Financial English

The bankruptcy of the investment bank Lehman Brothers was the pivotal event of the 2008 financial crisis and the Great Recession that followed. Ever since the bankruptcy, there has been heated debate about why the Federal Reserve did not rescue Lehman in the same way it rescued other financial institutions, such as Bear Stearns and AIG. The Fed's leaders from that time, especially former Chairman Ben Bernanke, have strongly asserted that they lacked the legal authority to save Lehman because it did not have adequate collateral for the loan it needed to survive.

If you're like most Americans, your most valuable asset is your retirement fund. We diligently save money for years, yet most of us don't know how to avoid the costly mistakes that cause a good chunk of those savings to be lost to needless and excessive taxation. Now, in the midst of a financial crisis, there is more need than ever to protect your assets. The Retirement Savings Time Bomb, by renowned tax advisor Ed Slott, shows you in clear-cut layman's terms how to take control over your retirement savings plan.

You have the right to be financially free and live securely—no matter your income or age. It only feels impossible because most of us aren’t taught to manage money. Bruce Scott, an international personal finance specialist, was born into poverty in Jamaica and dug his way out. He’s now built a step-by-step road map for you to understand how to be more financially secure too.

In 2006, Ben S. Bernanke was appointed chair of the Federal Reserve, capping a meteoric trajectory from a rural South Carolina childhood to professorships at Stanford and Princeton, to public service in Washington's halls of power. There would be no time to celebrate, however - the burst of the housing bubble in 2007 set off a domino effect that would bring the global financial system to the brink of meltdown.

Learn how to analyze a company's financial reports and business, and you can make great returns by buying stocks below their true value. That's the way Warren Buffett made his $96.3 billion. It's the way Peter Lynch took the Fidelity Magellan fund from zero to hero—making a 29 percent annual return and increasing the value of each $1,000 invested in the fund on day one to $28,000 when he retired.

This book will give you proven steps and strategies on how to reorganize your lifestyle in order to improve your finances. It will explore the mindset of the rich and show you the secret strategies taken by the rich towards financial freedom. Before you reach the end of this guide, you will understand all the basics of financial education.

American baby boomers are aging, and 15 million of them never had children. Who will take care of them? Unprecedented in US history, this demographic will create challenges for these individuals, as well as for society. This book is a passionate exploration of the path ahead for "Solo Agers". Author Sara Zeff Geber takes listeners on a journey, starting with the choice for childlessness and then suggests ways in which Solo Agers can mitigate the absence of adult children by relationship-building and rigorous planning for their future.

When she discovers the bank is involved in shockingly murky business dealings, Kat realizes she’s treading in dangerous waters. She turns to her confidante and handsome suitor, Daniel McAdam, for help. To exonerate Samuel, Kat and Daniel may have to expose the unseemly financial dealings of prominent aristocrats and government officials, and even those working to bring down the royal family. Kat will risk everything to protect the man who has sacrificed so much for her daughter, even if it means endangering herself and the friends she has come to love.

In Psychology of Financial Planning: The Practitioner's Guide to Money and Behavior, distinguished authors Drs. Brad Klontz, CFP, Charles Chaffin, and Ted Klontz deliver a comprehensive overview of the psychological factors that impact the financial planning client. Designed for both professional and academic audiences, Psychology of Financial Planning is written for those with thirty years in practice as well as those just beginning their journey.

Tanja Hester and her husband Mark left their crazed careerist lifestyle to live their dream life in Lake Tahoe, retiring early from high-stress careers. Now Tanja will help you map out a customized plan for freedom and make it easy to succeed, whether you're good at math and budgeting - or not! Work Optional is more than just a financial plan: it's a plan for your whole life-designed by you, not by an employer or clients.

Money management is one of our most practical survival skills - and also one we've convinced ourselves we're either born with or not. In reality, financial planning can be learned, like anything else. Part financial memoir and part research-based guide to attaining lifelong security, This Is the Year I Put My Financial Life in Order is the audiobook that everyone who has never wanted a preachy financial guide has been waiting for.

As a financial advisor, you hold yourself to the highest standards of integrity, honesty, and credibility. You're successful because you take your professional responsibilities seriously and are dedicated to your clients, but are you living your best business life? Are your goals aligned with your firm's, or could a better option exist? "Should I Stay or Should I Go?" was written with you in mind: someone who may have asked those very questions. It's a self-guided journey that walks you through the key steps that Diamond Consultants takes with their advisor clients.

In this newly revised second edition, offering 50% entirely new material, The Panic of 1907: Heralding a New Era of Finance, Capitalism, and Democracy, delivers a groundbreaking examination of one of the most consequential crises in financial history. Deftly weaving historical evidence, insightful analysis, and compelling narrative, The Panic of 1907 explains how and why a financial panic unfolds, with lessons that can be applied to our understanding of present-day financial and monetary systems.

Everybody knows there’s money to be made in stocks. But the reality is only a fraction of investors actually turn profits. If you’re a retail investor with no professional experience…and you don’t have access to all the “insider knowledge” and resources that institutional investors have…you’re more or less gambling your money away.

For anyone looking for a practical blueprint for creating an additional stream of home-based income, Double Your Income with Network Marketing is for you. This book offers a fresh look at the home-based business industry, offering an original step-by-step plan for home-business success that includes a detailed look at the network marketing industry. By combining specific, turnkey strategies with inspiring stories of successful home-based entrepreneurs, listeners will move through the author's "success blueprint" learning.

Illicit Financial Flows & Worldwide Money Laundering Practices will help guide and protect your business from illegal activities by teaching you how to intervene before they can happen. You have probably read online or seen news reports about white and blue-collar crimes, corporate crimes, or anti-money laundering practices. and wish to learn more about what they mean and how to protect your business from similar illegal activities.

Most people are cautious about any advice they receive concerning their finances. But what if that advice were to come from the Holy Spirit, the third person of the Trinity? In The Holy Spirit, Your Financial Advisor, Dr. Creflo Dollar investigates what the Bible has to say about the role of the Holy Spirit in the area of making and keeping money and discovers some surprising truths.

God’s norm is abundant living. That was his intention for man. When Adam and Eve sinned, they gave power to the thief who only comes to steal, kill, and destroy. They forfeited their firstborn birthright of inherited abundance. Adam and Eve could not restore the damage they caused when they despised their inheritance. Only God could. Jesus came to restore our abundant life! He exchanged our damaged inherited state for his abundant one.

Taking common sense lessons from the working Blacksmith, this small audiobook walks through the foundation of personal finance. In an efficient but unique and understandable way, it explains the mechanics of how money works. It points out common financial pitfalls and shows you how to avoid them. This audiobook shows that, with relatively little effort and a few good decisions, you can set yourself up for success instead of failure. It also outlines the incredible results that are possible with some extra work and some imagination.

By the end of this book, you will discover the tools to make tons of passive income working from home.