Budget Management

Driving around the city in any metropolitan areas we all see trendy coffee shops everywhere and not all of them are Starbucks. Do you ever wonder why there are so many new boutique coffee shops popping up everywhere? Well, according to National Coffee Association, it is not a hoax, but the new trend. The coffee industry and the coffee shop business have boomed in recent years, especially with regards to specialty coffees. If you are thinking about opening a coffee house, here are the 13 steps that you will need to take....

Congratulations - you’re engaged! But, now what? As you start to share the news with your family and friends, you might start feeling slightly stressed about the amount of planning you suddenly have to do. But wedding planning can actually be easier than you think! With Wedding Hacks you’ll find solutions to all your wedding planning worries and prevent any problems that you might not have seen coming. From finding cheaper prices online to dealing with difficult relatives, this book has everything you need to know to make your wedding day one you’ll never forget!

There's nothing wrong with living the lifestyle you want to live, but when this affects your progress in life as far as finances are concerned, then you need to take action. The truth is that you can never become rich by spending. When you sow spending, you reap poverty. You can never move ahead in life by being the biggest spender, whether you do it because you have convinced yourself that your job demands a certain lifestyle or not. When you are constantly broke when you are working or running a business, something is definitely wrong with the way you handle your money.

Financial expert Catey Hill shows moms how to spend less and save big in this savvy guide where each step is designed to take 30 minutes at most. Financial expert Catey Hill has created smart, simple strategies to help you maximize your money in minimal time (yes, even your 401k). Drawing on extensive research and exclusive studies on the actual cost of raising a child at each age, she'll show you how to save in each area of your life, including practical tips on buying clothes, lowering your grocery bill, building up a college fund, saving insurance, and more.

Do you spend on a lot of junk that doesn’t make you happy? Does money bring anxiety, stress, and debt into your life? If your savings account is nonexistent and you have no idea where your hard-earned money is going, it’s time to redefine your spending habits.

Experience a life free of financial stress, debts, bills, and late payment fees and transform your relationship with money into something pleasant. Being better with money changes the rest of your life. Follow the tips presented in this guide, and you'll get freedom from all your financial struggles.

With the recent cost of living crisis, we are all looking for ways to cut bills and save money. Ann Russell, who is best known as 'TikTok's Auntie', has lived much of her life on a tight budget, and since energy bills first started rising, has been answering fan's questions not just about cleaning but about all kinds of ways to economise. Following on from her first book, How to Clean Everything, in How to Save Money Ann will share her advice on the best ways to save money and cut back in all sorts of areas.

In this mini-book you will find one-hundred tips, ideas and reminders on how to live your most luxurious life on a budget, and a special bonus as well – 50 little extras at the end. If you are keen to uplevel how you live, please let me warmly welcome you in. Find out all my secrets how I have created a luxurious life for myself, even though I value thrift and simplicity. You can create any kind of reality for yourself too.

My book, How to Live Like a King While Penny Pinching, will teach you how to pinch those extra pennies in your life that will add up to dollars. There is so much more to life than working just to buy the next great thing. You don’t have to live paycheck to paycheck, give up things you love, because you can’t afford them, and you do not have to perpetuate the cycle of debt that so many people find themselves in.

If you have failed at budgeting before, if just seeing the word "budget" makes you feel anxious, worried, and even shameful, then maybe you aren't the problem. Maybe it's the budget you used that is broken. We are here to fix that. There's a way to budget that is simple, empowering, and that can even add happiness to your life. The Happy Giraffe Budget.

Are you struggling with debt and saving money? Do you find that near the end of the month, there is more month left than money? Does your family need and want more out of life than you can financially afford? If you answered yes to any of these questions, this book is for you.

This chapter-level audiobook can change the way you listen to BigShots - mostly businesspersons with a snapshot or two of politicians - as they pontificate for public consumption and personal gain. You'll recognize the spin, that dastardly polite euphemism for lies that the advertising/PR folks coined years ago to anoint their profession with a bit of undeserved dignity. In the process, you might gain a more realistic grasp of what's going on around you and how your mind is being manipulated, aka brainwashed.

The simplest, easiest to implement money management strategy that anyone can use Do you hate it when money management books simply tell you to stop spending money? They preach that the best way to save money is to cut back all spending, save every penny and effectively… have no life! What these books don't understand is that a methodologies like that actually sets you up for failure. They ignore one key principle, the psychology of spending and saving. And ignoring that guarantees failure.

This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you'll budget better and become richer as a consequence. Regardless of how much your income is we'll find a way to budget, save, and increase your net worth.

Imagine what it would feel like to master your budget and not be in debt. All the money you currently pay to credit card companies can now be spent fixing up the house, taking a vacation, or investing in your retirement fund. You celebrate the holidays without dreading the credit card bill that is sure to arrive in January. The truth is all of this is possible when you master the budgeting habit.

We live in a culture of consumerism. We are constantly told buying more products will improve our quality of life and bring us happiness. However, out of the madness of mass consumerism, a new trend is developing. This new trend emphasizes “less is more” and people who follow it strive to live their best life with as little as possible. This trend is called minimalism.

Financial literacy is the trick you need to make sure you can always afford what you need and take advantage of every opportunity you get to do the things you want to do…Because the secret to financial success isn’t simply to have more money… It’s to know what to do with that money. This engaging guide will be your companion as you leap headfirst into becoming the master of your money and ensuring your future is the one you want to see.

In the daily whirl of work, family obligations, social interactions, and all the other activities that make up our busy lives, it’s easy to lose track of the basics, like household finances.In this presentation, Laura Stack, the Productivity Pro®, teaches you the fundamentals of staying on top of your home finances, from budgeting to insurance needs. With that foundation laid, you’ll be ready for Brian Tracy’s tips on how to set and achieve million-dollar goals.

In school, you’re taught about the causes of World War I, the intricacies of The Great Gatsby, and how to compute the area of a circle. Yet, practical everyday life skills that you’ll need for the future–such as how to handle money–are rarely discussed.

When you're trying to manage a busy family, it's easy to lose sight of the things that really matter and feel like you're drowning in worries while the pennies are drowning away. So many of us feel we have to pretend to be wealthier than we are and try to hide it when we can't afford something. Why though, when we are all sharing what we had for our tea and how many press ups we did that morning on social media, can't we be more honest about our finances? Why is there still so much shame and secrecy about being a bit strapped for cash, or in debt?