Guest: Dr. Philip Mulder, Assistant Professor at UW-Madison

Once you become a homeowner, you are flooded with the overwhelming responsibility of protecting your home, which means that you are going to need home insurance! But is it fair that your insurance may cost significantly more because of the weather that tends to happen around you? Or, what if homeowner’s insurance isn’t even available to you at all because of the weather? That is the current reality for some home and business owners across the U.S. Today on Weather Geeks, we brought on economist Dr. Philip Mulder who has already crunched the numbers about why that is and how insurance providers can get away with this..

Chapters

1. 00:00 Introduction to Homeowner's Insurance and Climate Risks
2. 02:53 The Role of the National Flood Insurance Program
3. 05:54 Challenges of Flood Mapping and Insurance Coverage
4. 09:08 Impact of Recent Hurricanes on Insurance
5. 11:54 Understanding Mortgage Escrow and Insurance Premiums
6. 14:56 Trends in Homeowners Insurance Premiums
7. 17:49 The Role of Reinsurance in Insurance Markets
8. 21:05 Climate Change and Future Insurance Trends
9. 23:59 Insurance Burden on Low-Income Communities
10. 27:04 Future Research Directions in Insurance and Climate Risk

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Guest: Dr. Victor Gensini

When discussions are had about Billion-Dollar Disasters, odds are your mind goes to the biggest hurricane landfalls and tornadoes that struck the country this year. But the sneakiest of disasters has become hail storms. As the convective storm passes through a town and dumps tons of ice on cars, roofs, and windows, the costs very quickly add up and the infrastructure is put to the test. But do we know all we can about these hail storms and how we can mitigate future disasters? Today, we are welcoming back a friend of the show Dr. Victor Gensini to discuss his upcoming field campaign, which is the largest one that has ever been funded that focuses solely on hail.

Chapters

1. Introduction to Hailstorms and Their Impact
2. Victor Gensini's Journey in Meteorology
3. Understanding Hail: Current Knowledge and Gaps
4. The IceChip Field Campaign: Goals and Logistics
5. A Day in the Life of a Field Campaign
6. Future Aspirations in Hail Research

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RECORDED MARCH 28, 2024 Originally released MAY 29, 2024

Guest: Dr. Paul Markowski, Penn State

We are in the throes of the springtime severe season and even as we transition to summer, the potential for supercells and tornadoes doesn’t slow down. In fact, the severe risk moves more from the Central Plains and into the Eastern states…and that’s where we find today’s guest! Dr. Paul Markowski is the Head of the Meteorology and Atmospheric Science Department at Penn State and an expert in tornado research. You will be surprised with how many papers he’s written on aspects of tornadoes you’ve probably never even heard of! We’ve also got Dr. Greg Postel on the show today so we can have an all-encompassing tornado geek out!

Chapters

1. 00:00 Introduction to the Guest and Topic
2. 01:26 How Dr. Paul Markowski Became Interested in Weather
3. 05:51 Dr. Markowski's Journey in Meteorology
4. 06:19 Dr. Markowski's Career at Penn State
5. 07:10 Dr. Markowski's Research and Field Work
6. 09:22 The Experience of Storm Chasing
7. 18:19 Transition to New Research and Theories
8. 29:02 Previous Understanding of Tornado Formation
9. 29:31 Dr. Markowski's Perspective on Tornado Research
10. 30:03 Statistically Identical Environments
11. 31:21 Sensitivity of Storm Behavior
12. 32:19 Discovering New Paradigms
13. 33:21 Role of Turbulent Eddies
14. 34:17 Impact of Cold Air
15. 35:16 Laminar Environments vs. Turbulent Environments
16. 37:18 Theoretical Outcome vs. Real Atmosphere
17. 38:34 Implications for Predictability
18. 39:04 AI in Tornado Warnings
19. 46:52 The Role of AI in Forecasting

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