Your Financial Pharmacist

Auteur(s): Tim Ulbrich and Tim Baker
  • Résumé

  • The Your Financial Pharmacist Podcast is designed to empower pharmacy professionals to take control of their personal finances. Disclaimer: The information on this website is provided to you for your informational purposes only and is not intended to provide, and should not be relied on for, investment or any other advice. For more information, visit https://yourfinancialpharmacist.com/disclaimer
    © Your Financial Pharmacist, LLC
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Épisodes
  • YFP 395: What to Look for in a Real Estate Agent (And Why It’s More Important Than Ever)
    Feb 13 2025

    Tim Ulbrich & Nate Hedrick break down 2025 housing trends, agent tips & the new buyer’s agreement. Sponsored by Real Estate RPH.

    Summary

    Tim Ulbrich, YFP Co-Founder talks with Nate Hedrick, PharmD and Founder of Real Estate RPh as they break down the key trends shaping the 2025 housing market, from declining home sales to soaring interest rates. Nate shares what to look for in a real estate agent, why local market expertise matters, and how the new buyer’s agent agreement affects you.

    This episode is brought to you by Real Estate RPH.

    Mentioned on the Show

    • YFP YouTube Channel
    • YFP Real Estate Investing 132: Rent vs Buy
    • YFP Real Estate Investing 118: Navigating the NAR News: Insights for Real Estate Investors
    • YFP Episode 160: Navigating the Home Buying Process Through the Home Buying Concierge Service
    • Real Estate RPh Home Buying Concierge
    • YFP Real Estate Investing Facebook Group
    • Nate Hedrick on Instagram
    • Nate Hedrick on LinkedIn
    • Tim Ulbrich on LinkedIn
    • YFP on Instagram
    • YFP Facebook Group
    • Subscribe to the YFP Newsletter
    • YFP Disclaimer

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    39 min
  • YFP 394: Crafting a Rich Life in Retirement: Insights from David Zgarrick, PhD
    Feb 6 2025

    Tim Ulbrich, YFP Co-Founder welcomes back David Zgarrick, PhD to share his journey into "preferment," balancing retirement, financial planning, and staying engaged through teaching and consulting.

    Summary

    In this episode, Tim Ulbrich, YFP Co-Founder, welcomes back David Zgarrick, PhD, as he shares his journey into what he calls the "preferment phase" of life. Dr. Zgarrick opens up about his transition from academia to retirement, the joy of new routines, and the power of early financial planning. He highlights the importance of staying engaged—through consulting, teaching, and meaningful activities—while keeping financial health in check.

    About Today's Guest

    David P. Zgarrick, PhD, is Professor Emeritus in the School of Pharmacy and Pharmaceutical Sciences at Northeastern University. Prior to his retirement in 2022, his positions included Associate Dean of Faculty at Northeastern’s Bouvé College of Health Sciences, Acting Dean of the Northeastern’s School of Pharmacy and Pharmaceutical Sciences, Chair of the Northeastern’s Department of Pharmacy and Health Systems Sciences; John R. Ellis Distinguished Chair of Pharmacy Practice at Drake University College of Pharmacy and Health Sciences; and Vice-chair of Pharmacy Practice at Midwestern University Chicago College of Pharmacy.

    He is a licensed pharmacist, receiving a BS in Pharmacy from the University of Wisconsin - Madison and a MS and PhD in Pharmaceutical Administration from The Ohio State University.

    Dr. Zgarrick remains engaged in the profession of pharmacy, consulting with universities and teaching pharmacy practice management and entrepreneurship in the health sciences. His scholarly interests include pharmacy workforce research, pharmacy management and operations, pharmacy education, and development of post-graduate programs.

    He has published over 150 peer-reviewed manuscripts and abstracts, was co-editor of the textbook Pharmacy Management: Essentials for All Practice Settings, and authored the book Getting Started as a Pharmacy Faculty Member. He was editor-in-chief of the Journal of Pharmacy Teaching, Executive Associate Editor of Currents in Pharmacy Teaching and Learning, and is an editorial board member of Research in Social and Administrative Pharmacy.

    Dr. Zgarrick is active in many professional organizations, including the American Pharmacists Association (APhA) and the American Association of Colleges of Pharmacy (AACP). He served on AACP Board of Directors for twelve years in three different roles, including as Treasurer from 2016-22. Dr. Zgarrick also served on the Board of Visitors for the University of Wisconsin School of Pharmacy, the Board of Grants for the American Foundation for Pharmaceutical Education, and is a Fellow of the American Pharmacists Association.

    Mentioned on the Show

    • Episode 291: Redefining Retirement with David Zgarrick, Ph.D.
    • Facebook David Zgarrick
    • LinkedIn David Zgarrick
    • Instagram @davidzgarrick
    • YFP YouTube Channel
    • YFP Book a Discovery Call
    • YFP Disclaimer
    • Subscribe to the YFP Newsletter
    • Tim Ulbrich on LinkedIn
    • Tim Baker on LinkedIn
    • YFP on Instagram
    • YFP Facebook Group

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    47 min
  • YFP Real Estate Investing 132: Rent vs Buy: Does Buy Still Make Sense?
    Jan 30 2025

    Tim Ulbrich talks with Nate Hedrick and David Bright as they break down the rent vs. buy dilemma in today’s market, tackling equity, flexibility, financial strategy, and key market insights.

    Summary

    Tim Ulbrich talks with real estate investors Nate Hedrick, PharmD and David Bright, PharmD as they dive into the rent vs. buy decision in today’s housing market, offering practical insights and real-life experiences. They explore the financial benefits of both options, the role of equity, and the flexibility renting provides. Their discussion highlights the importance of understanding local market dynamics, strategic use of home equity, and aligning decisions with personal and financial goals.

    Mentioned on the Show

    • YFP Real Estate Investing 131: Revisiting Our 2024 Projections and Looking Ahead to 2025
    • NY Post Article “Here’s how much more a single-family home costs to buy than rent”
    • Real Estate RPh Concierge Service
    • NYT Rent vs Buy Calculator
    • YFP YouTube Channel
    • Subscribe to the YFP Newsletter
    • YFP Disclaimer
    • YFP Real Estate Investing Facebook Group
    • Nate Hedrick on Instagram
    • David Bright on Instagram
    • YFP Real Estate Investing Website
    • David Bright on LinkedIn
    • Nate Hedrick on LinkedIn
    • Tim Ulbrich on LinkedIn
    • YFP on Instagram
    • YFP Facebook Group

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    42 min

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