Financial Budgeting

People are getting more and more dependent on credit cards. Some use them to afford the lifestyle of their dreams, while others need them to make ends meet. In fact, 15 percent of US households reported spending more than they received in income, and nearly one in five Americans say that they depend on credit cards to cover basic living expenses. It’s no wonder that you’re probably worried about your credit score.

The more you learn about the details of what bad credit is and how there are federal laws to help you overcome bad credit, the faster you will find yourself in financial freedom. Your credit score is vital to your life. It is something that helps you to enjoy life as you have added access to financial services and various investments. You must understand how your score can directly influence what you can purchase so that you can enjoy your life.

Wait till I Get My Money Right is a commonsense approach to getting your financial house in order. This audiobook is blunt and straight to the point. There is no fluff or any beating around the bush. It gives you the steps that you need to follow to achieve financial freedom.

With so many financial pressures and responsibilities, it can be challenging to know how to follow God's principles for managing money. Yet stewarding our finances is a significant part of seeking God's peace in every area of our lives. The God Who Provides: 100 Bible Verses for Financial Wisdom gives priceless insight and inspiration on finance management - including saving, budgeting, giving, debt, investing, and planning for the future. Each verse is paired with a prayer and an encouraging devotion to lead you into deeper dependence on God.

We have created this collection to give you an all-inclusive book to reference when searching for help with finances, economics, and raising children. If you’re looking for solid answers that guide you in the right direction this book is for you. This book will give you the answers you’ve been searching for. This book is a must for anyone who is serious about learning more about guiding their family’s finances, economics, and children to achieve financial freedom.

Heavy Metal, HSV und ein Leben von der Hand in den Mund. Toms Alltag sieht mit Ende 20 nicht nach einem Erfolgsmodell aus: "Ich hab kein Geld, ich hab keine Freundin, ich hab keine Zukunft. Ich bin in der Sackgasse des Lebens…“, so beschreibt er selbst seine Situation...Mit diesem Hörbuch möchten wir dir zeigen, wie einfach es im Grunde ist, die Vermögensbildung in die eigenen Hände zu nehmen. Das funktioniert nicht nur bei mittellosen Heavy-Metal-Gitarristen, sondern bei jedem, der etwas Zeit in die finanzielle Bildung steckt.

Whether it's affording the basics in life, feeling more in control of your money, or balancing today's spending needs with those in later life, many of us struggle to manage our finances as well as we would wish. Through numerous real life stories, anecdotes, and proven techniques, Jason Butler shows how your spending, working, and saving decisions affect your overall financial well-being, and what habits, behaviors, and attitudes you need to adopt to improve it.

Escape the rat race of the 40-hour week, long commutes, and time away from family. Kick-start your journey to financial independence right now. In Breaking Status Quo, you will get actionable steps to start making a change now and to put you on a trajectory to a completely different life.

The key to success is to see yourself as a business, and you are the talent that must derive value for your performance each day and use it to purchase the life you want and desire. These 13 steps can help anyone with the desire, a pulse, and an income become wealthy in just a few years.

Most audiobooks about passive income tell you what you want to hear. This one will tell you what you actually need to know. Then we’ll kick it up a notch and design a personalized plan to get you to your dream goal of a sustainable jobless income for life.

Learn how money can work for you by taking a closer look at exactly where you are financially and discovering how quickly you can break through the rat race to achieve financial independence, so you can do whatever you want without money having to factor into your decisions.

Have you ever wished that you were better with money? Do you ever find yourself being overwhelmed by the state of your personal finances? Would you like to become more financially responsible? Now you can with this short self-help audiobook that is packed with information on how to make the most of your financial situation. If you want to be able to lower your interest rates, learn up-to-date money management strategies, and turn your financial situation into one of prosperity and stability, then you'll find the answers inside.

Wealthier in 100 Days covers habits, strategies, and insights regarding personal finance. You’ll learn about financial planning, budgeting, spending, investing, real estate, and more. Then, you can implement whichever ideas you like to increase your wealth prospects. Financial prosperity may have escaped you until now, but this jargon-free and straightforward audiobook will increase the flow of money in your life. Improve your finances starting today!

Making the effort to learn about money will give you the knowledge and confidence to handle your own finances. Financial security is personal freedom. Money Confidence provides practical, can-do advice that covers the gamut from creating a budget that works to investing, where to turn for financial advice and estate planning. In addition, it will include a short tutorial on Kerry's 3-part financial fitness plan: How to get financially, physically, and spiritually fit. These three steps are at the core of building a rich, independent life.

What is the fastest and most effective scientifically proven way to become a happier person? There is a growing body of scientific research answering that exact question, and it turns out that money has a small but significant role to play. This is not only a fascinating book full of surprises, but it's vital, too: You will be left with practical, evidenced-based techniques that will help you live a happier and more fulfilled life.

Are you ready to give your boss the finger? Read more to discover the way out of your dead-end job! Inside The Life-Changing Magic of F - k You Money: Your Roadmap to Financial Freedom, you'll discover a wealth of life-changing information. These proven, time-tested tips and techniques will help you escape mediocrity and reach your fullest potential for wealth and freedom!

Reset Your Barcode reveals hidden treasures of knowledge that expose the corrupted values that are causing the current decline in personal and national wealth. You will discover specific principles, practices, and tools that will begin your personal journey of changing values and develop virtues that will propel you toward real wealth and economic freedom.

In this informative and entertaining book, Dr. John E. Whitcomb shares his proven strategies for teaching teenagers to manage their own money. By empowering teens to control their own finances, parents can avoid ever getting involved in another argument about expenses. Based on the author’s experiences as a youth in boarding school, this approach is sure to help teens learn the important money-management skills they aren’t taught elsewhere.

This audiobook is a short and practical volume about living well and saving smartly. Shiv Verma illustrates how to create a successful financial model based on simple and educated decisions. This audiobook walks the listener through a model based loosely on the lessons Shiv's father taught him before he passed away. Shiv explains how he modified and replicated his father's model into something he now calls the "smart savings model" and shows how it can be recreated in a variety of environments.

Imagine being able to invest your money the same way the nation's biggest institutional investors, pension funds and endowments invest. Ric Edelman shows you how to reduce risk, lower your fees, and improve your returns, just like the professional investors who manage billions of dollars: using time-tested, proven methods based on the latest academic research.