Financial Savings

Living alone from the age of 14, Zoe learned to budget the hard way. Since her early teenage years, she had to earn, save, and invest her own money - which, sometimes, barely exceeded $150. In this audiobook, she’s sharing her insights about how to manage even the smallest income to last the month and even save. She gives concrete, actionable advice based on her own and well-known financial experts’ experience.

There’s so much potential in you—here’s how to build a solid financial future while you’re young. Do you want to make money so you can buy the things you want, but you have no idea how to do it while studying? Do you want to grow your money so you can live your adult life with a sense of security? Maybe you’re worrying about the day you will need to start living on your own and taking care of your finances… and you have no idea where to begin. Don’t let these worries blur your vision of reaching your financial goals. Navigating the world of personal finance doesn’t have to be complicated.

In this must-have money manual, personal finance expert Matt Schulz empowers you to ask forty-five fiscal questions in seven key areas of life: credit and debt, healthcare, housing, shopping, travel, work, and relationships. The questions feature decision trees, success stories, potential risks, and other practical tools that skillfully guide you through the pros and cons and explain the relevant data. Every request also comes with an easy-to-follow, fill-in-the-blank script.

Turn learning about money into an exciting adventure. Discover financial freedom with fun lessons and a FREE BONUS! Are you a teen feeling overwhelmed by managing money and unsure about the future? Maybe saving for your dreams while enjoying life feels impossible? You're not alone. Many teens are learning to handle their own finances for the first time—whether from a part-time job or allowance. Big dreams like college and hanging out with friends can feel expensive, but you can take control!

In Mario 3 there existed these awesome hidden shortcuts called "Warp Whistles" which transported the player way, way further ahead in the game. These magic Whistles were invaluable! In finance, there are also shortcuts and financial cheat codes. These 'Financial Warp Whistles' can quickly catapult an investor out of mediocrity. They allow him or her to vacate the 'Rat Race', build Generational Wealth, and gain Passive Income that exceeds his/her Monthly Expenses (PI > ME). In short, these Warp Whistles can ensure success and true financial peace!

Today, 93% of teenagers say that money skills are extremely important for achieving their financial goals and living their best lives. Yet, most schools don’t offer classes in Financial Literacy, which creates an enormous gap in our educational system that requires our immediate attention. The solution is The Ultimate Money Skills Handbook for Teens and the Financial Independence Ladder!

"Personal Finance for Teenagers" is an engaging and comprehensive guide designed to equip young adults with essential financial skills. Recognizing that 93% of parents acknowledge the importance of financial literacy for achieving life goals, yet many teens receive no formal education in this area, this book fills a critical gap in practical knowledge.

Too young to think about retirement you say? Or too old now to save for retiring? Think again! It’s never too early or too late to begin your path towards future financial freedom through retirement. In fact, planning, saving, and investing for your retirement will be the most crucial decision you’ll make and action you’ll take in your life. The best time to start is now! Don’t waste another second as time really is money when it comes to savings, investing, and retiring rich.

Grab the roadmap to financial independence, even if you’ve never earned or saved a penny before! Turn the confusing world of personal finance into a thrilling journey of self-discovery—even if you've struggled with money matters in the past! Are you a teenager or parent wanting to simplify finances—avoid debt, make money, and aim for long-term financial freedom? If you've always wanted to manage money but dread boring textbooks, your solution is here!

Financial literacy isn't taught in school, so you’ve got to learn it on your own. Fortunately, plenty of adults have made mistakes they want you to avoid... and there are books, like this one, designed to give you the knowledge you need to ensure money is never a problem.

Whether your retirement dreams are five years away or fifty—the single greatest threat standing in your way is taxes. Unlike losses in the stock market, money lost to taxes never recovers. With untaxed retirement accounts likely to become your largest asset, you face an explosive landscape of costly tax traps, penalties, and a complex maze of rules when it comes time to tap into those savings. Renowned tax advisor Ed Slott returns with the ultimate guide to reclaim control of your financial future and keep more of your money—no matter what Congress comes up with next.

Arm your teen with the ultimate guide to financial independence–and watch them master money management quickly, even without prior knowledge.

Unlock your pathway to financial freedom with this essential guide! Dive into the world of money management and embark on a journey to independence, wealth, and achieving your dreams. Struggling with financial concepts like budgeting, saving, and managing money? You're not alone. This book is your beacon of hope, cutting through the fog with practical advice and insider tips to elevate your financial understanding.

The digital world offers multiple opportunities for teens to fast-track and grow finances at a young age. But because of its constantly evolving nature, most teens struggle to apply old and new financial concepts and strategies that could make or break the road to financial independence. This guide to personal finance will equip teens with essential money skills and empower you to look forward to the future

Give your teenager the lifetime gift of financial literacy: Equip them with investing and money management skills that bring enduring financial freedom, even if they've never earned a single dollar yet. According to research, only 30% of adults feel fully financially literate. Furthermore, many wish they had learned about money and investing while in high school. The truth is, financial literacy is an essential life skill, and early education provides a significant advantage. It's time to reverse the trend, and it starts with your teenager.

Imagine you're hanging out with friends on a sunny Saturday afternoon. Everyone's showing off their latest purchases — the newest iPhone or that exclusive Taylor Swift concert ticket. But while your friends flash their cards or Apple Pay, your heart sinks. With every tap, cha-ching, or swipe, you're confronted with a grim reality — financial FOMO.

Perhaps you’ve never thought of “buying” your retirement. Yet, that is exactly what you do when you put money into a retirement nest egg. You are paying today for the cost of your retirement tomorrow. The cost of those future years is getting more expensive for most Americans for two reasons.

Saving for the Future helps children see the benefits of saving a portion of money earned. The book addresses the concepts of needs and wants. Ages five to eight.

In times of economic uncertainties, people look for ways to save money and cut back on their monthly expenses. Just as the local economy can change at any moment, so can life. You may suddenly find that you are expecting a new addition to your family, or maybe retirement is sneaking up on you. Changing your habits and sticking to those changes can be the hardest part of the process. As people, we often get stuck in our ways and thus, getting out of old habits can be a challenging process. The rewards, however, are well worth the effort.

In times of economic uncertainties, people look for ways to save money and cut back on their monthly expenses. Just as the local economy can change at any moment, so can life. You may suddenly find that you are expecting a new addition to the family, or maybe retirement has sneaking up on you. Changing your habits and sticking to those changes can be the hardest part of the process. As people, we often get stuck in our ways and thus, getting out of old habits can be a challenging process.