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In this podcast episode podcast, we are joined by a remarkable guest, Robert Gauvreau from Gauvreau Accounting Tax Law and Advisory.

As one of North America's leading CPA firms, Robert brings an unparalleled wealth of knowledge in business finance and tax planning.


Key Topics Discussed:
- Real Estate Investing Insights: Understanding how real estate investors can transform into successful entrepreneurs through strategic financial management.
- Business Structure & Tax Planning:

• Importance of structuring your real estate investments for optimal tax benefits.
• The difference between personal ownership and incorporation for property investment.
• Strategies like setting up multiple corporations for better tax efficiency.

- Scaling Your Business:

• Overcoming obstacles in business growth by implementing effective systems and structures.
• The significance of projections and budgeting in maintaining sustainable growth.

- Financial Clarity & Control:

• How understanding your numbers is crucial for scaling any business successfully.
• Encouragement for entrepreneurs who feel behind on their finances—it's never too late to gain control!

- & More!

Learn More About Our Trusted Partner- Equiton

Proudly Canadian-owned and operated, Equiton is a leading private equity firm that delivers notable returns for investors. We believe in making private real estate investing accessible to all Canadians and providing easy access to all types of investment-grade real estate through our proven high-performing investment solutions. We offer true diversification, full transparency, and all the benefits of real estate investing without the difficulties of financing, tenant management, building maintenance or project management.

Would you like to learn more? Visit:
https://thesavvyinvestor.ca/equiton


Savvy Investor Links:
Website: https://thesavvyinvestor.ca
Instagram: https://www.instagram.com/savvy_investors
YouTube: https://www.youtube.com/@thesavvyinvestor

Join our Savvy Squad Community for 30 Days Absolutely FREE!
https://thesavvyinvestor.ca/join

Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions taken based on the information provided.

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In this episode we are joined with Melanie Robinson, our Savvy Investor Mindset Coach. With over 15 years of experience, Melanie has helped many individuals transform their lives through her unique approach to goal achievement and emotional connection. In this episode and to bring in the new year we talked about:

Emotional Connection to Goals

• Importance of emotional connection with goals
• Visualization techniques: Imagining success in the present
• Motivation strategy: Envisioning year-end celebrations of achievements

Creating Effective Habits

• Maintaining motivation beyond initial enthusiasm
• Developing a morning routine with visualization exercises
• Making and committing to decisions about your year

Overcoming Challenges & Burnout

• Acknowledging potential burnout from work-life balance
• Strategies for maintaining mental clarity:
  • Journaling
  • Exercise routines

Practical Tips for Sustaining Success Throughout the Year

• Decision Making: Consciously decide this will be "your" successful year
• Morning Routine: Incorporate SAVERS method
  • Silence
  • Affirmations
  • Visualizations
  • Emotional Engagement: Regularly connect with the feeling of achieving goals

& more!

Savvy Investor Links:

Website: https://thesavvyinvestor.ca
Instagram: https://www.instagram.com/savvy_investors
YouTube: https://www.youtube.com/@thesavvyinvestor

Join our Savvy Squad Community for 15 Days Absolutely FREE! https://thesavvyinvestor.ca/join

Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions taken based on the information provided.

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As we close out the year, it’s a great time to reflect, set priorities, and create a clear path for what’s next. In this Christmas episode of *The Savvy Investor Podcast*, Michael Ponte, founder of Savvy Investor, walks you through how to prepare for a strong start to the year.

What’s covered in this episode:

Reflection:
Look back on the past year with purpose. Michael discusses how to recognize what worked, learn from what didn’t, and use those insights to guide your decisions moving forward.

Refocus:
Distractions and uncertainty are constant, but they don’t have to derail your plans. Michael explains how to reconnect with your goals, focus on what you can control, and avoid being influenced by fear or outside noise.

Resilience:
Challenges are inevitable, but how you handle them is what counts. Michael shares strategies to adapt when circumstances change and stay on track with your long-term vision.

Your New Year Challenge:
Michael wraps up with a call to action: set a meaningful financial goal, tackle a fear or obstacle, and commit to taking steps toward the results you want in the new year.

This episode is all about practical advice to help you step into the new year with focus and intention. If you’re serious about making progress, this episode is one you won’t want to miss.


Learn More About Savvy Squad To Kick Start Your Year Off Right:
https://thesavvyinvestor.ca/squad-up/

Other Savvy Investor Links:
Website: https://thesavvyinvestor.ca
Instagram: https://www.instagram.com/savvy_investors
YouTube: https://www.youtube.com/@thesavvyinvestor

Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions taken based on the information provided.

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In this episode, host Michael welcomes Viler Lika from SingleKey to discuss rent collection and tenant management challenges faced by landlords, particularly in Ontario.

Key Points

- Introduction to Viler Lika & SingleKey - Viler Lika’s background as founder and CEO of SingleKey and the impact of COVID-19 on rental market risks
- Landlord Challenges including increasing issues at the landlord tenancy branch and financial impacts of tenant non-payment
- SingleKey's Solutions including tenant screening services such as credit checks and background verification as well as rent collection tools and payment reporting to credit bureaus
- Single Key’s Rent Guarantee Program which protects against financial loss from unpaid rent (up to 1 year) and covers legal fees and property damages
- Tenant Screening Insights including importance of thorough screening and AI-assisted document verification
- & more!

Learn More About Our Trusted Partner- Power Team

Power Team, led by REALTOR® Sean Power, is a real estate company with a strong focus on real estate investment. We have a wealth of knowledge and expertise in the industry, having personally purchased multiple investment properties in New Brunswick and helping countless clients achieve their real estate dreams.

Would you like to learn more?
Visit: https://thesavvyinvestor.ca/power-team-realty

Savvy Investor Links:

Website: https://thesavvyinvestor.ca
Instagram: https://www.instagram.com/savvy_investors
YouTube: https://www.youtube.com/@thesavvyinvestor

Join our FREE Savvy Investor Facebook Community: https://www.facebook.com/groups/341243106757064

Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions.

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In today’s episode, we are joined with Carina Guzman, known widely in the real estate investing space, particularly for her expertise in land development. Carina has been a prominent figure in the real estate industry for 15 years, specializing in land development. Based primarily in Ottawa and surrounding areas, she has transitioned from transit-oriented developments to larger subdivision projects focused on community building.

Key Discussion Points:
- Carina's Land Development Strategy and her transition from low-density projects near transit lines to high-rise buildings and now into master-planned communities.
- How Carina got started with real estate investing by using buy-and-hold strategies at age 22 before moving into land development.
- Carina’s lessons learnt in real estate including buying right and ensuring you're purchasing property at its true value rather than inflated prices due to "development potential.
-How Carina’s project manager were transferable to managing land developments and how this strategy fit her lifestyle better than other forms of real estate investment.
- & more!

Learn More About Our Trusted Partner- Front Lobby

FrontLobby is a platform designed for Landlords, Property Managers, and Renters. Our mission is to improve the rental industry for everyone. We believe in creating a win-win scenario where Housing Providers and Renters prosper.
Would you like to learn more?

Visit:
https://thesavvyinvestor.ca/front-lobby

Savvy Investor Links:
Website: https://thesavvyinvestor.ca
Instagram: https://www.instagram.com/savvy_investors
YouTube: https://www.youtube.com/@thesavvyinvestor

Join our FREE Savvy Investor Facebook Community: https://www.facebook.com/groups/341243106757064

Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial

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In this episode we chat with Glen Sutherland, a Canadian investor who's been making waves by investing in the U.S. real estate market. Discover why many Canadians are looking south of the border for greener pastures and learn about Glenn's journey from Ontario to successful ventures across various U.S. states.

Key Points Discussed:
- Introduction to Glenn Sutherland including his background on starting with real estate investments in Ontario and transition to the US market
- Challenges of investing locally including limitations of personal mortgage qualifications in Canada as well as rising property prices and stagnant rent growth due to controls
- Advantages of U.S. real estate markets such as commercial-like lending practices focusing on project viability over personal creditworthiness
- Market selection process and the importance of understanding sub-markets, school zones, and crime rates in the U.S and conducting thorough due diligence using tools like Google Trends, Zillow, etc.
- Building a team before Investing and how establishing relationships with property managers and contractors before purchasing properties is key
- Strategic planning & execution as well as setting up corporate structures tailored to specific state tax regulations after confirming market viability
- & more!

Learn More About Our Trusted Partner- Mogul Realty Group

The Mogul Team has strong roots in both Edmonton, Alberta and Vancouver, British Columbia. Collectively the team owns well over 500 doors worth of investment Real Estate in both cities. We walk the investor walk and that passion for investing has lead us to serve investors across Western Canada.

Would you like to learn more? Visit:
https://thesavvyinvestor.ca/mogul-realty-group

Savvy Investor Links:

Website: https://thesavvyinvestor.ca
Instagram: https://www.instagram.com/savvy_investors
YouTube: https://www.youtube.com/@thesavvyinvestor
Join our FREE Savvy Investor Facebook Community: https://www.facebook.com/groups/341243106757064

Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions taken based on the information provided.

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In this episode, Michael Ponte sits down with Dale from Missing Middle Solutions, a real estate developer based in Victoria, British Columbia. Dale shares insights from his 20-year journey in real estate investing, focusing on land development and the creation of attainable housing solutions.

Key Points Discussed:

• Dale's Real Estate Journey

- Started in Windsor, Ontario, inspired by "Rich Dad Poor Dad"
- Began with a triplex renovation, learning valuable hands-on skills
- Transitioned from single-family homes to 6-12 unit developments

• Land Development Strategies

- Focus on attainable and sustainable housing solutions
- Importance of starting with the end goal in mind
- Conducting thorough feasibility studies

• Risks in Land Development

- Political hurdles, including rezoning challenges
- People risks, such as working with passionate city officials
- Market risks, especially in long-term projects
- Project and environmental risks

• Partnerships and Business Approach

- Importance of finding partners with complementary skills and shared values
- Treating land development as a full business, not a side hustle

• & more!

Learn More About Our Trusted Partner- Barr LLP

Barr LLP is a full service law firm based in the Province of Alberta with a broad range of practice areas to assist all clients. Their Commercial and Residential Real Estate and Finance team helps new and experienced clients navigate the world of real estate investing in an easy and open manner.
Would you like to learn more about Barr LLP or get in touch with them? Visit: https://thesavvyinvestor.ca/barr-llp

Savvy Investor Links:

Website: https://thesavvyinvestor.ca
Instagram: https://www.instagram.com/savvy_investors
YouTube: https://www.youtube.com/@thesavvyinvestor
Join our FREE Savvy Investor Facebook Community: https://www.facebook.com/groups/341243106757064

Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions taken based on the information provided.

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On today's episode, we have Hussein Kudrati from HSK Law Firm, a seasoned lawyer and real estate investor licensed in California and Ontario. With nearly 10 years of experience, Hussein shares insights on corporate law, estate planning, and navigating the current turbulent real estate market.

Key Discussion Points:

- International Investment Trends: Investors are looking beyond Canadian markets due to diminishing returns, exploring opportunities in Europe, Latin America, and classic hotspots like Mexico.
- Market Challenges & Legal Insights: There's a rise in litigation referrals as deals falter, with common issues like falling property prices leading to unmet appraisals. Hussein emphasises the importance of pragmatic legal advice over aggressive litigation tactics.
- Promissory Notes & Joint Ventures Pitfalls: Usman discusses the risks associated with unsecured lending and the urgency for investors to understand their risk exposure when engaging in unsecured promissory notes.
- Exit Strategies & Partnership Dynamics: The importance of having clear exit strategies even during prosperous times is highlighted, along with lessons learned from partnerships turning sour without proper agreements in place.
- Due Diligence is Crucial: Whether borrowing or lending money, it's vital to vet potential partners thoroughly by verifying their track record through independent sources.
- & more!

Learn More About Our Trusted Partner- Equiton

Proudly Canadian-owned and operated, Equiton is a leading private equity firm that delivers notable returns for investors. We believe in making private real estate investing accessible to all Canadians and providing easy access to all types of investment-grade real estate through our proven high-performing investment solutions. We offer true diversification, full transparency, and all the benefits of real estate investing without the difficulties of financing, tenant management, building maintenance or project management.

Would you like to learn more? Visit:
https://thesavvyinvestor.ca/equiton

Savvy Investor Links:
Website: https://thesavvyinvestor.ca
Instagram: https://www.instagram.com/savvy_investors
YouTube: https://www.youtube.com/@thesavvyinvestor

Join our Savvy Investor community: https://www.facebook.com/groups/thesavvyinvestor

Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions taken based on the information provided.