Budgeting Personal Finance

Everything tells us that what will make us happy can be bought, whether it’s the latest gadgets, renovated kitchens, or luxury goods. But research has shown that having more money in the bank and more stuff around the house doesn’t necessarily correlate with being a happier person. With Happy Go Money, financial expert Melissa Leong cuts through the noise to show you how to get the most delight for your dollar.

Édition originale, enrichie d'un avant-propos spécial par l'éditeur ! Découvrez la puissance intemporelle de Pensez et devenez riche, la méthode révolutionnaire de Napoleon Hill qui a transformé des millions de vies à travers le monde. Plongez dans les principes fondamentaux de la réussite et de la prospérité ! Napoleon Hill, pionnier du développement personnel, vous guide à travers des enseignements précieux et des stratégies éprouvées pour atteindre vos objectifs les plus ambitieux.

In The Rule, legendary trader and hedge fund pioneer Larry Hite recounts his working-class upbringing in Brooklyn as a dyslexic, partially blind kid who was anything but a model student - and how he went on to found and run Mint Investment Management Company, one of the most profitable and largest quantitative hedge funds in the world.

Why do high schools and colleges require students to take courses in English, math and science, yet have absolutely no requirements for students to learn about personal money management? Why Didn't They Teach Me This in School? 99 Personal Money Management Lessons to Live By was initially developed by the author to pass on to his five children as they entered adulthood.

The reality of debt is multifaceted, often presenting both challenges and opportunities for individuals, families, and business owners. While debt is frequently perceived as a burden, it can also serve as a powerful tool for growth and investment when managed wisely. Understanding the nature of debt is crucial in transforming financial challenges into opportunities. It requires a shift in mindset from viewing debt solely as a negative force to recognizing its potential to create wealth and foster financial resilience.

Unlike many personal finance books, How to Manage Your Money When You Don't Have Any was specifically written for Americans who struggle to make it on a monthly basis. It provides a respectful, no-nonsense look at the difficult realities of our modern economy along with an easy-to-follow path toward better financial stability that will give hope to even the most financially strapped households.

There's a college affordability crisis happening in the US right now. Tuition rates have soared, while increases in blue collar wages have slowed to a crawl. This adds up to a painful realization for lower-income young people desperately hoping to go to college: there's no way to pay for it. Bobbi Dempsey shares her brutally honest first-person account of the struggle to pay for her children's and her own education on a working-class salary.

In 2014, Elizabeth and Nate Thames were conventional 9-5 young urban professionals. But the couple had a dream to become modern-day homesteaders in rural Vermont. Determined to retire as early as possible in order to start living each day - as opposed to wishing time away working for the weekends - they enacted a plan to save an enormous amount of money: well over 70 percent of their joint take-home pay. Dubbing themselves the Frugalwoods, Elizabeth began documenting their unconventional frugality and the resulting wholesale lifestyle transformation on their eponymous blog.

Green Money: How to Reduce Waste, Build Wealth, and Create a Better Future for All is a startlingly insightful and compelling book that redefines personal finance through the twin lenses of environmental sustainability and community, offering actionable steps to not only improve your financial health but also make a positive impact on the planet.

Becoming a millionaire isn’t easy—it requires a dream, a proven formula, and determination. After years of research and personal experience, I’ve applied the methods in this book to achieve a six-figure income.

In this newly updated 2018 edition, authors Clayton and Natali Morris help you beat the system by paying down your home loan and saving hundreds of thousands of dollars in interest payments along the way. This step-by-step system only works with understanding and a disciplined plan. Clayton and Natali give you that by breaking it all down for you in this book. They arm you with the knowledge, inspiration, and several game plan options to free yourself from the dead weight of your mortgage.

Are you getting deeper and deeper into debt while they make bigger and bigger profits? Not after you heard Debt Cures "They" Don't Want You To Know About! In this new book, Kevin Trudeau blows the lid off the banking and credit card industries, exposing the greatest rip off of our citizens in this nation's history. The credit card industry is one of the most profitable industries in this country, but they don't want you to know it. You can fight back! You can apply Kevin's solutions to your debt problems, and keep more money in your pocket today.

Demystify the path to wealth once and for all with Dominique Broadway’s unique strategy for taking control of your finances and becoming a millionaire. Written with millennials and Gen Z-ers in mind, The Wealth Decision “fills an essential need” (Dr. Paris Woods, author of The Black Girl’s Guide to Financial Freedom) by showing you how to make that one decision to be wealthy. It then takes you through the most important decisions you need to live a life of financial freedom and ensuing strategies to build generational wealth and become a millionaire.

From 401(k)s to stocks and bonds, this audiobook focuses exclusively on what you really need to know at this stage in your financial life. Whether you earn $15,000 or $150,000, whether you're single or married, financially inclined or financially challenged, Get a Financial Life will help you manage your money with the smallest possible investment of time and effort.

What if you have been lied to about money and investing? How soon would you want to find out? A sacred cow is an unquestioned belief that holds people captive and prevents them from having wealth, freedom, or their best life. Most financial books want you to believe building wealth is a game of endurance. They claim that if you just start early enough, cut back and delay long enough, or stay in it for the long haul, then one day, someday, you can have the life you have always wanted… when you retire.

Candy Valentino opened her first brick-and-mortar store at nineteen—no college, no connections, no money—and built it into a seven-figure business before most of her friends graduated college. Over two decades of success as a serial entrepreneur and real estate investor, she has labored relentlessly to crack the code of the super-wealthy, and in doing so, has unearthed six simple habits that directly contribute to those who become part of the self-made millionaire class. In Wealth Habits, Valentino reveals all six habits, and shows you how you can put them to work for you.

Great wealth casts a long shadow. Inheritors commonly face intense familial expectations, public scrutiny and judgment, and confusing or debilitating self-narratives, under which many flounder. And we―as family, friends, and society―slowly lose their contribution to our lives and the common good. The Myth of the Silver Spoon helps guide the next gen of the affluent, their families, and the ecosystem of professionals who influence them to identify and confront negative thinking and behaviors related to wealth.

Most credit books promise quick fixes and easy solutions to bad credit, but the truth is there is no quick fix when it comes to credit. Your best strategy as a smart consumer is to understand your credit inside and out. Credit expert John Ulzheimer can give you all the tools you need to master the world of credit, before or after you get into trouble, and take the power back into your own hands.

Burton G. Malkiel's classic and gimmick-free investment guide is now more necessary than ever. Rather than tricks, what you'll find here is a time-tested and thoroughly research-based strategy for your portfolio. Whether you're considering your first 401(k) contribution or contemplating retirement, this fully updated edition of A Random Walk Down Wall Street should be the first book on your wishlist.

In Rewire for Wealth, Huson offers a proven and integrative approach to rewiring your brain. Using the latest neuroscience, psychology, and mind-training techniques with original research that includes more than 20 years of hard-won financial expertise, she shows you how to quickly but methodically eliminate maladaptive financial behaviors and expand your ability to build wealth.