Budgeting Personal Finance

From the nuts and bolts of managing money to the deep psychological and even spiritual meaning it has in our lives, this personal-finance audiobook shows everyone, even complete novices, how to take control of their money.

Ever wondered why some people struggle with their finances despite earning well and putting in significant efforts to manage them? And how some achieve better financial outcomes with little effort? In The 80-20 Money Makeover, popular blogger and financial expert Arun Kumar takes you on a money makeover journey. Kumar's proven model, based on the Pareto principle, or the 80-20 rule, helps you focus on the critical few decisions (versus the trivial many) and achieve great results with minimum fuss.

Do you owe too much money? Are your debts crushing your spirit, embarrassing you, and stressing you out? You’re not alone. The good news is that you can fix that. And this audiobook will show you how. You’re about to learn time-tested strategies for winning your battles with debt. And I’m also going to share with you some strategies for increasing your income, as well as some important precautions you can take to minimize the risk of unforeseen events ruining your plans.

Achieve all of your financial goals with these 300 easy solutions to all your personal finance questions - from paying off your student loans to managing investments.

Using a treasure trove of historical data and entertaining stories from the present and prior periods, The Secret Wealth Advantage reveals everything you need to know about the cycle–where we are within it, why it happens, why no one sees it, and what you need to look out for.

Do you want to be in total control of your expenses and the money you make? Have you tried writing your income and expenses down...but nothing seems to work for more than a few weeks? If so, then you've come to the right place. The National Study of Millionaires discovered that millionaires don’t always make a ton of money. A lot of them have average jobs, like teachers or firefighters, and get paid an average salary. But millionaires typically have one thing in common; they know how to manage the money they have and receive. And that is what this audiobook is all about.

The Financial Diet is the personal finance book for people who don't care about personal finance. Whether you're in need of an overspending detox, buried under student debt, or just trying to figure out how to live on an entry-level salary, The Financial Diet gives you tools to make a budget, understand investments, and deal with your credit.

Everywhere we turn, we hear negative financial news - that the American Dream is dead or that the little man can’t get ahead. Our culture feeds us the lie that it’s impossible to become a millionaire in America today, but it’s time you heard the truth. In his newest book, Everyday Millionaires: How Ordinary People Built Extraordinary Wealth - and How You Can Too, Chris Hogan destroys millionaire myths that are keeping everyday people from achieving financial independence.

Do you long for unlimited prosperity? Does your soul yearn for financial freedom? Are you ready to consistently experience diving into an ocean of abundance? Stop dreaming and start living the life of your dreams using the easy, fun, and effortless way to attract money into your life today. Use these simple but powerful steps which combine the Law of Attraction with ancient and cutting-edge processes so you can manifest your heart's desires.

Whether you're newlyweds, celebrating your twentieth anniversary, or on your second or third marriage - whatever age or tax bracket you're in - this comprehensive, positive, financial lifesaver will help you and your partner communicate comfortably about money and start building a strong financial future together. From the best selling author of Smart Women Finish Rich!

Sofía Macías enseña de manera sencilla cómo obtener el mejor beneficio del dinero. Incluso para quienes creen que son un desastre en finanzas. ¿Quieres sacarle el mejor provecho a tu dinero? Entonces este libro es para ti. Da igual que seas un trotamundos, especialista en ciencias ocultas, ejecutivo encorbatado, bohemio o arquitecto de tu propio destino: puedes utilizar tu dinero de una forma inteligente.

This book shares practical examples and proven tips that I used to bring in sales of one million dollars in just eight months. If you want to be like anyone, you have to think in a different way. This book also reveals the mindset of millionaires, how they think, how they behave, and the habits that they have cultivated that helps them build their wealth. This book carefully reels out the difference between the one percent and the remaining 99 percent of the population.

Experience a life free of financial stress, debts, bills, and late payment fees and transform your relationship with money into something pleasant. Being better with money changes the rest of your life. Follow the tips presented in this guide, and you'll get freedom from all your financial struggles.

We all want to live within our means, save for retirement, invest a little, and yet still have some left over each month for fun. But as most people know, real life can get in the way of even our best intentions! To help us set realistic goals and keep us on track to meeting them, New York Times bestselling financial educator Tiffany “The Budgetnista” Aliche has an invaluable 10-step action plan: Made Whole.

If you’re like most Americans, you’ve spent your entire adult life paying the banks, your creditors, and your expenses. At the same time, you’ve watched your retirement funds and legacy drastically fluctuate or evaporate in the markets. In Mapping Out the Millionaire Mystery, Money Multiplier’s founder Brent Kesler and America’s number-one money mentor Chris Naugle expand upon the 200-year-old strategy used by the wealthy to eliminate debt, grow their wealth, minimize taxation, and leave a legacy.

In difficult times, debt can be a matter of life and death, happiness and despair. Controlling debt can bring order and calm. Mastering debt can bring wealth and success. As bestselling Rich Dad Poor Dad author Robert Kiyosaki says, "Good debt makes you rich and bad debt makes you poor." The ABCs of Getting Out of Debt provides the necessary knowledge to navigate through a very challenging credit environment.

From the moment you discovered you were going to be a mom, you envisioned spending each day with your kids, guiding, teaching, and loving them. But diapers, wipes, shoes, and braces are expensive. Though it may feel impossible to manage on one income, author Erin Odom of The Humbled Homemakerblog is here to tell you that, through God's grace, staying at home with your kids isn't just doable; it's doable while living the good life. Erin shares 100 tips, tricks, and simple ways that she has provided the good life on a budget for her family, and you can do the same.

In 2014, Elizabeth and Nate Thames were conventional 9-5 young urban professionals. But the couple had a dream to become modern-day homesteaders in rural Vermont. Determined to retire as early as possible in order to start living each day - as opposed to wishing time away working for the weekends - they enacted a plan to save an enormous amount of money: well over 70 percent of their joint take-home pay. Dubbing themselves the Frugalwoods, Elizabeth began documenting their unconventional frugality and the resulting wholesale lifestyle transformation on their eponymous blog.

The girlboss came in many forms, and she struggled valiantly against our increasing exhaustion at her brand of pinkwashed-capitalism-as-liberation—but it’s time to put her to rest. Yes, money is essential to life, and managing it well can be the difference between freedom and constraint. But once you have enough, the focus should be on converting it into things that are meaningful to you: more time with the people you love, more creativity, more days to just vibe on the couch.

You Only Live Once is the guide to achieving your best life through smart money moves. Before you even begin making a budget, you need to think about why. Where do you see yourself financially in 10 years? Five years? This time next year? What does money do for you? Once you know your destination, you can begin charting your course. Step-by-step guidance walks you through the budgeting process, and shows you how to plan your financial path to point toward your goals.