On Today’s episode, Beth Silverman shares how she went from $200,000 in debt to building a real estate business and real estate investment portfolio. She believes that anyone can achieve financial freedom and passive income through strategic real estate investments. She’s ranked in the top 1.5% of Realtors nationwide by Real Trends and she’s built a reputation as a powerhouse investment specialist, helping clients find off-market opportunities, maximize ROI, and leverage tools like 1031 exchanges to build long-term wealth. With roots in new construction and REO fix-and-flip, Beth began her career in Baltimore before relocating to St. Petersburg, Florida, where she became a top producer in short-term rental acquisitions, leading the acquisition and sale of over 75 high-performing beach STRs.
Beth is also a leader in co-living investments, partnering with PadSplit to help investors place 250+ units while championing affordable workforce housing. A sought-after mentor, instructor, and best-selling author, she created “PadSplit Mastery for Realtors”, was named eXp Realty’s Mentor and Instructor of the Year, and is a three-time ICON agent. When she’s not closing deals or expanding her portfolio, you’ll find her enjoying a cigar and the Florida sunshine in St. Pete.

Here are the key takeaways from today’s show:

1) Want to Invest? Start With What You Have!
-House hack with roommates
-Use an FHA loan (3.5% down)
-Buy an investment property before your own home
-Utilize a HELOC on existing equity
Most people think they need $$$ to start investing. Reality? You just need strategy.
2) Real Estate: The Ultimate Tax Hack!
-Depreciation = tax-free cash flow
-Cost segregation = HUGE tax write-offs
-HELOCs = funding your next deal
If you’re making money, you NEED real estate in your portfolio. The wealthy know it—do you?
3) Investing is NOT One-Size-Fits-All!
You don’t need to fit into the "guru" model of investing. Ask yourself:
-Cash flow or equity?
-Short-term or long-term?
-Passive or active?
Your strategy should match YOUR goals, not someone else’s flex. Play your own game.
4) PadSplit: The Real Estate Hack No One Talks About!
Want cash flow WITHOUT crazy expenses? Try co-living investing.
-Convert single-family homes into multi-unit rentals
-Rent by the room for 2-3x traditional rent
-Passive income + helping solve the affordable housing crisis
It’s Airbnb for long-term tenants—but better!

For more tips, on how to invest in real estate follow your host, Ann Reed, on Instagram @annreedandco

You can find our guest, Beth Silverman, on Instagram @buildwealthwithbeth