discussing Trump and Harris' proposals. Randy and Peggy highlight the surprising aspects of these policies, particularly regarding taxes and Social Security. They emphasize the importance of understanding these policies for effective retirement planning. The discussion transitions into the complexities of Social Security, addressing common misconceptions and the historical context of the program.

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This week the conversation delves into the critical aspects of Social Security and its implications for retirement income, emphasizing the need for a comprehensive financial plan that accounts for inflation, taxes, and the evolving landscape of retirement funding. Randy and Peggy Fisher highlight the importance of independent financial advisors in navigating these complexities and ensuring clients' best interests are prioritized.

For more information visit www.therealretireesofnewjersey.com

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In this week's conversation, Randy & Peggy Fisher discuss the upcoming workshops focused on the financial implications of the upcoming election, particularly the contrasting plans of Trump and Harris. They delve into the persistent issue of inflation and its impact on retirement savings, emphasizing the need for a non-emotional, methodical investment strategy. The discussion also covers the importance of year-end financial planning, including tax strategies and insurance considerations, all framed within a holistic financial planning approach that integrates various aspects of clients' financial lives.

For more information visit www.therealretireesofnewjersey.com

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This week, Randy & Peggy Fisher discuss various themes including parenting challenges related to teenage driving, the importance of family preparedness during emergencies, and the realities of financial planning. The discussion also covers the significance of insurance in protecting against unforeseen events, the impact of emotions and political biases on investment strategies, and the necessity of understanding historical market trends to make informed financial decisions.

For more information visit www.therealretireesofnewjersey.com

See omnystudio.com/listener for privacy information.