In this conversation, Kristina discusses essential strategies for preparing for retirement, focusing on risk management, longevity, and the implications of cryptocurrency in financial planning. She emphasizes the importance of having a comprehensive income plan, understanding the risks associated with various investment strategies, and the need for regulation in the cryptocurrency market. The discussion highlights the balance between growth and safety in retirement portfolios, as well as the potential pitfalls of investing in volatile assets.

Reach Kristina and the team at 844-823-6387.

Powerful Legacy Insurance and Financial Services

www.yourpowerfullegacy.com

See omnystudio.com/listener for privacy information.

Kristina explores the concept of behavioral finance and its implications for retirement planning. She discusses how emotions and psychological factors influence financial decisions and the importance of having a comprehensive retirement plan. Kristina also shows how military strategies can be applied to retirement planning. The conversation emphasizes the need for security, control, and common sense in financial decisions, highlighting the role of a financial advisor in guiding clients through these complexities. She stresses the importance of defining personal retirement goals, managing finances, and understanding the implications of debt and taxes.

Reach Kristina and the team at 844-823-6387.

Powerful Legacy Insurance and Financial Services

www.yourpowerfullegacy.com

See omnystudio.com/listener for privacy information.

Kristina points out the complexities of retirement planning in 2025, emphasizing the importance of protecting retirement savings amidst market volatility. She outlines strategies for wealth protection, intelligent growth, and the significance of understanding risk tolerance and tax planning. The emotional aspects of retirement are also explored, highlighting how feelings of happiness, sadness, anger, and fear can impact financial decisions.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

www.yourpowerfullegacy.com

See omnystudio.com/listener for privacy information.

Kristina explores the parallels between physical fitness and financial fitness. She discusses how maintaining a healthy lifestyle can be compared to managing one's finances, emphasizing the importance of consistent contributions, balance, and risk management. The conversation covers various fitness activities and their financial counterparts, such as brisk walking and automatic savings, swimming and portfolio diversification, strength training and building a solid financial foundation, and the need for regular reviews of both health and financial goals. She also touches on the significance of daily habits, vitamins for wellness, risk assessment in retirement planning, and practical tips for cutting unnecessary expenses.

Reach Kristina and the team at 844-823-6387.

Powerful Legacy Insurance and Financial Services

www.yourpowerlegacy.com

See omnystudio.com/listener for privacy information.

Kristina and Eric White discuss critical concerns retirees will face in 2025, emphasizing the importance of planning, employer resources, and the role of technology in retirement planning. They also share insightful quotes about saving and financial security, highlighting the need for a personalized approach to retirement strategies. They also explore how core American values influence retirement planning, the necessity of understanding individual savings needs, and the challenges many face in achieving their retirement goals.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

www.yourpowerfullegacy.com

See omnystudio.com/listener for privacy information.

Kristina discusses the rising trend of financial resolutions among Americans as they approach the new year. She explores the impact of financial health on overall well-being, strategies for effective saving, the importance of accountability, and tax strategies for retirement planning. Eric White of the firm joins with the discussion of supporting adult children financially and the importance of teaching them financial responsibility. The conversation emphasizes the need for a written retirement plan and tax-efficient gifting strategies to ensure a secure financial future.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

www.yourpowerfullegacy.com

See omnystudio.com/listener for privacy information.

Kristina discusses the feasibility of retiring in three years or less, emphasizing the importance of planning for health insurance, maximizing retirement savings, and understanding social security benefits. She explores mortgage strategies and the emotional transition into retirement, highlighting the need for a realistic budget and multiple income streams.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

www.yourpowerfullegacy.com

See omnystudio.com/listener for privacy information.

Kristina covers significant changes in retirement planning set to take effect in 2025, including higher contribution limits, the implications of required minimum distributions (RMDs), and the benefits of Qualified Longevity Annuity Contracts (QLACs). The discussion also delves into tax strategies for retirement, the future of Social Security, and the impact of national debt on financial planning. The importance of understanding the phases of retirement and managing debt effectively is emphasized throughout the conversation.

Reach Kristina at 844-823-6387.

Powerful Legacy Insurance and Financial Services

www.yourpowerfullegacy.com

See omnystudio.com/listener for privacy information.