Budgeting Personal Finance

Practical, spiritual, and above all soundly financial, The Courage to Be Rich addresses the rites of passage we all must face - marriage, divorce, death; spending (and overspending) on life's necessities and luxuries; taking control of our financial tomorrows today. From the business of love to buying a home; from imparting proper values to our children to defining our own self-worth; from starting over to staking a claim to our future, Orman shows us how to find the clarity, conviction, and courage to meet the obstacles and opportunities of a lifetime.

For many, "being rich" could be defined simply as the accumulation of money. For others, it has become the ultimate goal of life. CEO of Crown Financial Ministries Chuck Bentley writes of his own life, admitting, "the desire to be rich...grew beyond a mere financial goal; it became a status and an identity that I hungered to achieve. Although my relentless pursuit of it eventually drove me to the brink of financial ruin and beyond, I could not rest until it was mine."

This 10-week plan will help you to turn your life around from small beginnings and design a life of financial freedom filled with the small experiences that bring you joy. Authors Ken and Mary Okoroafor started out as resource-poor working-class immigrants and have built a life of financial independence and joyful moments through hard work, smart saving and savvy investing. They know what it feels like to start from ground zero, and as a chartered accountant and former CFO, Ken shares his financial expertise to help you unlock the secret to building wealth.

Sound interesting? The author thinks so too! Listen to Financial Literacy and learn about the money-making habits that lead to success and abundance.

In Money Magic, Laurence Kotlikoff, one of our nation’s premier personal finance experts and coauthor of the New York Times best seller Get What’s Yours: The Secrets to Maxing Out Your Social Security, harnesses the power of economics and advanced computation to deliver a host of spellbinding but simple money magic tricks that will transform your financial future. Each trick shares a basic ingredient for financial savvy based on economic common sense, not Wall Street snake oil.

With the variations in financial market, it becomes hard to adapt to unpredictable situations. As another day comes, more opportunities might knock on your door. You just need to welcome it with readiness and competence. Many people started to have nothing or just enough inside their pockets. It is great to learn about the success stories of simple individuals who achieved financial fitness. In building wealth, you must evaluate yourself whether you are on the right path or the other way around.

Many people know one or two things they can do to save money, like cutting back on vacations and meals out, but beyond that, they're stumped. When they look at their current lifestyle, they have no idea where they can trim the fat without sacrificing their quality of life.

In Psychology of Financial Planning: The Practitioner's Guide to Money and Behavior, distinguished authors Drs. Brad Klontz, CFP, Charles Chaffin, and Ted Klontz deliver a comprehensive overview of the psychological factors that impact the financial planning client. Designed for both professional and academic audiences, Psychology of Financial Planning is written for those with thirty years in practice as well as those just beginning their journey.

The Intelligent Asset Allocator has helped thousands of people like you build wealth through carefully diversified portfolios. Now, with global markets in constant flux, balancing risk and reward is more critical than ever. Self-taught investor William Bernstein offers no gimmicks, inside secrets, or magic solutions - just the facts about investing and calm smart advice on how to build and manage a portfolio designed for the long run.

Change Your Habits, Change Your Life is the follow-up to Tom Corley's best-selling book Rich Habits. Thanks to his extensive research of the habits of self-made millionaires, Corley has identified the habits that helped transform ordinary individuals into self-made millionaires. Success no longer has to be a secret passed down among only the elite and the wealthy.

"The Science of Getting Rich" is the classic guide to creating wealth through the Law of Attraction. First published in 1910, a hundred years later it inspired Rhonda Byrne's bestselling book and movie, "The Secret". According to Wallace D. Wattles, "There is a science of getting rich, and it is an exact science, like algebra or arithmetic. There are certain laws which govern the process of acquiring riches; once these laws are learned and obeyed by any man, he will get rich with mathematical certainty."

What you will not find in this book are get-rich quick schemes or inflated promises. This book is not for lazy people or tricksters trying to beat the system. These are solid, proven passive income blueprints that do take work in the beginning and certainly have a learning curve. Like anything worth having.

This is a practical and lighthearted approach to saving money, something all of us can appreciate becoming better at. This book on saving money has been written by a gentleman who has been at the top of his game, and has also been next to homeless.

"Personal Finance For Teens Unlocked" - Unleash Financial Success! Embark on an enlightening journey into personal finance designed exclusively for teens! This book is not just a guide; it's a powerful tool to unlock the mysteries of money management, savings, and investments in a way that resonates with young minds.

From one of Nielsen's Top 50 Power Moms comes advice you can take to the bank—literally! Crystal Paine, who has helped busy women everywhere take control of their finances, presents her most effective strategies designed for families of all sizes and income levels.

Why do we lose money? It's easy to blame the economy or the financial markets - but the real trouble lies in the decisions we make. As a financial planner, Carl Richards grew frustrated watching people he cared about make the same mistakes over and over. They were letting emotion get in the way of smart financial decisions. He named this phenomenon - the distance between what we should do and what we actually do - "the behavior gap". He found that once people understood it, they started doing much better.

How not to be living in your parents’ basement by the time you’re 30. Ever thought about what life would be like if you could finally live on your own and not have others tell you what to do? Want to know how you can avoid burying yourself in debt as most people do in their 20s? What if you could start building your wealth today - even if you’re barely 18, with no money and no experience? If you’re looking for ways to make money fast and become a millionaire through eCommerce…this ain’t it, chief.

Phil Town is now a very wealthy man, but he wasn't always. In fact, he was living on a salary of $4000 a year when some well-timed advice launched him down a highway of investing self-education that revealed what the true "rules" are and how to make them work in one's favor.

Imagine you're hanging out with friends on a sunny Saturday afternoon. Everyone's showing off their latest purchases — the newest iPhone or that exclusive Taylor Swift concert ticket. But while your friends flash their cards or Apple Pay, your heart sinks. With every tap, cha-ching, or swipe, you're confronted with a grim reality — financial FOMO.

We live in uncertain economic times. The United States is facing the most significant unemployment rate since the Great Depression. What can we learn from those who lived through those troubling times? The depression-era frugality tips, tricks, and life-hacks are lessons that we in modern times can utilize. In my audiobook, Depression Era Frugality, I will show you how our grandparents and great-grandparents made it successfully through the Great Depression. You will learn how to become frugal in every aspect of life so that you can live life to the fullest.