Tony Farias is a loan officer with American Pacific Mortgage. He was born in Boston but raised in Salt Lake City where he’s been for 35 years. Tony always wanted to be in the real estate field, as he loves to learn and to help and knows that people are always going to need someone to help them in their journey to finding a home.
What Should People Look for in Mortgage Companies?
Tony begins by saying that everyone wants you to have a great experience, but the difference often lies in the individual you’re talking to. How well do they respond? Do they have a team backing them up? These internal factors help keep the client and the agent informed, which Tony believes is the first step in having a good experience.
When it comes to deciding between a bank or credit union and a mortgage company, Tony has worked for both, so he has great information to inform your decision. Bank guidelines are tighter than most mortgage companies, and while they have better rates, the question of how dedicated they are to their clients is still important. Mortgage companies have longer hours and are more dedicated around the clock.
