Forest Finance

Victor W. Hwang and Greg Horowitt propose a radical new theory to explain the nature of innovation ecosystems: human networks that generate extraordinary creativity and output. They argue that free market thinking fails to consider the impact of human nature on the innovation process. This ambitious work challenges the basic assumptions that economists have held for over a century.

Do you dream about starting a plant nursery but aren't sure how to start? Are you afraid of regulations and irrigation and spending too much to get started? Do you wish you could stuff your yard with beautiful plants without guilt? If you're ready to take your love of gardening to the next level and start making money, this audiobook is for you.

Saving money doesn't have to be a burden. It also doesn't mean you need to stop spending your money completely. Savings and spending is not an either/or proposition. Instead, being smart with your money means you spend it well so you can save it wisely. Joseph J. A. Quijano, CFP®, CDFA®, is a certified financial planner and a national financial educator. Mr. Quijano has a strong passion for protecting his clients' money against losses.

Why do some people succeed financially while others struggle? In this uplifting book, the secrets to what determines financial success will be revealed. Joseph J.A. Quijano, CFP®, CDFA®, is a certified financial planner and a national financial educator. He has a strong passion for protecting his clients' money against losses. With over 40 years of successful experience, he has helped thousands of individuals achieve financial security. And he can do the same for you.

An uncomplicated financial book, Become the Banker is for anyone who wants to achieve financial freedom and security. Whether you are just starting your working years or are nearing retirement - or would like to help your children and grandchildren learn a powerful strategy to help them avoid the financial mistakes that most people make - this book is for you.

From the author of Become the Banker® comes a cutting-edge new sequel. It is packed with clearly defined, fact driven solutions to help you achieve financial freedom...as you make more money, save more money, and protect your money from taxation. How do we reach the ultimate goal of financial freedom while surviving potentially devastating, economic storms in life? The answer lies within this audiobook.