We love spending money on our credit cards, right?! In this episode, we’re diving deep into how dentists can maximize credit card rewards and whether traditional credit cards or newer spend-control cards (like Ramp, Divvy, and Brex) are the better fit for your practice.

We’ll cover:
💳 Traditional vs. Spend-Control Credit Cards – Which one fits your dental practice?
💰 Cash Back or Points? – Is guilt-free travel worth the complexity?
⚠️ Why Financing on a Credit Card is a Slippery Slope (Hint: Dave Ramsey would not approve.)
📊 How the Right Card Can Save You Thousands – A real-life example of how a simple limit on a Divvy card helped avoid unnecessary spending.

If you want better rewards, more control, and fewer financial headaches, this episode is for you!

Plus, drop by our YouTube channel to share your credit card experiences. Let’s milk this rewards train together!

LINK TO COLIN STROUD

linkedin.com/in/gosomewhere

gosomewhere.world/

CONTINUE THE CONVERSATION

https://youtu.be/WAkLdJogoSE

LET’S CONNECT

Instagram: https://www.instagram.com/travisslade.cpa/

TikTok: https://www.tiktok.com/@travis.slade.cpa

Merchant fees can quietly eat away at your bottom line—but how much do you really know about what you're paying and why? In this episode, we're diving deep into merchant processing fees so you can take control and stop wasting money on unnecessary costs.

Here’s what we’re covering:

• The two philosophies of merchant processing: convenience vs. cost
• Interchange-plus, tiered, and flat-rate pricing—which one actually saves you money?
• The hidden fees that show up on your statements (and how to avoid them)
• Why insurance companies love sending virtual credit cards (hint: it’s not for your benefit)
• The one quick calculation that will tell you if you’re overpaying (if you're paying over 3%, you need to listen!)
• How merchant processors slowly raise your rates over time—without you even noticing

If you haven’t looked at your credit card processing fees in years, there’s a good chance you’re overpaying. This episode is your insider’s guide to understanding merchant fees, spotting red flags, and making sure you're getting the best deal possible. Let’s break it all down!

CONTINUE THE CONVERSATION

https://www.youtube.com/watch?v=fFjCsMrCXf8

LET’S CONNECT

Instagram: https://www.instagram.com/travisslade.cpa/

TikTok: https://www.tiktok.com/@travis.slade.cpa

In this episode of Travis, Can I Have This?, we explore whether renovating your dental practice is the right move. If you’re tired of outdated decor or believe a renovation will bring in more patients, this episode is for you. Travis breaks down key financial considerations before committing to a remodel.

Key Takeaways:

• Know Your Why: Are you renovating for aesthetics or functionality? Patient perception may not change as much as you think.
• Financial Impact: Unless adding operatories, a renovation won't bring an immediate ROI. Debt from renovations will reduce your take-home pay.
• Two Approaches: A gradual approach allows for small, cash-paid upgrades, while a big bang approach requires financing but delivers a full transformation.
• Debt-to-Income Ratio Matters: Keep debt below 80% of revenue and ensure strong cash flow before committing.
• Best Use of Funds: Prioritize revenue growth over aesthetics to strengthen long-term financial health.

Renovations can be beneficial but should be strategically timed to avoid financial strain.

CONTINUE THE CONVERSATION

https://www.youtube.com/watch?v=dPRYzJelNr4

LET’S CONNECT

Instagram: https://www.instagram.com/travisslade.cpa/

TikTok: https://www.tiktok.com/@travis.slade.cpa