Credit Management

Debt-related fear, anxiety, and stress can take a toll on your physical and mental health, which can affect your relationships, your career, and your future. But you don’t have to live like this for the rest of your life. You can take small steps today toward fixing your finances and finally closer to a life without financial burdens.

We need credit for everything nowadays, whether it's to buy a house, car, or get a loan. As you grow older, your needs change and so does your credit. Analyzing your own credit can be difficult if you don't understand what it entails. This audiobook will teach you the importance of credit and all the factors involved, from credit scores, debt, credit cards, and credit mistakes, that can contribute to or destroy ones' credit.

Created for risk professionals and non-risk professionals alike, this easy-to-understand guide helps you meet the increasingly insistent demand to make sophisticated assessments of companies' risk exposure. It provides the latest methods for measuring and transferring credit risk, increasing risk-management transparency, and implementing an organization-wide Enterprise Risk Management (ERM) approach.

Stop Drowning in Debt, the get out of debt audiobook, gives you the tools, tips, and techniques you need for getting your finances in order once and for all! In this valuable program, you'll learn: eight crucial keys for living a debt-free life; how to assess your financial status and set goals; how to honestly evaluate your debt management skills with our "debt test"; 10 strategies for quickly reducing debt; simple guidelines that let you know when incurring debt is acceptable; what a credit score means and how you can improve it; and sources for getting your credit report.

Rich Dad’s Guide to Becoming Rich will explain why cutting up your credit cards is a short-sighted, quick fix that doesn’t address the underlying problem of bad debt, describe the difference between good debt and bad debt, illustrate how using credit cards to buy liabilities will only make you poor, show why using credit cards responsibly is a first step toward taking control of your financial future, and teach you the importance of having your money work for you… so you won’t spend your life working for money.

This audiobook is a bundle of two books: Money Management and Financial Budgeting. This is useful for learning everything to know about your credit score and how a good credit score matters. You'll also learn about staying out of debt, budgeting, saving and investing. With the help of these two books, you'll be able to plan your finances wisely.

Do you want to be in total control of your expenses and the money you make? Have you tried writing your income and expenses down...but nothing seems to work for more than a few weeks? If so, then you've come to the right place. The National Study of Millionaires discovered that millionaires don’t always make a ton of money. A lot of them have average jobs, like teachers or firefighters, and get paid an average salary. But millionaires typically have one thing in common; they know how to manage the money they have and receive. And that is what this audiobook is all about.

According to Experian’s Annual Credit Review, 16 percent of Americans have credit scores between 300 and 579, and another 18 percent have “fair” credit scores up to 669. But even if you’re barely squeaking by with a “fair” credit score…it only takes one late payment to send your FICO score plummeting down.

In difficult times, debt can be a matter of life and death, happiness and despair. Controlling debt can bring order and calm. Mastering debt can bring wealth and success. As bestselling Rich Dad Poor Dad author Robert Kiyosaki says, "Good debt makes you rich and bad debt makes you poor." The ABCs of Getting Out of Debt provides the necessary knowledge to navigate through a very challenging credit environment.

From the nuts and bolts of managing money to the deep psychological and even spiritual meaning it has in our lives, this personal-finance audiobook shows everyone, even complete novices, how to take control of their money.

In the midst of one of the most serious financial upheavals since the Great Depression, George Soros writes about the origins of the crisis and proposes a set of policies that should be adopted to confront it. Soros places the current crisis in the context of his decades of study of how individuals and institutions handle the boom and bust cycles that now dominate global economic activity.

Soros makes an invaluable contribution to our understanding of the great credit crisis and its implications for our nation and the world.

Learn the simple financial strategies that will change your life forever. Are you tired of worrying about bills? Do you long to see the world? Does your debt keep you awake at night? Once you learn how to properly manage your income and expenses, you’ll benefit from reduced stress, better interpersonal relationships, and the freedom to spend your money on what really matters to you rather than feeding it back to the finance industry. In Get Out of Debt Fast, Avoid Scams and Increase Your Credit Score!, you’ll find everything you need to know to conquer your debt for good.

Use simple and easy-to-follow instructions on how to handle credit bureaus if they refuse to remove inaccurate, unverifiable and questionable information. Learn about the recent consumer-friendly reforms in lending, credit score calculation, and credit bureau behavior.

Achieve all of your financial goals with these 300 easy solutions to all your personal finance questions - from paying off your student loans to managing investments.

Debt is an issue that thousands of people struggle with each year. Large bills like mortgage payments, medical bills, and student loans can be a significant drain on your wallet, but an even larger problem is credit card debt. Since credit cards have such high interest rates on average, overspending and continually missing payments will quickly multiply even small bills into nearly insurmountable ones.

This comprehensive guide to legal deductions, credits, and loopholes covers rules of thumb for record-keeping and how to stay organized, secrets to mortgage, tax and insurance deductions, maximizing work-related expenses, making the most of medical expenses and health savings accounts, strategies for utilizing deductions and credits for education, and lots of tips on how to make more money - some of it tax-free!

Most credit books promise quick fixes and easy solutions to bad credit, but the truth is there is no quick fix when it comes to credit. Your best strategy as a smart consumer is to understand your credit inside and out. Credit expert John Ulzheimer can give you all the tools you need to master the world of credit, before or after you get into trouble, and take the power back into your own hands.

The Unbreakable Laws of Business Credit is an entrepreneurs guide to establishing any corporate structure and building great business credit at the same time. It reveals how to accumulate start-up capital for any business without using a personal guarantee, with step-by-step instructions on applying for corporate credit cards. Learn some of the secrets about using, buying, and establishing a shelf corporation.

Do you owe too much money? Are your debts crushing your spirit, embarrassing you, and stressing you out? You’re not alone. The good news is that you can fix that. And this audiobook will show you how. You’re about to learn time-tested strategies for winning your battles with debt. And I’m also going to share with you some strategies for increasing your income, as well as some important precautions you can take to minimize the risk of unforeseen events ruining your plans.

No matter how overwhelming, out of control, or insurmountable your debt is, you'll learn how to finally start saving and achieve the financial freedom you truly deserve. Even if you’re addicted to spending or you’ve been trapped in a vicious cycle of debt for years, this book will empower you.